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Home Investment Loan
Home Investment Loans
 

Welcome

As a full-service mortgage broker, Choice Equities Inc. serves a wide array of residential and commercial mortgage clients, from first-time home buyers, to those looking for a home equity loan, to real estate investors, to those seeking new construction loans.

Home equity loansWhether you are a first-time homebuyer, or an experienced real estate investor, our goal is to facilitate the process of finding the real estate mortgage loan that best meets your particular needs. Choice Equities has access to a national network of more than 200 lenders, eager and ready to help you with your new mortgage, refinance, home equity loan, or investment property needs.

new construction and home equity loans by Tom PargettThroughout the lending process, we will work with you to determine your objectives and locate the mortgage loan programs and options that will best meet your goals. Our services are available to first-time homebuyers and property owners, with diverse needs: those with less than perfect credit, no credit, even those who are dealing with a bankruptcy, or even a foreclosure. I specialize in getting you the best loan that fits your needs. To begin your loan process, please use my secure email page to give me some basic informatin. I will contact you by phone to complete an application. You may also call me toll free at the number at the top of this page.

First-Time Homebuyers

We have years of experience in helping first-time homebuyers secure financing for their first home. Through our wide network of lenders, we are able to find and offer a home loan program that meets your unique needs. We can show you the different types of loans on the market today that are tailored towards first time home buyers, and explain their differences to you in a clear and concise way so you can make an educated decision. We also offer FHA and VA loan programs, for those who meet certain guidelines. However, we can usually find traditional financing that will be better and faster.


Refinance Your Mortgage

We offer services to homeowners seeking to refinance their current home loan for a number of reasons. If you are looking for a lower interest rate than you currently have, or a shorter or longer term, or you need cash for whatever reason, Choice Equities provides a variety of refinancing options to help with your needs. If a refinance doesn’t quite make sense, and what you need is cash, a home equity line of credit is a resource you can use any time, for any kind of expense. Home equity loans provide you the funds you need in one easy, lump-sum disbursement. Choice Equities professionals have the expertise to help you determine the best option to meet your objectives.


Investment Property

Investing in real estate is a wise financial move. We partner with government-backed housing lenders, specializing in rural properties. We also work with real estate investors in finding new construction loans. We have a variety of loans to help you finance your investment in the easiest way possible, and even help you refinance your primary residence to get cash out for your investments.


Commercial Real Estate

If you need commercial mortgage financing for apartment complexes, mobile home parks, or construction of these types of properties, Choice Equities has commercial loan programs that will fit just about every need. For those difficult scenarios or if you don't have the time to wait, we have hard money lenders that will be ready to fund your project with very short turn times.
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Federal Reserve Rate4.75
3-Month Libor5.07
Prime Rate7.75
Mortgage rates
15-Year Mortgage5.78%
30-Year Mortgage6.10%
30-Year Mortgage Jumbo6.33%
1-Year ARM5.74%
Doug Williams and Associates


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