Getting pre-approved for a home loan in Hawaii is easy!

Follow the steps outlined below, and you should know within 24 hours what type of loan and home you can qualify for financially.

If you've already picked out real estate in Hawaii, we can start the process right away.

If you now need to start searching for a home, I will refer the best Hawaii real estate agent to help you.

Additionally I can give you some other advice and resources to help you find real estate in Hawaii!

• Step #1 - Research
  How much can you afford to spend on mortgage payments each month? Find out what ballpark your loan is in!
  
  Try out our loan calculator to find out!
  
  
• Step #2 - Pre-Qualify
  Your choice:
  Fill out the on-line pre-qualification form
  Call Keoki directly - 1-808-217-6300
  Email Keoki - keoki@hawaiiloansandhomes.com
  
  
• Step #3 - Complete Mortgage Application
  Once you pre-qualify, I can take your application over the phone, I can mail or fax the application to you, or you can come into our office in Kailua-Kona (75-166 Kalani St. Suite 101)
  
  
• Step #4 - Pre-Approved
  Your information and credit report will be checked, and your loan will be approved. I'll order an appraisal (if you've already picked out your house), OR it's off house hunting for you.
  
  Click Find a Home to find real estate in Hawaii, or get ready for your home loan to close!