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Need Advice Concerning Car Accidents
or Personal Injury Claims?

   Free Consultation - Call (800) 709-1123
E-mail us, or use our online consultation form.

People who have been injured as a result of car accidents or someone else's negligent or other wrongful conduct, often ask whether or not they really need a lawyer to represent them.

In a situation where a person has suffered only minor temporary injuries and incurred medical bills of a few hundred dollars, there is probably no need to involve a personal injury attorney. However, even in those situations, it is a good idea to wait a sufficient length of time to make sure that the injuries sustained are in fact minor and temporary before settling and forever releasing all rights to the claim.

However, where a more serious and/or permanent injury has been sustained, an individual who does not have the training and experience in personal injury law, is not on an even playing field with the claims representative. Nonetheless, insurance adjusters many times will go to great lengths to keep an injured victim from hiring an attorney to represent them.

The insurance company is motivated to do only one thing,
settle your claim as cheaply as possible.

Insurance adjusters have been known to "advise" claimants (victims of car accidents) that they do not need a lawyer, that a lawyer will only cost them more money than the insurance company would otherwise pay to them, and that they, the insurance claims person, will take care of the claimant and see to it that they receive the compensation that they are legally entitled to. Various insurance companies are currently being sued in several states across the country for using such tactics as part of their claims process. The insurance company is motivated to do only one thing, which is to settle your claim as cheaply as possible. 

Car accidents and personal injury cases can be a lot more complicated than they appear on the surface.

In today's environment of much negative publicity about phony injury claims, insurance companies and Defendants generally fight cases and do not make quick, easy settlements, except in very small cases That may not have always been the case, but that is certainly the current state of affairs. As is true with most things in life, personal injury cases can be a lot more complicated than they may appear on the surface.

Special expertise is required to develop the evidence necessary to prove the full extent of a victim's injuries.

Although insurance companies in some cases do admit fault, they always very hotly contest the nature and extent of the injuries suffered by innocent victims of car accidents. An insurance company will find every way imaginable to avoid responsibility for the full extent of a victim's injuries. For example, insurance companies often claim that an injury was a result of some pre-existing condition, or caused by a previous or subsequent trauma, or that the injuries are otherwise not related to the claim, or that the claimant is grossly exaggerating his injuries.  

Experience in the personal injury field is required.

Of course proving liability and injuries/damages isn't worth much unless there is a Defendant who can pay or who is insured against the type of claim being asserted. Many problems can develop on issues of insurance coverage, which insurance companies often contest very vigorously. For example, just identifying all available auto insurance coverages in a motor vehicle case is sometimes not a simple matter. In the case of an uninsured or underinsured driver, a number of different policies may provide coverage. Notice provisions under various insurance policies and what is necessary in order to coordinate presentation of claims under various types of insurance coverages is a very tricky area of the law and can have devastating consequences if handled improperly. 

You have nothing to lose and much to gain by contacting us
for a free legal consultation.

You may contact us by telephone toll free at (800) 709-1123 or
Use our online consultation form or e-mail.

 R. F. Wittmeyer, Ltd.
1635 N. Arlington Heights Rd., Suite 104
Arlington Heights, Illinois 60004
(847) 577-1123
Fax (847) 577-2827
E-mail:  rfw@injurylawattys.com

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