Articles

Below is the list of articles that have been currently included in this website. Check often for new additions.

• Credit Repair Kit
  Use credit repair for better credit score. Your Credit Score is used by anyone loaning you money. Credit card companies, home equity lenders, auto loan lenders and finance companies all use a model created by Fair, Isaac and Co, the San Rafael, California company that pioneered credit scoring 40 years ago and dominates the field today. This score is most often known as FICO and serves as a snapshot of your credit history.
  
  
• Small Business Credit Card Advantages
  Obtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases.
  
  
• Credit Cards for People With Bad Credit -- How to Avoid Getting Ripped Off
  Credit unions frequently offer much better terms than regular commercial banks. Through credit unions, you can often find credit cards with no annual fees, lower interest rates, and more flexibility.
  
  
• Alternatives to Credit Cards that You need to Know
  Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren’t aware of any other easy way to borrow money?
  
  
• Avoiding Credit Card Secret Traps
  Avoid credit card traps. Credit card secret traps are the hidden side of plastic that keeps you in debt that is difficult to pay off. The main objective of credit card companies is for you to carry the largest balance you can possibly repay.
  
  
• Getting the Best Mortgage Rate
  Buying a home is an expensive endeavor so getting the best possible mortgage rate should be one of your main priorities. By deciding to get the best mortgage rate possible you will be making a positive decision to help you for many years to come.
  
  
• Getting a Mortgage Quote Online
  The best way to get a mortgage quote online is to visit the sites that ask for some general personal financial information and then submits it to various lenders.
  
  
• Choosing a Mortgage
  A mortgage is a long-term commitment but with the right advise you will be able to find one that will allow you enjoy everything about your new home without having to worry overmuch about your finances.
  
  
• Getting The Best Auto Loan Rates
  The lower the cost of your vehicle, the better terms you might be able to get for your car loan. Getting a good auto loan rate is not luck, but rather a skill that you must learn. There are good auto loan rates available if you know the tricks of the trade and how to negotiate to get the best deal for you.
  
  
• Auto Loan Buying Tips
  A word of caution. Keep it to business. It's exciting to buy a new car and it's also easy to get carried away and buy more vehicle than you need or previously wanted just because it looks so good or has so many features that the dealer will try to convince you that you can't live without.
  
  
• Credit Scores
  Along with the credit report, lenders can also buy a credit score based on the information in the report. That score is calculated by a mathematical equation that evaluates many types of information that are on your credit report at that agency. By comparing this information to the patterns in hundreds of thousands of past credit reports, the score identifies your level of future credit risk.
  
  
• Credit Reports
  Credit reporting agencies maintain files on millions of borrowers. Lenders making credit decisions buy credit reports on their prospects, applicants and customers from the credit reporting agencies.
  
  
• How payday loans work
  Payday loans are a highly convenient way to get money if you find yourself short of cash before payday. Payday loan companies can operate like retail stores, which you can probably find on a busy street, and, more conveniently, on the Internet.
  
  
• The Truth on the Payday Loan
  For a while many Americans were relying on a payday loan to help them pay the bills and get through until payday. However, many of these services have become illegal because of the high interest rates and fees associated with them.
  
  
• Payday Loans Pro's and Con's
  Payday Loans, often referred to as cash advance loans, are amounts lent by specialized lenders to borrowers until the next pay day. The cost of carrying payday loans is very high as the risk of default is high, since generally borrowers who find themselves in a very difficult financial situation avail of such loans.
  
  
• Faxless Payday Loans: An Overview
  Applying for a “No Fax Payday Loan” is a very viable option to consider when you need money in a hurry. This convenient service can really help out during an unexpected circumstance that cannot wait until your next pay check.
  
  
• A Guide To Payday Loans
  A payday loan is a cash advance on your paycheck for usually up to 50% of what you will earn. There are many lending agencies that offer this service and more are springing up online as well.
  
  
• Alternative Ways To Avoid Payday Loan
  If you spend more than you earn on a regular basis, it is a bad practice. To overcome this situation, if you borrow a payday loan, it will be a “risky solution”. Payday loan companies often take the advantages of your need and lead you in debt trap.
  
  
• User Guide To Payday Loan Terminologies
  Are you approaching towards a payday loan cash advance for the first time? Are you acquainted with all the terminologies or facts that you will be facing when you approach for the loan? Need not to worry.
  
  
• Payday Loan Companies
  At one point or another everyone of has encountered this situation, not having enough money to make it to our next payday. A common solution to this problem that seems to becoming more popular is a payday loan.
  
  
• Should You Ever Take A Payday Loan?
  Payday loans have many names -- cash advances, signature loans and paycheck loans, etc. Payday lenders provide quick and easy short-term cash to those who need money immediately.