Free Credit Report

Your credit score is a number based on the information in your credit file that shows how likely you are to pay a loan back on time – the higher your score, the less risk you represent. The credit score that lenders use is called a FICO® score. Your FICO score helps a lender determine whether you qualify for a loan and what interest rate you'll pay. Is your Personal Credit Report Accurate?

According to the FTC, approximately 10 million Americans were victims of identity theft in the past year alone. Over five million Americans – or more than half of all identity theft victims – discovered they were victims by monitoring their accounts. This means that more likely than not, it is up to you to find out if you’re a victim of identity theft.

Experts agree that monitoring your credit files at all three credit bureaus is the best defense against identity theft. Prevent Identity Theft - Review your FREE Personal Credit Report

When you order your free report here, you will begin your free trial membership in Triple Advantage^SM Credit Monitoring. If you don't cancel your membership within the 30-day trial period, you will be billed $12 for each month that you continue your membership.

This offer is not related to the free credit report that you are entitled to under Federal law. To obtain that free report, you must go to www.annualcreditreport.com. Remember, all free credit reports are not created equal. Get your Free Credit Report & Score from the leading provider of consumer credit monitoring products.

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Read more about Credit Report...

• Free Credit Report? Don't Hold Your Breath (Kiplinger Magazine via Yahoo! Finance)
  Anticipates that it will take another year before rules are in place to implement new laws guaranteeing free credit reports to consumers. Suggests consumers act now to check their credit rather than wait for free reports.



• Both houses pass credit-report bill (Pioneer Press)
  Both houses pass credit-report bill The Minnesota Senate on Saturday approved a bill lawmakers said would help people protect their credit from tampering.