Insurance
Auto Insurance - Car insurance protects you and your family financially if you ever have an accident in your car. You have a contractual agreement with your car insurance company. If you pay the premium you agree to in a timely manner, the car insurance company will cover your losses in the event of an accident. Most states require that you carry car insurance in order to drive a vehicle of any type.
Health Insurance - Individual and family health insurance plans are usually described as either "indemnity" or "managed-care" plans. Put broadly, the major differences concern choice of healthcare providers, out-of-pocket costs and how bills are paid. Typically, indemnity plans offer a broader selection of healthcare providers than managed care plans. Indemnity plans pay their share of the costs for covered services only after they receive a bill (which means that you may have to pay up front and then obtain reimbursement from your health insurance company). There are several different types of managed-care health insurance plans. These include HMO, PPO, and POS plans. Managed-care plans typically make use of healthcare provider networks.
Dental insurance works in much the same way that medical insurance works. For a specific monthly rate (or "premium"), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Dental Discount Cards provide you with a great way to save money on your dental care needs. As a cardholder, you'll enjoy discounts of up to 60% with a national network of leading dental care providers. Getting your Dental Discount Card is easy. There is no lengthy approval process. No medical exams are required. You don't have to provide information or records regarding your health history. Here are some of the providers:
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Enter your ZIP code to view plan details, savings information and participating dentists for all available discount dental plans in your area. |
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Life insurance is a contract that binds an insurance company to compensate a beneficiary in the event of the death of the insured person. If the insured person dies, the insurance company will pay a cash benefit to the beneficiary (typically a family member). Life insurance is often used to protect a family against the economic hardship that could result from the death of a primary income-earner.
Term life insurance is a specific type of life insurance, which has become very popular in recent years. Term life insurance provides protection for a specified period of time, typically 5, 10, 15, 20, 25 or 30 years (this is called the coverage term). The person to be insured selects the coverage term, and a death benefit is paid to the beneficiary (or beneficiaries) if the insured dies while the policy is still in force. Term life insurance works well for people who need coverage for only a specific period of time. For example, when a child is born, a parent may take out a 20 or 25-year term life policy to ensure that in the event of their death, the child will be provided for through his or her college years.

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Read more about insurance...
- ICAT Selects Thunderhead for Catastrophe Insurance Policy Document Generation (SYS-CON Media)
Thunderhead, the leading provider of enterprise communications technology, today announced that International Catastrophe insurance Managers (ICAT), the leading North American catastrophe insurance brokerage, has selected the Thunderhead platform to power the multi-channel generation of its insurance policies, policy endorsements and cancellation notices.
- More Than 75 Million North American Life Insurance and Annuity Policies Now Administered on CSC Software (SYS-CON Media)
Computer Sciences Corporation today announced that its policy administration systems now support more than 75 million life insurance and annuity policies in North America. CSC reached this milestone with Sammons Financial Group's recent conversion of an acquired block of policies onto CSC's CyberLife software.
- Bill aims to ease insurance woes for jockeys in La. (The Houma Courier)
BATON ROUGE, La. - A state senator wants to force the owners of Louisiana's race tracks and the owners of race horses to pay part of the high cost of getting health insurance for jockeys.
- Insurance news briefs (The Star Online)
> ZFS GETS BEIJING GENERAL INSURANCE LICENCE: Swiss insurer Zurich Financial Services (ZFS) said yesterday it was the first foreign insurer to be granted a business licence to establish a general insurance branch in Beijing.
- Microsoft and Insurity to advance insurance software (Computer Business Review)
Insurity and Microsoft have announced a partnership to align future software development. The alliance will combine Insuritys Insurance Decisions services with Microsofts .NET framework and Windows Server system.
- Silverstein Says Insurance Payments at Ground Zero Could Be Threatened (Architectural Record)
In a meeting held in Lower Manhattan last Thursday by New York State Assembly Speaker Sheldon Silver, Larry Silverstein, who is developing several new buildings at Ground Zero, said that construction on the projects could be delayed because insurance companies could withhold payments.
- Senate panel to weigh flood insurance overhaul (Reuters via Yahoo! News)
A U.S. Senate committee will debate legislation on Thursday to overhaul the bankrupt National Flood Insurance Program by raising annual premiums, stiffening coverage requirements and redrawing flood maps.
- Pay-as-You-Live Insurance and Active Risk Management Will Help Industry Bridge to the Future (SYS-CON Media)
The worldwide Insurance Industry will engagein a series of bold transformations over the next 15 years, creating adramatically different set of products, services and business process, allin the name of value creation and long-term growth, according to anewly-released IBM global study.
- Simplify Your Life ... Insurance Online (Benton Evening News)
(ARA) - Purchasing life insurance online is one of the easiest decisions you'll ever make when it comes to protecting your family's financial future.
- Insurance non-renewal (CNN Money)
Hurricane season will be here before we know it. And insurance companies have already been hedging their bets - canceling and not renewing policies in places like Florida, New York, Texas and Louisiana.
Source: eHealthInsurance.com
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