3-in-1 Credit Report Overview
Lenders often look at credit reports from all three major credit reporting companies to review your credit history. The 3-in-1 Credit Report is a simple way to check your information at all three agencies in one easy step. You will be able to compare the information that each credit-reporting agency has on file about you, and easily identify any inaccuracies.
Select any of the following topics to learn more about the 3-in-1 Credit Report:
Verifying Your 3-in-1 Credit Report
When you receive your 3-in-1 Credit Report you should review it carefully and verify:
- Your name (including prefix and suffix)
- Your addresses (former and current)
- Your Social Security Number
- Your date of birth
- That you recognize all accounts listed as your own
- That all credit/charge accounts are listed accurately
- That outstanding balances/limits on the accounts are correct, as of the dates shown
- That payment histories are correct
- That derogatory information has been deleted after seven years (10 years in the event of bankruptcies, except successfully completed Chapter 13 bankruptcies, which are removed after seven)
- That you recognize all listed inquiries
Printable Version
For your convenience, your 3-in-1 Credit Report is available in a printer-friendly format. Simply select 'Print Credit Report' on the left side of the 3-in-1 Credit Report page.
3-in-1 Score Report with Score Power®
Purchasing the 3-in-1 Credit Report with Score Power® is a cost-effective way to get all of the tools you need to help you plan for major expenditures. Score Power® includes your Equifax Credit Report™ and your FICO® credit score. The price of the combined products is discounted as compared to purchasing the two products separately.
For more information about your FICO® Score, click here.
Credit Reports General Information
For more information about credit reports in general, visit the Equifax Credit Report™ section of Customer Service, where you'll find helpful information that applies to the 3-in-1 Credit Report.
