Mandees - Debt Consolidation Care

unshallah · Posted: Mon Jun 12, 2006 2:14 pm Post subject: Mandees

So for years I have had this Mandees account. It's about $390. I have so much crap from my "I the smartest teen in the world" years that I have to pay off. I do it little by little. Just got done with a $2000 student loan. I actually didn't mind that NJ Dept of Edu garnished my wages. It took less time and I received $300 back as they overcharged me.

But this Mandee's I call every two years and it's the same woman who answers. I ask her can we cut a deal she is like no it's in judgement. I say judgement? I haven't gone to court. I tell her I wll give her $225 to settle right now. She says she can't since it's in judgement. It's not in judgement it's in collection! So that account is the last on my list or until it goes away. Whichever comes first.

GunsNroses · Joined: 08 Jun 2006 Posts: 38 1104 DebtCC points

What is the name of the original creditor for which Mandees is collecting? Have you called them for making direct arrangements? Collection agencies are hard to deal with. You will find it easier working with the creditor directly.

Jessi · Posted: Mon Jun 12, 2006 2:46 pm Post subject:

Are you trying to deal with the original creditor, or are you talking to the collection agency? If it's been charged off and sold to collections you'll have to deal with the collection agency. Is that what she means by "judgement"?

unshallah · Posted: Tue Jun 13, 2006 1:05 pm Post subject: Mandees

It's actually Mandees. They didn't sell it. I appreciate the responses I truly do. But it was more of a B****fest. So I am gonna wait them out until they are the absolutley last creditor I owe....

jj · Posted: Tue Jun 13, 2006 2:14 pm Post subject:

have you checked to see if they do indeed have a judgement?

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