About Geneva Roth Ventures : From 40,769 members

basbury · Last edited by basbury on Thu Mar 30, 2006 1:59 pm

I was asked to repost this and let others see it thanks.

Confused

I just received a call from 913-825-1200 (caller ID) or 800-351-8820 (number he gave me) and was threatened and told that I embezzled money from his company and he needed to speak with my supervisor in order to take care of this debt. When I would not give him that information, he said that I had 1 hour to come up with 647.50 or there was going to be a serious problem. He told me that I needed to call my friends and family and borrow the money from them. I know that I owe the money, but I can not be getting these stressful calls at my work anymore.
So I have been reading on this site and know that these collection companies can not send me to jail no matter what they threaten. I would like to get a letter that I can fax them, so that they will not call me at work anymore. Any infomation on this would be greatly appreciated. Thanks

Jessi · Posted: Wed Mar 29, 2006 1:29 pm Post subject:

You need to send him a cease and desist letter...If you go to the "books" section of this website, you can download the free e-book of letters...You can use these as templates to send these people.

You can add to the Cease and Desist that they may contact you by mail, but not by telephone.

basbury · Posted: Thu Mar 30, 2006 2:03 pm Post subject:

I did send them the letter that I got off this site and he called back and made more threats and told me to delete my orginial post or he was going to get me in trouble with my IT department. I really have no idea what to do at this point. I can pay the amount or I can pay other bills and buy food, but not both. I really need some advice. Thanks

stanley · Posted: Fri Mar 31, 2006 9:19 am Post subject:

Do you have any loan from Xpresscash?

It seems Geneva Roth Ventures is a collection agency; they are listed under the name Geneva Roth Ventures II, financial planning consultant.

Collection agency cannot threat you of arrest, cannot disclose your financial obligation to your employer or any third party. They can contact your employer only to verify your employment or contact information. By doing this they violate FDCPA laws-

basbury · Posted: Fri Mar 31, 2006 9:23 am Post subject:

That is what I thought. This guy was just a real pain and it scared me. After reading around on this site and getting infomation from other here, I feel better about what is going on. I have contacted T & C and will be taking care of this bill as well as others and if he calls again I will tell him to stop calling me at work. Thanks for the infomation

Just the Facts · Guest 100 DebtCC points

Please, before posting information on this site, be sure that you have the facts.

1. Geneva Roth Ventures is in no way a part of XpressCash. They once were but are now a completely separate entity.

2. Geneva Roth Ventures is an original creditor that does all of its own collections.

3. The Geneva Roth Ventures II that is mentioned above is not at all affiliated with the Geneva Roth Ventures that is being discussed in this forum. I too Googled Geneva Roth and came up with pages of companies with the same name that are in no way affiliated.

I realize that you are trying to perform a useful service here, but make sure that in the future, you are reporting facts.

Thank you,
Geneva Roth Ventures (the one that is being discussed here.)

curlycarl · Posted: Fri Mar 31, 2006 2:06 pm Post subject:

Thanks for helping us reporting the facts and offering the proper information.

I also searched for Geneva Roth Ventures with BBB and got Geneva Roth Ventures II. I thought it is the second edition of the agency Laughing

Now it is clear that Geneva Roth Ventures is a collection agency that is not affiliated with any lender. So they MUST follow FDCPA rules, right? How they can threaten consumers this way? This is not right. What do you say, Guest?

Jedi Mistress Ari · Posted: Fri Mar 31, 2006 2:29 pm Post subject:

Everyone is right here, Basbury. They have to obey their own set of rules. If they call you at work again after you've advised them not to, you can have your supervisor file a complaint against them. Or, you can just deafen them with the monotonous droning of the 3 key being held down!

Also, get to work on your cease comm and your dispute letters. Dispute all of the excess charges on the loan otherwise it will get out of hand.

Contact the attorney general of their state to report the harassment and unlawful collections tactic as well.

Finally, go to your nearest T&C consolidation company and they will help you. People here love T&C.

P.S. If you ever do hear from them, call their bluff and mention the FDCPA and the attorney general, and I guarantee they will run off with their tail between their legs.

Just the Facts · Guest 100 DebtCC points

All:

Maybe my earlier post was not clear enough for you. Geneva Roth Ventures is the original creditor. We were once a part of XpressCash but are no longer. Therefore, if you want to know about us, you would need to search the BBB for XpressCash (the one in Wilmington, DE) and no we are not members. FDCPA does not apply to Geneva Roth Ventures.

Thanks again,
Geneva Roth Ventures

basbury · Posted: Fri Mar 31, 2006 2:38 pm Post subject:

I have already contacted t&c and they are sending me the paperwork to get started. I have not heard from them in a couple of days, so I guess we will have to wait and see. Thanks

curlycarl · Posted: Fri Mar 31, 2006 2:44 pm Post subject:

jj · Posted: Fri Mar 31, 2006 2:49 pm Post subject:

Good point carl, if either geneva roth or express is not licensed in your state, the loan may be illegal and thus you should at a minimum be able to settle on an affordable amount.

Jedi Mistress Ari · Posted: Fri Mar 31, 2006 2:55 pm Post subject:

Hey you! Just the facts! The FDCPA applies in ALL collections endeavors whether you want it to or not! Exactly where do you and this company get off threatening people with false charges that even you know are not true, and harassing people at work! These tactics are illegal, and even if your company is not a collection agency, it could still face liability for harassment!

You call your post Just the facts?!?! Come on! More like Just the False!

basbury · Posted: Fri Mar 31, 2006 2:56 pm Post subject:

I do remember taking a loan with this company...it was over the internet. I live in Wyoming. It so old that I don't remember the original amount or anything. I am going to send them a validation letter this afternoon and make sure I know what is going on.

I am still going to get things started with T & C, because I have other things that I really need to get taken care of and need the help.

I just want to say thanks to everyone on this site. You all have been a sanity saver and very, very helpful.

I am glad to know that I am not the only one that has made such a stupid mistake as to get involved with the payday loan cycle and to know that there is a light at the end of the tunnel. I know that is it going to take time, but I have nothing to lose anymore.

curlycarl · Posted: Fri Mar 31, 2006 3:29 pm Post subject:

basbury,

Since you are from the state of Wyoming, please go through this document. This is very very informative. Don’t forget to read the attachment section at the end of the document.

http://legisweb.state.wy.us/PubResearch/2005/05IB011.pdf

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