We offer a Building and/or contents policy that offers the first 3 months free cover. You will also receive 12 months free cover for home emergency and legal expenses if you opt for them.
Contents cover will replace or repair on a as new basis and also covers any garage or out building contents to an individual value of £2,000. External locks are covered up to £250 if you lose your keys, freezer replacement to £300 and cash to a value of £100.
The Home Emergency cover will cover you for immediate action if your home needs to be made safe and secure (following a burglary for example), restore gas, water or electric if they have totally failed or overnight accommodation and transport costs if your home becomes uninhabitable.
Full details can be found in the policy summary.
Could you cope if you were made redundant?
If you were out of work for over 30 days as a result of being made redundant, our payment protection policies will cover your monthly repayments for up to a year giving you time to find your feet again.
Did you know?
813,200 people were claiming unemployment benefits in January 2005 (National Statistics - Labour Market Statistics, February 2005)
What if you couldn’t work?
If you were off work because of an accident or sickness would you have enough savings to cover your loan repayments? Or more importantly would you want to use them to repay your loan?
If you are unable to work for over 30 days due to either an accident or sickness, our loanprotect Gold or Silver (accident & sickness option) policies will cover your monthly payments for up to a year allowing you to concentrate on getting better.
Did you know?
35 million working days were lost overall, 28 million due to work-related ill health and 7 million due to workplace injury (Health and Safety Executive 2004/5)
Would you like the peace of mind provided by knowing your loan would be repaid in the event of your death?
Life insurance or Life & Critical illness protection can be arranged to protect your mortgage and/or homeowner loan.
Please call for an independent quotation.Did you know?
In 2003, in Great Britain, there were a total of 290,607 casualties in road accidents. Of these, 3,508 were fatalities and 33,707 were serious injuries (The Royal Society for the Prevention of Accidents, November 2004)
We are authorised and regulated by the Financial Services Authority for the provision of mortgage and general insurance mediation activities only. Details can be found on the FSA register, please visit www.fsa.gov.uk to view.
We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises.
Reduce Your Outgoings Into One Payment CCJs / Default Mortgage Arrears - No Problem
Fast Turnaround £5000 - £50,000 any purpose loansNo proof of income - No Problem
3 Months Free Cover On Building & ContentsMortgage ProtectionLife & Critical Illness
