Federal Stafford Loans

Cash in a great offer! Get one of the most affordable loans available. Federal Stafford Loans are government-secured loans available to undergraduates at rock-bottom rates. There’s no collateral or credit check required, and payments are delayed until you graduate.

• Low 6.8% interest rate
• No collateral or credit checks
• Pay nothing while you’re in school
• Eligible for federal loan consolidation
• Tax deductions and flexible repayment options available
• No guarantee fees or prepayment penalties

What are you waiting for? Apply for a Stafford Loan now.

NextStudent makes a great loan even better.
When you get a NextStudent Stafford Loan, you get more than just a great loan. You also get a great deal.

• 2% Upfront Cash Rebate
• 3% Cash Rebate: on the remaining principal balance after the first 30 months of consecutive on-time payments. Bwr must particpate in auto-debit
• .375% Interest Rate Reduction: for electing to use auto-debit for repayment

This is an offer you can’t afford to pass up. Apply now.

More about Federal Stafford Loans

A Stafford Loan is one of the most affordable ways to pay for school. Stafford Loan rates are lower than other forms of consumer financing, and repayment is postponed until you are out of school.

• Interest rates currently low—just 6.8%
• No collateral or credit check required
• No payments while in school
• Automatic debit discount of .375%
• Eligible for federal loan consolidation
• Tax deductions and flexible repayment options available
• No guarantee fee or co-signers required

	Quick Links » Types of Stafford Loans » Eligibility » Loan Amounts » Rates, Fees and Terms » Top Questions about Stafford Loans Download a PDF Federal Stafford Loan Application

	Related Terms » Student Loans » Federal Stafford Loans » College Student Loans » College Loans » Loans for College » College Loan