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This is a long page - You get lots of information and prices

Why Buy It?

Quibbles

You have 14 calendar days after your initial trip deposit date (they advertise 15 days) to cover pre-existing conditions & supplier financial default

Trip Interruption claims are paid like this: You get the greater of the cost of a one-way ticket or the unused prepaid, non-refundable trip cost.

You can upgrade Cruise, Tour & Travel's Medical coverage to $100,000 (from $50,000)

180 day Lookback period - Protect Assist

Travel Guard can guarantee payment to a medical facility to secure your admission while you're on your trip

Emergency Medical Transportation coverage is $500,000 or $1,000,000

The Cruise, Tour and Travel plan has just a 60 day Lookback period

You only have to insure your full trip cost if you want to cover pre-existing conditions.

If you are looking for a Collision Damage Waiver that includes stolen vehicle coverage, the CDW upgrade with this travel Guard plan will cover you.

Travel Guard is 1 of the 6 companies we trust

If you already know which Travel Guard plan you want, click here to go to Travel Guard's secure online purchase page. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone.

Plan Name

Protect Assist

Cruise, Tour & Travel

Secure online order form link (You won't pay extra fees by going through us)

Protect Assist's secure online purchase page

Cruise, Tour & Travel's secure online purchase page

Money Back Guarantee

15 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 100% of the insured amount

Up to 125% of the insured amount

Emergency Medical (per person)

$25,000

Travel Guard can guarantee the hospital payment

$50,000

Travel Guard can guarantee the hospital payment

Emergency Medical Evacuation / Repatriation (per person)

$500,000

$1,000,000

Emergency Dental (per person)

$500

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 14 calendar days

Pre-Existing Condition Lookback Period

180 Days

60 Days

Travel Baggage (per person)

$750

$1000

Travel Baggage Delay (per person)

$200

Travel Delay (per person)

$1,000 (after 12 hours)

$1,000 (after 6 hours)

24 Hour AD&D (per person)

No Coverage

$25,000

Rental Car Collision / Loss Damage Waiver

Yes, as a separate plan

24-hour Assistance Services

Included

Flight Accident Insurance (per person)

Yes, US residents click here
Yes, Canadian residents click here

Your deadline to cover Financial Default of cruise lines, airlines, or tour operators

14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days

Terrorist Incident coverage in Itinerary City

"...in a city to which you were scheduled to arrive within 30 days"

Some More Details:

• Secondary medical coverage
• US or Canadian residents only

• Optional upgrade to $100,000 medical is available
•Primary medical coverage
• US or Canadian residents only

Insurance Underwriter

American Home Assurance Company (2007 A.M. Best Rating A+)

Secure online order form link (you don't pay extra fees by going through us)

Go to the Protect Assist secure online order form

Go to the Cruise, Tour & Travel secure online order form

Trip Cost Per Person
(US dollars)

Ages 0 - 34

35 - 59

60 - 69

70 - 74

75 - 79

80 - 84

85+

$0

$22

25

37

41

52

71

89

$1 - 500

$36

42

62

68

87

118

148

$501 - 1,000

$62

75

104

122

152

214

240

$1,001 - 1,500

$90

103

146

172

222

279

333

$1,501 - 2,000

$116

143

187

220

297

379

426

$2,001 - 2,500

$145

178

229

284

373

489

548

$ 2,501 - 3,000

$170

214

272

342

448

600

673

$3,001 - 3,500

$195

258

314

400

539

705

789

$3,501 - 4,000

$219

293

356

458

617

806

903

$4,001 - 4,500

$245

328

397

530

696

906

1,015

$4,501 - 5,000

$270

375

440

590

772

1,008

1,129

$5,001 - 5,500

$311

413

483

649

850

1,072

1,201

$5,501 - 6,000

$333

461

541

708

929

1,136

1,272

$ 6,001 - 6,500

$362

500

588

791

1,007

1,242

1,391

$6,501 - 7,000

$394

554

633

852

1,083

1,348

1,510

$7,001 - 8,000

$451

613

721

945

1,201

1,491

1,671

$8,001 - 9,000

$521

714

814

1,067

1,358

1,690

1,893

$ 9,001 - 10,000

$600

795

907

1,190

1,512

1,884

2,109

$10,001 - $11,000

$675

910

1,049

1,375

1,747

2,174

2,435

$11,001 - $12,000

$750

1,012

1,164

1,526

1,940

2,414

2,704

$12,001 - $13,000

$824

1,112

1,280

1,678

2,133

2,655

2,973

$13,001 - 14,000

$899

1,213

1,396

1,830

2,326

2,894

3,242

$14,001 - 15,000

$973

1,313

1,512

1,982

2,519

3,134

3,511

$50,000
Medical Upgrade

$9

11

14

16

19

23

28

Trip Cost Per Person
(US dollars)

Ages 0-34

35-59

60-69

70-74

75-79

80-84

85+

$0

$16

24

29

35

53

65

79

$1 - $500

$24

36

40

51

60

91

$102

$501 - $1,000

$41

52

65

89

108

139

172

$1,001 - $1,500

$53

71

89

117

154

183

242

$1,501 - $2,000

$72

94

123

166

201

238

311

$2,001 - $2,500

$92

118

152

205

248

294

381

$2,501 - $3,000

$111

139

181

245

295

347

453

$3,001 - $3,500

$130

148

211

284

340

402

522

$3,501 - $4,000

$148

162

240

323

388

467

592

$4,001 - $4,500

$165

185

303

362

434

528

662

$4,501 - $5,000

$184

206

340

401

481

590

731

$5,001 - $5,500

$211

244

374

472

528

662

802

$5,501 - $6,000

$237

281

407

516

575

733

873

$6,001 - $6,500

$258

307

444

561

621

801

943

$6,501 - $7,000

$279

333

481

605

667

869

1,012

$7,001 - $8,000

$307

362

540

684

762

977

1,155

$8,001 - $9,000

$345

392

598

764

856

1,084

1,295

$9,001 - $10,000

$382

422

659

842

953

1,192

1,439

$10,001 - $11,000

$438

491

752

958

1,118

1,391

1,680

$11,001 - $12,000

$495

556

827

1,068

1,261

1,569

1,893

$12,001 - $13,000

$552

623

896

1,175

1,408

1,752

2,081

$13,001 - $14,000

$611

691

977

1,281

1,558

1,940

2,269

$14,001 - $15,000

$672

761

1,058

1,387

1,713

2,132

2,457