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Want personalized travel insurance advice? Make one easy free phone call to our expert staff: Steve, Tara, Teresa, Mary, Deanna or Becky at 1-888-407-3854 (US & Canada) or 507-214-3854. 7 days a week (& holidays), 8am - 10pm ET. |
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Hi Steve: Just to let you know that we have received from HTH the insurance refund for our cancelled trip to South Africa. Thank you so much for your help and your excellent service. We'll contact you again for future trips (well, not in hurricane season). Have a good day. Doreen and Han T., Slidell, Louisiana |
Why Buy It? |
Quibbles |
 TripProtector has $100,000 Secondary Emergency Medical coverage
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HTH's Emergency Medical & Medical Evacuation Limits are per policy, not per person |
TripProtector Preferred has $250,000 Secondary Emergency Medical coverage |
No frequent flyer fee reimbursement |
You have to buy your HTH policy no later than 24 Hours after your final trip payment to get a plan to cover pre-existing conditions and supplier financial default |
HTH can not guarantee the medical payment. You have to pay all the costs up front and get reimbursed when your claim is settled |
You have a 10 day Free-Look period |
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The HTH Trip Protector plans cover losses because of family members who are not scheduled or booked to travel with you (including for pre-existing conditions). They must be Medically Stable when you order the insurance. |
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You don't have to insure your full trip cost even if you want to cover pre-existing conditions |
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TripProtector and TripProtector Preferred's maximum trip cost is $30,000 per person or $60,000 per trip |
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TripProtector & TripProtector Preferred's maximum trip length is 365 days. |
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TripProtector Preferred's Trip Interruption is up to 150% of the covered trip cost |
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HTH is 1 of the 6 companies we trust |
If you already know which HTH plan you want, click here to go to HTH's secure online order form. Or call us toll free at 1-888-407-3854 (US & Canada) to place your order over the telephone. |
 The HTH TripProtector plans are only available to US residents. You get a Ten-day money back satisfaction guarantee. All plans include membership in the HTH Travelers Club. All benefits are expressed in U.S. dollars. A maximum of 10 people can be covered on each policy. You can also get multi-trip travel medical insurance plans (Travel Gap & Travel Gap Gold plans)
Click here to go to HTH's secure online order form
Trip Protector Certificates of Coverage:
Please select the appropriate Certificate: (you can view them with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
View or Download the HTH TripProtector or Preferred brochure and paper application
Click here to go to TripProtector's secure online order form
Plan Name |
Trip Protector |
Trip Protector Preferred |
Secure online order form link (You won't pay extra fees by going through us) |
HTH's Trip Protector and Trip Protector Preferred Secure Online Order Form |
Money Back Guarantee |
10 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 100% of the insured amount |
Up to 150% of the insured amount |
Secondary Emergency Medical & Dental (Policy Maximum) |
$100,000 |
$250,000 |
Emergency Medical Evacuation / Repatriation (Policy Maximum) |
$500,000 |
$1,000,000 |
Emergency Dental (per person) |
Included in Medical |
Your deadline to waive the Pre-Existing Condition exclusion |
No later than 24 Hours after your final trip payment |
Pre-Existing Condition Lookback Period |
180 Days |
Travel Baggage (per person) |
$1000 |
$1500 |
Travel Baggage Delay (per person) |
$200 |
Travel Delay / Missed Connection (per person) |
up to $1,000 |
Flight Accident Insurance (per person) |
$100,000 ($250,000 Policy Maximum) |
$200,000 ($250,000 Policy Maximum) |
Rental Car Collision / Loss Damage Waiver |
Yes, as a separate plan |
$50,000 (Not available to residents of OR, TX, NY) |
24-hour Assistance Services |
Included |
Your deadline to cover Financial Default of cruise lines, airlines, or tour operators |
7 Day Wait if purchased no later than 24 Hours after your final trip payment |
Terrorist Incident coverage in Itinerary City |
"...in a city to which you were scheduled to arrive
within 30 days" |
Some More Details: |
• Includes HTH TravelersClub Services
• Secondary medical coverage |
Residency Eligibilty Requirements: |
Available to US residents only |
Insurance Underwriter |
Stonebridge Casualty Insurance Company (2006 A.M. Best Rating A-) |
Secure online order form link (you don't pay extra fees by going through us) |
HTH's Trip Protector and Trip Protector Preferred Secure Online Order Form |
Here are the HTH Trip Protector Plan prices:
Take note of this important HTH Trip Protector Plan pricing information:
- The main section of the table contains rates for Trip costs up to $10,000 per person
- $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
- It's the same price for a trip of up to 31 days
- The 3rd to last row has the rates for trip costs of $10,001 to $30,000
- The 4th to last row has the daily per person rates for a 32 - 365 days' trip
- Here's the TripProtector's secure online order form
Trip Cost Per Person (US dollars) |
Up to Age 30 |
31 - 55 |
56 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0.00 |
$29 |
33 |
42 |
47 |
56 |
69 |
74 |
$0.01 - 500 |
$40 |
45 |
54 |
63 |
74 |
106 |
123 |
$500.01 - 1,000 |
$57 |
61 |
80 |
112 |
124 |
160 |
198 |
$1,000.01 - 1,500 |
$75 |
82 |
110 |
155 |
177 |
209 |
273 |
$1,500.01 - 2,000 |
$92 |
102 |
139 |
199 |
228 |
268 |
348 |
$2,000.01 - 2,500 |
$112 |
126 |
171 |
245 |
282 |
327 |
424 |
$2,500.01 - 3,000 |
$132 |
149 |
209 |
291 |
334 |
384 |
504 |
$3,000.01 - 3,500 |
$153 |
172 |
241 |
339 |
388 |
445 |
574 |
$3,500.01 - 4,000 |
$173 |
196 |
273 |
385 |
442 |
515 |
649 |
$4,000.01 - 4,500 |
$195 |
218 |
316 |
433 |
497 |
580 |
725 |
$4,500.01 - 5,000 |
$213 |
239 |
354 |
479 |
549 |
644 |
800 |
$5,000.01 - 5,500 |
$226 |
254 |
391 |
506 |
582 |
725 |
875 |
$5,500.01 - 6,000 |
$251 |
282 |
440 |
567 |
651 |
800 |
956 |
$6,000.01 - 6,500 |
$265 |
298 |
472 |
598 |
686 |
875 |
1,031 |
$6,500.01 - 7,000 |
$288 |
325 |
515 |
654 |
752 |
945 |
1,106 |
$7,000.01 - 8,000 |
$325 |
369 |
574 |
746 |
857 |
1,063 |
1,257 |
$8,000.01 - 9,000 |
$362 |
412 |
644 |
839 |
963 |
1,182 |
1,408 |
$9,000.01 - 10,000 |
$399 |
455 |
709 |
927 |
1,063 |
1,295 |
1,563 |
Additional daily fee for trips 32-365 days in length* |
$3 per person per day |
$4 per person per day |
$5 per person per day |
$6 per person per day |
$7 per person per day |
$8 per person per day |
$8 per person per day |
Additional amount for trip costs between $10,001 and $30,000** |
Add 5% for amounts above $10,000 |
Add 5% for amounts above $10,000 |
Add 8% for amounts above $10,000 |
Add 10% for amounts above $10,000 |
Add 11% for amounts above $10,000 |
Add 13% for amounts above $10,000 |
Add 16% for amounts above $10,000 |
Coverage is not available for trips where the total trip cost for all insured persons exceeds $60,000 combined |
* Charge per day over 31 days
** The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person |
Click here to go to TripProtector's secure online order form
You can also create your own price quote at our HTH site. Just enter your trip details and you'll get the prices for your travel insurance plan.
Here are the HTH Trip Protector Preferred Plan prices:
Take note of this important HTH Trip Protector Preferred Plan pricing information:
- The main section of the table contains rates for Trip costs up to $10,000 per person
- $0 Trip Cost band does not include Trip Cancellation and Trip Interruption
- It's the same price for a trip of up to 31 days
- The 3rd to last row has the rates for trip costs of $10,001 to $30,000
- The 4th to last row has the daily per person rates for a 32 - 180 days' trip
- Here's the TripProtector Preferred's secure online order form
Trip Cost Per Person (US dollars) |
Up to Age 30 |
31 - 55 |
56 - 70 |
71 - 75 |
76 - 80 |
81 - 84 |
85+ |
$0.00 |
$41 |
47 |
51 |
65 |
70 |
89 |
99 |
$0.01 - 500 |
$56 |
65 |
69 |
80 |
94 |
109 |
134 |
$500.01 - 1,000 |
$75 |
80 |
99 |
135 |
155 |
174 |
214 |
$1,000.01 - 1,500 |
$90 |
105 |
140 |
190 |
220 |
239 |
294 |
$1,500.01 - 2,000 |
$115 |
130 |
175 |
250 |
285 |
309 |
364 |
$2,000.01 - 2,500 |
$141 |
160 |
215 |
300 |
345 |
375 |
449 |
$2,500.01 - 3,000 |
$166 |
186 |
255 |
360 |
415 |
445 |
534 |
$3,000.01 - 3,500 |
$191 |
211 |
296 |
415 |
480 |
515 |
599 |
$3,500.01 - 4,000 |
$211 |
241 |
331 |
470 |
545 |
590 |
689 |
$4,000.01 - 4,500 |
$241 |
266 |
371 |
535 |
615 |
670 |
769 |
$4,500.01 - 5,000 |
$261 |
301 |
411 |
590 |
675 |
740 |
849 |
$5,000.01 - 5,500 |
$286 |
321 |
466 |
670 |
770 |
825 |
929 |
$5,500.01 - 6,000 |
$311 |
346 |
506 |
706 |
810 |
865 |
1,009 |
$6,000.01 - 6,500 |
$331 |
381 |
561 |
776 |
885 |
950 |
1,089 |
$6,500.01 - 7,000 |
$361 |
396 |
586 |
816 |
945 |
985 |
1,159 |
$7,000.01 - 8,000 |
$396 |
456 |
661 |
911 |
1,045 |
1,125 |
1,309 |
$8,000.01 - 9,000 |
$446 |
506 |
731 |
1,021 |
1,170 |
1,260 |
1,459 |
$9,000.01 - 10,000 |
$487 |
551 |
811 |
1,126 |
1,295 |
1,390 |
1,619 |
Additional daily fee for trips 32-365 days in length* |
$5 per person per day |
$6 per person per day |
$7 per person per day |
$8 per person per day |
$9 per person per day |
$10 per person per day |
$10 per person per day/td> |
Additional amount for trip costs between $10,001 and $30,000** |
Add 5% for amounts above $10,000 |
Add 6% for amounts above $10,000 |
Add 9% for amounts above $10,000 |
Add 12% for amounts above $10,000 |
Add 13% for amounts above $10,000 |
Add 14% for amounts above $10,000 |
Add 17% for amounts above $10,000 |
Coverage is not available for trips where the total trip cost for all insured persons exceeds $60,000 combined |
* Charge per day over 31 days
** The total premium is the sum of 1) the premium for $10,000 trip PLUS 2) the percentage shown multiplied by the trip cost in excess of $10,000 per person |
Click here to go to TripProtector Preferred's
secure online order form
You can also create your own price quote at our HTH site. Just enter your trip details and you'll get the prices for your travel insurance plan.
TripProtector and TravelGap products are marketed through Worldwide Insurance Services (WIS) (a Subsidiary of Highway to Health, Inc.), d/b/a HTH Worldwide Insurance Services, d/b/a Worldwide Insurance Services, Inc. of Virginia, d/b/a Worldwide Services Insurance Agency
TripProtector and TripProtector Preferred are underwritten by Monumental General Casualty Company, under Policy Form # TAHC2000GPC; Certificate #TAHC2000GCC; or Stonebridge Casualty Insurance Company under Policy Form # TAHC5000GPS, Certificate # TAHC5000GCS; TripProtector is administered by HTH Administration Services.
TravelGap is underwritten by UNICARE Life & Health Insurance Company, 4533 LaTienda Drive, Thousand Oaks, CA 91362. NAIC # 842-80314. UNICARE is licensed in all states, the District of Columbia, and Puerto Rico. TravelGap is administered by HTH Worldwide Insurance Services.
Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Teresa, Mary, Deanna or Becky toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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Click here to recommend this page to a friend Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Teresa, Mary, Deanna or Becky at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.
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