What Is Travel Insurance?

Travel insurance is financial protection for you and the money you prepay for your trip. You get coverage for the money you lose for trip cancellation & trip interruption plus emergency medical treatment while on your trip.

How Much Does Travel Insurance Cost?

Travel insurance tends to be 5% - 8% of your trip's prepaid cost. You need to see what's covered. Click here to compare up to 9 different plans (with prices) in an easy to read side-by-side travel insurance comparison.

Do You Need Travel Insurance?

How much money are you willing to lose? None, some or all? Here are the common ways you can lose money on your trip:

• You get sick or injured a few days before you leave (and your doctor advises you against traveling). Travel Insurance reimburses you the money you lose. This is especially important if you're concerned about a pre-existing medical condition.
• Your close family member gets ill. Travel Insurance reimburses you for a one-way plane ticket home plus pays you the money you lose by returning home early (trip interruption).
• You slip and fall, get hit by a cement truck or get sick on your trip. Travel Insurance pays your medical expenses including emergency medical transportation (Medicare doesn't cover you outside the USA).
• You have a Travel Delay that forces you to have additional accommodations and traveling expenses
• Your luggage is delayed, lost, stolen or damaged. If your checked luggage doesn't arrive within 12 or 24 hours after you do, you can be reimbursed for items you need to buy. Or if it's damaged or never arrives, you can be covered for this loss, too.

   Simply put, Travel Insurance protects you if you're forced to cancel or interrupt your trip because of unforeseen events: You, a family member or a companion gets hurt or sick, bad weather, lost luggage, terrorism, etc. Plus, pre-existing medical conditions can be covered.

• Your Your Satisfaction is Guaranteed
  Examine your policy for 10 days. Wear the smile of satisfaction, or it's no sale. Can you ask more?

• You Will Save Money, Time And Work:

• Over 117 different travel insurance policies are sold online. That's the bad news. The good news is that you don't have to wade through them all.

• You Get Personal Service - Call Steve (the Travel Insurance Guru), Tara, Teresa, Mary, Deanna or Becky toll free at 1-888-407-3854 (US & Canada) or 507-214-3854 for advice & recommendations. When was the last time a website (or any business) encouraged, wanted or begged you to call? And we answer live! (8am - 10pm ET, 7 days a week including holidays). You can even order your travel insurance policy over the telephone at no extra charge.

• You Will Enjoy Ongoing Service - Count on us to be here for you after the sale. We even call you a few days before you leave to make sure you have your travel insurance information. Call or contact us here anytime

• We don't charge you extra fees - you get the same price from us as from the insurance providers themselves

• You get fast, not-in-a-hurry, unbiased advice. Your comparisons are based on your specific trip. We often recommend one plan for one trip and a different plan for a different trip. You get the travel insurance plan that's best for your trip and your family's needs.

• Steve, Tara, Teresa, Mary, Deanna & Becky do not work on commission. That means you will not be pushed toward more expensive plans (TripInsuranceStore.com earns commissions - its employees are salaried)

• What Do Others Say?
  Unless you're a returning client, you don't know anything about us. Nor have you experienced first hand our great service. Read what 688 people have said. And the media speaks: as recently as Cruise Critic.com, we've been in Town and Country, The Los Angeles Times, Ski, Frommers.com, The Wall Street Journal, Chicago Tribune, Reader's Digest, IHT, etc.

• You Get Selected, Pre-Screened Trustworthy Travel Insurance Companies
  You can browse or study plans from the only 6 travel insurance companies we trust. They are CSA, HTH, Travelex, Travel Guard, Travel Insured and TravelSafe.

• You Get Side-By-Side Comparisons
  Not awkward top to bottom tables. Click here for your free quotes. Email your quote to yourself, too.

• You Can Order Safely Online
  Your order's processed with 128-bit Military Grade Encryption Algorithms. Also, we do not save any of your credit card information.

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  CSA Travel Protection has two plans: Freestyle and Freestyle Luxe. They include at least $50,000 emergency medical, $250,000 emergency medical evacuation and 150% Trip Interruption. Ten-day money back satisfaction guarantee. Available to US and Canadian residents only.

Trip Insurance Store.com still offers CSA, but the CSA Freestyle Plan has such a complicated pricing schedule, Steve chose not to offer it on our side-by-side plan comparisons. For example, the prices aren't fixed and it tends to be more expensive than our other choices. They will vary (up or down) each time you quote it. Plus, the CSA Freestyle Plan charges more money to get pre-existing conditions coverage.

That said, we still regularly sell Freestyle plans when they are a good value (why not?). Go here if you want to get a CSA Freestyle Plan quote.

  HTH Worldwide two plans: HTH Trip Protector (available to US residents only) and Trip Protector Preferred (available to US residents only). Both HTH plans have at least $500,000 emergency medical evacuation. Ten-day money back satisfaction guarantee. The HTH Trip Protector plan features $100,000 emergency medical. The HTH Trip Protector Preferred plan features $250,000 emergency medical, 150% trip interruption and other higher coverages. View Details

  Travelex offers both $50,000 and $500,000 emergency medical / medical evacuation with 150% Trip Interruption. Children under 16 are covered at no charge when accompanied by a covered adult. Ten-day money back satisfaction guarantee. Available to US residents only. View Details

  Travel Guard insures more than 6 million travelers each year. Ten-day money back satisfaction guarantee. Available to both US and Canadian residents. View Details

  Travel Insured gives you up to $100,000 emergency medical, $1,000,000 emergency medical evacuation and 150% Trip Interruption. 14 money back satisfaction guarantee. Available to US residents only.View Details

  Travel Safe Vacation gives you $50,000 emergency medical & $250,000 emergency medical evacuation. The Travel Safe Premier gives you $1,000,000 emergency medical & $1,000,000 emergency medical evacuation. and 150% Trip Interruption. Cancel For Any Reason upgrade is available. Ten-day money back satisfaction guarantee. Available to both US and Canadian residents. View Details