Your Options
There is no one size fits all solution to problem debts. Therefore, when looking for good advice, it is important you speak to an organisation offering all type of solutions.
We pride ourselves on offering all types of debt solutions. Our ethical advice model is designed to give an unbiased assessment of the choices open to you.
That is why when you speak to our advisers, you can be assured we are offer the solution that is best for you.
The table below compare and contrasts the various solution types to solve debt problems.
| Protection from all unsecured creditors. |
No |
No |
Yes |
Yes |
| Long term, likely to save money. |
No |
No |
Yes |
Yes |
| Avoids selling house to release equity. |
Yes |
Yes |
Yes |
No |
| Unsecured creditors legally obliged to write off the debt. |
No |
No |
Yes |
Yes |
| Creditors who don't want to help legally obliged to do so. |
No |
No |
Yes |
Yes |
| Arrangement runs for a fixed period. |
Yes |
No |
Yes |
Yes |
| Creditors stop chasing for payment. |
No |
Yes |
Yes |
Yes |
| Avoids the stigma of bankruptcy. |
Yes |
Yes |
Yes |
No |
| Stops affairs being made public in my local newspaper. |
Yes |
Yes |
Yes |
No |
| Stops interest building up. |
No |
No |
Yes |
Yes |



