Debt management

Debt management allows you pay just what you can afford each month towards your debts, after taking into account your essential living costs.

You make one affordable payment to us. We distribute this to your creditors (the companies you own money to). Typically, payments to the debt management company (us) are about half current payments. This is dependant upon individual circumstances.

How a Debt management Solution Benefits You.

• No need for your creditors to contact you.
  You can send any letters and refer any telephone calls to ourselves. We'll deal with it.
• No more late payment charges.
  We may be able to arrange to have your payments reduced and future interest charges lowered - or even frozen.
• Debt consolidated to one payment per month.
  You pay us and we pay everyone else, therefore simplification of payments.
• Lower monthly credit repayments.
  You only need pay what you can afford after you've paid essential bills such a clothing and mortgage. The can be as little as £120 per month.
• Flexibility.
  If your circumstances change, for example your wages increase or decrease, you can adjust payments accordingly.

Why Use Our Debt management Service

AllClear Finance are one the longest established and largest and UK Debt management companies. As of February 2007 we have helped over 100,000 people find a solution to their debt problems. We are licensed under the 1974 consumer credit act, who issue guidance to ensure that our advice is ethical and professional.

See Also:-

• Debt management cases - examples of typical cases.
• Debt management questions - Frequently asked questions about our service.