Loans
Whatever you need a loan for, we can help - whether it's for car finance, a mortgage or a consolidation loan. We have a excellent relationship with most lenders so we're sure we'll find the right deal for you.
Why take a secured loan?
- You may have been turned down for an unsecured loan.
- You need to borrow a large amount, typically unsecured lenders will not lend more than £15,000.
- You want to repay your loan over a longer term.
What we can offer
- Clean applicants (no mortgage arrears or CCJ's)
Up to 125% of the property value. - Unlimited defaults, 1 CCJ, 1 Mortgage arrear
Up to 90% of property value. - Unlimited Adverse credit
Up to 75% of property value - Many more terms available upon request.
How much will it cost me?
Every person is an individual, that´s why we tailor our loans to suit your personal circumstances. We will need to take further details to give you an individual quotation. Call Freephone 0808 131 1111 for a no obligation quotation.
How long will it take?
We can usually pay out on secured loans within 4 weeks following receipt of fully completed application. Each application is processed individually.
AllClear Finance is a registered trade mark of Harrington Brooks (Accountants) Limited. Harrington Brooks is an introducer of business to Ask Finance Ltd. Ask Finance Ltd is authorised and regulated by the Financial Services Authority to provide advice on Mortgages and General Insurance contracts.
Typical examples: Customer with 1 ccj of £1,000 and 4 Defaults totalling £3,500. Client is looking to borrow £20,000. A brokers of £1950.00 and application fee of £250 added to the advance. Total borrowing therefore is £22,200.00 to be repaid over 15 yrs. Variable rate of 11.89% (fixed margin of 6.64% over BBR, currently 5.25%) Monthly payment £232.01, total repayable £41761.80
Current initial interest rates, range from 8.60% to 17.7%. The average overall cost for comparison is 14.84% APR variable The actual rate available will depend upon your circumstances. Ask for a personalised illustration
Early repayment charges may apply and will vary depending on the loan you choose.
*** Based on secured loan completions between 01/01/07-31/01/07
Loans are subject to status and available to UK residents aged 18 and over.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT