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Credit Card Expert

Best Credit Cards

We are often asked here at Credit Card Expert - Which are the Best Credit Cards?  Well there really isn't an easy answer.  The best credit card for one person is not necessarily the best for another so you really need to identify what you want to use the card for before deciding on the best credit cards for you.  It could even be a selection of credit cards for different purposes meets your needs.

So do you need a credit card for balance transfers, purchases, rewards/cashback, a low standard rate, or even for bad credit?  If you know what you need the card for it's much easier to identify which one will work best for you as opposed to one that's good in some areas but not so good in others.

However, sometimes all you want is the best credit card for general use, a balance transfer here a purchase there.  If you simply need a good all rounder, the selection of credit cards below could be the "best" one for you.  They all have either good introductory rates, low standard rates, offer cashback or rewards or generally have some excellent features and benefits.

  • MBNA Credit Card

    With the MBNA platinum plus credit card you can take advantage of one of the best rates around. You get 0% fixed for 12 months on balance transfers. So any outstanding debt you have on any other credit cards could be transferred for free for 12 months from account opening. The standard rate is just 15.9% which is competitive. No annual free, manage your account online of off makes this a good deal.

    MBNA Credit Card Review

  • Virgin Credit Card

    The Virgin credit card allows you to choose the features and benefits that you really need. So you can get 0% on balance transfers for 13 months, a standard rate of just 15.9% APR, and earn rewards on everything you buy with the card. You get to choose your own funky Virgin card design to make the card that little bit more individual. You can apply and manage your account online too making this one of the most flexible cards around.

    Virgin Credit Card Review

  • HSBC Credit Card

    The HSBC credit card is from one of the worlds largest and best known banks - HSBC. It offers a fantastic 0% on balance transfers for 12 months. You also get 0% on purchases for 3 months from account opening and a standard rate of 15.9% APR (variable). This makes it one of the most attractive cards on the market. You can apply online right now for an instant decision.

    HSBC Credit Card Review

  • AA Credit Card

    The AA credit card from one of the worlds largest motoring organisations offers a great 0% on balance transfers for 9 months and a standard rate of 15.9% APR. You also earn points on everything you buy with the card which can earn you great discounts on other AA products like home and car insurance or you can swap the points for cash!

    AA Credit Card Review

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