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Barclaycard Credit Card Review
Summary
Barclaycard has been the largest provider of credit cards in the UK for over 20 years and it’s easy to see why. This company issues around 20% of all credit cards in use in the UK, which is impressive when you consider the competitive nature of the market place. Until recently Barclaycard did not offer competitive rates however, that has recently changed and with the other benefits on offer, Barclaycard is now a highly attractive proposition
The introductory rate on Barclaycard is now one of the best of any available in the UK. They are offering 0% on balance transfers for 12 months from account opening (there is however a 2.5% handling fee on the balances transfered) and 0% for 3 months on any purchases. The standard rate is typically 14.9% APR.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 12 months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 3 months |
| Standard APR | 14.9% (typical) |
| Monthly Rate | 1.167% |
| Cash Advance APR | 27.9% |
| Cash Advance Fee | 2.5% (Min £2.50) |
| Minimum Payment Required | 2.0% (Min £5) |
| Annual Fee | None |
| Loyalty Points | None |
| Travel Accident Insurance | £50,000 |
| Free Purchase Protection | 100 Days, £25-£500 |
| Foreign Usage Fee | 2.75% |
Other Barclaycard Credit Card Features and Benefits
- Fraud Protection
- Purchase Protection
- Worldwide Assistance
- Emergency Card
- Mobile Phone Alert System
Barclaycard Credit Card Verdict
The Platinum Barclaycard offers excellent rates and excellent benefits. If you need to transfer a balance or need the extra benefits the card provides it's a great choice!