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Oxfam
Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world.
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Unicef - for every child
UNICEF is the driving force that helps build a wor...
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The Red Cross
The Red Cross, a humanitarian organization led by ...
Best Credit Cards For Rewards and Cashback
If you are one of the lucky, or financially frugal people who always manage to pay off you credit card every month it can be extremely difficult to find out which is the best credit card for you. After all, most adverts you see these days make big news of 0% offers or low standard rates which actually doesn't make a difference to you as you never get charged interest anyway.
That's where the reward / cashback based credit cards come in. These offer the credit card holder a reward - be it cashback or some sort of points program.
Always keep in mind that these cards generally have a higher interest rate than others on the market and if you do carry a balance on your card the interest you will be charged often outweighs any rewards that are offered and you could save more money by switching to a cheaper credit card.
All the reward cards be they cash back or points based work in a similar way. For every pound you spend on the card (generally excluding balance transfers) you will a certain proportion of that spend as cashback or points which can be redeemed in different ways depending on how the individual scheme operates.
The value and merits of each reward scheme are very hard to compare (apart from straight cashback schemes) as they vary enormously in terms of points earned and how these can be redeemed.
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AA Credit Card
The AA credit card from one of the worlds largest motoring organisations offers a great 0% on balance transfers for 9 months and a standard rate of 15.9% APR. You also earn points on everything you buy with the card which can earn you great discounts on other AA products like home and car insurance or you can swap the points for cash!
AA Credit Card Review
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GM Platinum Credit Card
The GM Platinum credit card offers a great rate of 0% fixed for 5 months not only on balance transfers but on purchases as well. The standard rate of 14.9% APR (typical) is also highly competitive. You get free travel accident insurance and you can manage you account on or offline - 24 hrs a day, and get a statement every month. On its own this would be a great product but you also get the highest value reward scheme available in the UK. For every £100 you spend you get £3 which you can redeem against a new Vauxhall car - so you could save up to £2,000.
GM Platinum Credit Card Review
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American Express
With the American Express Red card you can take advantage of one of the funkiest card designs around from one of the most famous names in financial services - American Express. You also get the opportunity to help with the Global Fund. A charity helping women and children in Africa with HIV/AIDS - 1.25% of all spend on the card gets donated. The 12.9% APR offered is also very good.
American Express Review