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Upromise - learn about Upromise and saving for college

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Making college affordable
 

Going to college: Smart. Getting Upromise to help pay for it: Brilliant.

Upromise helps make higher education more affordable by showing you the best way to Earn, Save, and Pay for college.

number one

earn rewards in more ways —

and get the most from your everyday spending and activities.
Learn more

number two

save the money you accrue

through Upromise, as well as your own money, in a 529 college plan± (We make it easy!)
Learn more

number three

pay down your student loans,

or borrow additional funds to make up the gap between what you have and what you need to pay for college.[1]
Learn more

Susan C. and her family have been saving for college with Upromise since 2001.
Upromise can help make college more affordable at every stage of life.

No matter where you are in life, Upromise can help.

Whether you're preparing for a child to someday enter college, looking to offset the costs for a child currently working toward a degree, or wanting a faster way to repay existing college loans, Upromise is here to guide you. And to serve you. That's The Upromise WaySM!

Start earning today

Join for free and earn between 1% and 25% in college savings for things you already do, like travel, dining, shopping online, even buying a house. Take advantage of a network of over 40,000 participating retail stores and services committed to helping members save for college. Start earning rewards right now.[2]

Learn more

Some of the great ways you can earn rewards:

  • Shop online at 500+ online retailers, or dine at over 8,000 participating restaurants.
  • Make everyday purchases at 23,000 participating grocery and drug stores.
  • Earn college savings faster with the Citi® Upromise® Card.[3]
  • Earn a percentage back from booking your travel at Upromise.com—by air, land or sea!
  • Invite family and friends to join and link their account to yours for even more rewards.

Scroll below to see some of the companies we've teamed with.


View full list of Upromise partners

Real member story

you can do it

You can definitely save for college. The secret? Start today. Set up a 529 college savings plan± now or save in a variety of other ways. That way, you'll have time on your side and another part of your total college savings strategy up and running. No matter where you are in the process, Upromise can help. Join for free and you can start saving today.
Learn more

Upromise can help make saving easy:

  • Save on taxes with college savings.
  • Start a college savings plan for less than $2 per day.
  • Discover smart financial and savings tips in our member Resource Center.
Set up a 529 college savings plan for your child today.

How your college savings can grow with your child.

Even saving the cost of a bottle of water now can make a difference. Saving just a few dollars a day can have a big impact in college savings down the road. Start now, then sit back and watch your kids–and their college savings–blossom.

reach your goal

On the road to saving for school, you might find yourself coming up short. Thankfully, there's a wealth of federal and private loans, grants and scholarships that can help you finance college. Join Upromise today. It's free, and we can help you find ways to pay for college.

Learn more

You have options and our support. We can help you:

Upromise can help you find ways to pay for college.
  • Find federal loans with lower fixed rates and deferred payments.
  • Explore private loan options.
  • Link your Upromise rewards to your eligible student loan to help pay it down faster.

Wherever you're at in life

Whether you're saving to go to college or paying for the education you already received, Upromise is here to help make college affordable for everyone.

join for free

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Already a member? Login now »

Benefits of membership:

  • Earn college savings through eligible everyday spending
  • Start a college savings plan± – save money on taxes.[4]
  • Learn about ways to pay for college
  • Special discounts, bonuses and money-saving offers

[1]Upromise is not a loan or broker or lender. Upromise does not broker or make loans and is not engaged in the business of making or brokering loans. Upromise does not procure, solicit, offer, arrange, place, find, obtain, endorse, negotiate, originate or process loans, or assist or advise anyone in obtaining, procuring or making a loan (or attempt or represent that it will do any of the foregoing). Upromise does not participate in credit decisions in connection with loans. Upromise is not an agent for any lender (we refer to these as "Lenders"), or for any consumer or for any person seeking a loan. Upromise's services on behalf of any Lender in connection with any loan are limited to administrative and marketing services. Upromise does not guarantee that completing an application for credit will result in your receiving a loan or credit card from a Lender.

[2]Specific terms and conditions apply for each company's contributions. Participating companies, contribution levels and terms and conditions are subject to change without notice.

[3] Citi Upromise Card Reward Program Information

[4]The availability of tax or other benefits may depend on meeting other requirements.