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Business Insurance & Commercial Insurance Products



Shop Insurance

Protect your shop with shop insurance from AXA Insurance UK
Looking after you and your Shop

This AXA Insurance package, designed for a single premises shop will cover your contents, seasonal increases, inflation protection, loss of licence, business interruption, legal expenses, public, product and employer’s liability.

AXA Insurance also offers a wide range of optional extras, allowing you to tailor your insurance package to suit your business needs.

Apply for Shop insurance online today and you could benefit from a discount of up to 10%!


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Why choose our Shop insurance package?

AXA Insurance recognises that certain times of the year can be particularly busy and that you may need to increase your stock for the extra trade. To help you, we offer a free extra 25% cover on top of your stock sum insured to help accommodate these seasonal periods.

Our Shop insurance package also provides your business with a 24 hour glass replacement service so that your shop windows, doors and partitions can be repaired when needed.

Check the Policy Summary to see if Shop insurance is suitable for your business.

Policy Features

  • Contents

    Covers the business contents in your shop against loss or damage


  • Seasonal Increases

    A 25% increase to the sum insured for your stock to cover busy seasonal periods such as Christmas and Easter


  • Inflation Protection

    Cover providing an automatic increase to your sums insured inline with inflation


  • Loss of License

    Protects you against depreciation in the value of the licensed premises due to the licence being forfeited, revoked, suspended or refused renewal


  • Business Interruption

    Covers the loss of profits from your business, arising from insured events such as a fire


  • Legal Expenses

    Covers solicitors’ fees and expenses, the cost of barristers and witnesses, court costs and opponents’ costs if awarded against you


Optional Extras

  • Buildings

    Covers your shop business area including accidental damage


  • Subsidence

    Protecting your building against loss or damage through or in consequence of subsidence


  • Terrorism

    Protecting your business against loss or damage through or in consequence of terrorism


  • Computer Breakdown

    Covers breakdown and failure of computer equipment or loss/damage to computer records


  • 'All Risks' on specified items

    Cover for specified items for loss or damage away from your business premise


  • Theft by Employees

    Protects your business in the event of theft by an employee



Shops insurance & Commercial Building insurance quotes from AXA Insurance UK plc.