Since our founding in 1999, our purpose has been to enhance the relationship between pet owners and their veterinarians by providing simple, fair and affordable pet health insurance. Vetinsurance was designed by a veterinarian and our mission is to ensure that your pet receives the best possible care from your vet.

We provide generous coverage for the life of your pet

If your insured pet becomes sick or is injured, Vetinsurance will pay up to $20,000 for diagnostic tests, medications and surgeries recommended by your veterinarian. For instance, if we pay a claim for $4,000 you will have $16,000 of coverage remaining.

We cover more than other carriers

Our policy does not impose a deductible for veterinary medical costs. You only pay the veterinarian's examination fee. Vetinsurance pays 90% of an approved claim, while you pay only 10%. You have the option to lower your premium by choosing a per condition deductible amount that makes sense for you. Pet owners who choose not to spay or neuter their pets or do not maintain routine preventive care will have limited coverage

Get in front of pre-existing conditions.

If your pet demonstrates traits that increase the probability of requiring future veterinary treatment they are considered pre-existing conditions. Our policy excludes coverage for pre-existing conditions, neutering/spaying and hip-dysplasia. Accident coverage starts 5 days from the inception date of the policy and illness coverage starts after 30 days.

30-Day Money-Back Guarantee

Vetinsurance believes it is very important that you understand your pet health insurance policy.

30-day money-back guarantee:
You may void your insurance policy during the first 30 days if you are not completely satisfied. You will receive a full refund of your premium if you have not made a claim during that period.

Download a sample copy of our pet insurance policy
(Adobe Acrobat Reader format)