Completing home improvements requires the right tools. That's why you should arm
yourself with a PHIL loan, the best tool for home improvements! Replace windows,
renovate your kitchen, add a bathroom; even build a deck! With low rates of 3 or
5 percent and no equity or home-appraisal requirements, you can apply even if you
just bought your home. As long as you own and occupy your home in Philadelphia,
the benefits of a PHIL loan can be yours!