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Best Credit Cards to Get

Best Card
for All Occasions
Capital One®
Platinum Prestige
Platinum Prestige
Apply Now Call (866) 554-0808
  • Card for people with Excellent Credit.
  • 0% Intro APR until October 2009 on Purchases and Balance Transfers.
  • Then enjoy a variable APR, now 8.9%.
Credit History
Intro APR
Intro APR Period
Ongoing APR
Annual Fee
Excellent
0%
Until October 2009
8.9%
$0
Balance Transfers
Great Choice for Balance Transfers
American Express
Blue from American Express®
Blue from American Express®
Apply Now
  • 0% APR on Purchases for up to 12 months.
  • No Annual Fee.
  • Earn 1 point for every $1 you spend.
Credit History
Intro APR
Intro APR Period
Ongoing APR
Annual Fee
Excellent / Good
2.99%
12 months
as low as 8.99%
$0
Purchases
Best Rates for Everyday purchases
Capital One®
Standard Platinum
Standard Platinum
Apply Now Call (866) 554-0808
  • No Annual Fee.
  • 0% Intro APR on Purchases until February 2009.
  • Variable APR, currently 19.8%.
Credit History
Intro APR
Intro APR Period
Ongoing APR
Annual Fee
Average
n/a
n/a
19.8%
$0
Bad Credit Cards
0 - 619 FICO Score
First PREMIER® Bank
Gold MasterCard®/Visa
Gold MasterCard®/Visa
Apply Now
  • 9.9% APR on Purchases.11
  • Instant Response!
  • Bad Credit? No Problem!
Credit History
Intro APR
Intro APR Period
Ongoing APR
Annual Fee
Bad / No
n/a
n/a
9.9%11
$48

What Options Can I Choose from?

0% APR on Balance Transfer

0% APR on balance transfer is a credit card feature available only for good credit cardholders. It is intended for people wishing to transfer balance from a high rate credit card to reduce or pay off the debt.

0% APR on Purchases

Cards with 0% APR on purchases allow buying at a lower interest rate. They are available for good and excellent credit history and include cards with no annual fee, balance transfers, and rewards.

Low Ongoing APR

Low ongoing APR is one of the valuable features of credit cards. Such an APR means that you have a favorable rate on a credit card for life of the balance. The option is available for any type of credit.

Instant Approval

Instant approval credit cards allow applying online and being instantly approved for a card you're eligible for. Instant approval cards feature very tempting rates and rewards, so get the most of them!

No Annual Fee

No doubt, all of us want to save as much as possible. Credit cards with no annual fee are a good choice. With such a card, you needn't pay extra money yearly, and it certainly makes your card more beneficial.

 
Cash Back

Cash back cards are designed especially for those who want to get money for spending it. The cards let people with excellent to sometimes fair credit enjoy making everyday purchases and get extra money back.

Air Miles

Airmiles credit cards enable you to earn frequent flyer miles redeemable for free flights. Plastics ideal for people who spend much time traveling with flexible bonus programs. Save on your trips!

Hotel Rewards

Hotel rewards credit cards are the best option for people with good or excellent credit who travel extensively and stay at the hotels of one chain. The cards allow people to stay at comfortable hotels for free.

Gasoline Rebates

Gasoline cards offer a reward program, designed for car owners, who spend much time on wheels. With this type of card you get an opportunity to earn reward points and redeem them for free gas and car services.

Secured Cards

Secured cards require collateral for approval as a safety measure. The amount of security deposit determines the credit limit of the card. Perfect for people with no or poor credit who are trying to repair it.

For Bad Credit
For Fair Credit
For Good Credit
First PREMIER® Bank  
Centennial Gold MasterCard®/Visa
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!
OVERALL RATING 100% Apply Now
 
Advanta Bank Citibank Discover Card
Orchand Bank First PREMIER Bank Chase Bank
Capital One HSBC Bank American Express

About Credit Cards

ApplyFast.com helps consumers with different credit scores and needs compare the details of credit cards by the leading US banks. We are not a bank, but a web source where an excellent choice of credit card deals can be found. We provide only secure card applications.
Read our regularly updated section for credit articles and news — our experts will share their knowledge with you. The tips will help you make the right credit card application and improve your current score. Find a great credit fast at ApplyFast.com!

News About Credit Cards

Keep up with the latest news of ApplyFast.com! Read the news below or see the extensive news list giving curious facts happened in the credit sphere not long ago.

Credit Card Sport Promotions
(05:36:32 AM Thursday, October 9, 2008)
Have you ever dreamed of going to Arnold Palmer Invitational golf tournament and meeting Arnold Palmer, a famous golf player? Or attending NFL Playoff game? Your dreams may come true with new sport promotions from two major credit card issuers! Having a Visa credit card, you can win a VIP trip to NFL Playoff game. MasterCard offers their customers a chance to attend Arnold Palmer Invitational in Florida!
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Scented Credit Cards
(06:43:26 AM Thursday, September 25, 2008)
The global credit crunch has caused many financial institutions to reduce their lending activity due to volatility in capital markets and high default risk among borrowers. Commerzbank AG, one of Germany's major banks, has taken a brave step to offer a new product during the tough economic times: Visa and MasterCard branded credit cards with aroma. The plastics will be also visually pleasing, with 44 designs to choose from.
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Got a million questions about credit cards? There are just few things you?ve lost of sight? Get a proper professional advice or a helpful hint through our Q&A Online Session. Our experts are there for you 24/7 a week to answer your questions. We are here to help you make your credit card experience more sensible.
 

Best Credit Cards to Apply Online for

We have gathered the cards that belong to the most popular categories. Here are credit cards for BAD credit history and those for GOOD credit. It is better to check your credit score before you decide to sign up for one. Apply online fast!

Bad Credit Cards
0 - 619 FICO Score
Good Credit Cards
620 - 850 FICO Score
Usually, bad credit cards offer you possibilities to start a new line. We suggest considering unsecured cards, or secured cards to be sure you will qualify. Good credit cards offer beneficial terms or rewards. Search fast and choose yours!
Credit Card Search:

Credit Cards Tips

App-O-Rama means a strategy of submitting multiple credit card applications within a very short period of time. If you have a good credit score, you can easily make hundreds or even thousands of dollars from this technique. You can borrow money at very low cost and invest it for a high rate of return. However, App-O-Rama is not as easy and low risk as many people think. This strategy is not suitable for people who are going to take on additional credit during the next year. Read more about App-O-Rama hidden pitfalls in our article.

Slowing economic activity strains budgets of many companies. Nobody is protected from job losses or other unexpected life-changing accidents. If you lose the source of income, you can get into a serious financial trouble. Don't make your situation worse by falling into bad credit! Otherwise you can increase your borrowing costs and make it harder to get a new job - some employers take into consideration your credit history. Keep paying all your bills on time to maintain a positive FICO score. Our tips will help you manage your finances and, hopefully, ensure your peace of mind during difficult life events.

Searching for a new credit card? Look at a wide range of Capital One offers! They come with all possible features and premiums that people want to have in a credit card: competitive interest rates, exciting rewards programs and valuable insurances for shoppers and travelers.

Capital One credit cards are designed for various purposes. Whether you are looking to build a solid payment history, run your company more efficiently or earn substantial rewards, you can always find a plastic that fits your requirements! Our article will help you compare Capital One credit cards and make the right choice.

In these tough economic times Americans are taking on more debt: job losses, soaring gasoline and food prices and slumping home values strain many people's budgets. If you are facing serious financial problems, bankruptcy may offer you a powerful remedy. You will receive a discharge - a court order that says you don't have to pay off certain debts. However, it can be difficult to admit that you need help getting out of a nerve-racking debt. If you regard bankruptcy as a scary proposition, consider the following FAQ. It will give you a clearer understanding of bankruptcy to make a well-considered decision.

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