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Personal Finance

Personal finance news including expert tips on how to make money and save money.

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New Star: What Henderson's takeover means for fund holders

New Star and Henderson logos

Investors may find that their funds have new managers when the asset managers merge. What are their options?

Savers rediscover joys of British safety net

Cartoon of savers clutching money on Union Flag trampoline

Having dabbled overseas, risk-averse savers see home-grown banks as a more attractive option.

Rise in mortgage approvals gives hope for housing market

Mortgage approvals rise

The number of mortgages approved has increased, providing a tentative indication that the very worst of the housing market could be over.

Elderly battle for insurance cover

Colin Harding - Elderly battle for insurance cover

Insurers often charge senior citizens more to drive their cars or travel abroad. We explain how to get cover – and save money.

Best online shopping deals

Wall-E - Best online deals

Regularly updated list of offers from The Telegraph and PriceRunner. New: Hannah Montana MP3 Sound System, Ladies Diesel Jeans.

More discount codes

Avoid the crowds – get your discounts online. New: Nike, Mountain Warehouse, Pixmania.

Wealth workout: The week's best savings deals

Banknotes - Five ways to profit from the fall of sterling

Our regular round-up features top-paying instant-access accounts, fixed-rate bonds and Isas.

How to fill in your tax return

Saturday is the deadline for filing your return. Our tips will help you go about it.

50 money-saving tips

In this extract from The Telegraph's free books entitled "1,000 Ways to Save Money and Time", we list 50 top ideas and tips for saving money.

The low-down on energy performance certificates

Buy-to-let calculator

Our new online tool lets you estimate returns from your BTL investment.

Gold-plated shares

Hedge fund to offer shares priced in gold instead of dollars or pounds.

Philip Gibbs, Chris Taylor, Paul Thursby, Samuel Isaly and Tim Russell

Bear-beating fund managers

Five money managers who seem to have the Midas touch.

A will being signed

Check your will

Getting it right could save you over £100,000 in inheritance tax.

best sellers

Negative equity 'hits 1.2m households'

Terraced housing - Buy-to-let: Terraces take a tumble

Up to 1.2 million households are in negative equity, it was claimed, as new figures showed the average home lost £30,000 from its value over the past year.

Jessica recovers £2,850 in lost dividends

Jessica Gorst-Williams

Our financial troubleshooter's postbag this week includes problems with share registrars and a car insurer.

Waking up to a pension apartheid

As regular readers will know, for years I've been going on about the fast-growing costs of public sector pensions. I'm delighted to see others now joining the fray.

Comment: Let's get rid of insurance discrimination

It is a tantalising paradox for many pensioners that, when they finally have the leisure and savings to enjoy the holiday of a lifetime, travel insurance is exorbitant – or unavailable at any price.

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Windblown family - Ten ways to survive recession

10 ways to beat recession

Top tips on how to protect your home, pension and savings.

Sign language: week 34

Sign language

Another selection of strange signs sent in by readers on their travels.

Free music downloads from the Telegraph's e-Music service

50 free music downloads

See our editors' recommendations and start downloading tracks free.

Telegraph Family History: Search records and build your family tree for free.

Build your family tree

Search census records and put together your family tree for free.

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