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Obama: 'U.S. Will Emerge Stronger'

Obama vowed the U.S. will recover from economic crisis. In his first formal address to Congress, the president declared that a "day of reckoning has arrived." Obama singled out programs he will try to cut, but promised to press forward on health, energy and education.

Renters Lose Edge On Homeowners
The relative cost of owning versus renting is swinging back in favor of homeownership in some U.S. markets, buoyed by several quarters of sharp declines in home prices.
- Home Prices Continue to Post Record Declines
- Sortable Chart: Home Prices, by Metro Area

What’s News —

Business & Finance

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Citigroup Chafes Under U.S. Overseers
Citigroup is in talks with federal officials about the U.S. taking greater ownership of the bank, a move that would give the bank a desperately needed boost to its capital, but less control of its destiny.
- Photos: Government and the Citi
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Banking, Economic Crises Feed the Spiral
Bernanke held out hope for an economic recovery by 2010, but new signs emerged that the recession and financial crisis are feeding on each other.
- Bernanke Eases Bank-Nationalization Fears
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Madoff Investor's
Suit Is Dismissed
A judge ruled timing didn't help an investor who had transferred money to Madoff just days before his arrest.
- Simons's Notion: All In, Then All Out
- Complete Coverage: News, more
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Grim Results Drive Strategies
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Auction for AIG Asian Arm Fails
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San Francisco Paper May Close

U.S.

Mardi Gras Turnout Is Best Since Katrina
New Orleans celebrated the biggest Mardi Gras since Katrina's devastation, but the revelry was marred by a shooting spree along a parade route.
- Photos: Mardi Gras Revelry in New Orleans
Watchdogs Say TARP Is Ripe for Fraud
Natural-Gas Producers Launch Group

Personal Finance

Coupons Are Hot. Clipping Is Not
Coupon usage has surged in the past four months, with more shoppers skipping the scissors and going to the Web for savings to stretch their grocery budgets.
- Digits: Googling "Unemployment"
'Safe' Fund May Still Pose Risks
Five Key Steps After a Layoff
Trying Times for Long-Term Investors

World

Love Story Turns Into Political Drama
The story of an Indian politician who converted to Islam to marry his mistress reveals how crucial religious identity is in India.
N. Korea Resumes Role of Provocateur
Taliban Extend Truce, Gain Sway

U.S.

Obama Seeks to Snap Gloom
Obama, in his first formal address to Congress, straddled the divide between fear and hope, declaring the "day of reckoning has arrived" for an indulgent nation but vowing to lead a recovery from the deepest recession since World War II.
President Reaches Out to Average Americans
FCC Proposes Fines Over Data Protection

World

Pakistan Supreme Court Bars Sharif
Pakistan's Supreme Court barred opposition leader Nawaz Sharif from elected office, pushing the country toward renewed political crisis.
Obama Praises Japanese Partnership
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Chinese Spend Big to Bolster EU Trade

Business

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Ford Executives to Take Pay Cut
Leaders at Ford will take a 30% cut to their compensation this year. The move comes after the auto maker exacted new concessions from its hourly workers.
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Delphi Is Allowed to End Benefits
Auto Industry Faces Lending Squeeze

Tech

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Microsoft Chief Defends R&D;
Microsoft's Ballmer said he will continue to plow money into research despite the souring economy. He also repeated his desire to speak with Yahoo's new CEO about a search deal.
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Google Joins Case Against Microsoft
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Nokia, Vodafone Move to Pare Jobs

Markets

Japan Rebounds 2.7% on U.S. Gains, Yen
Asian markets advanced in the wake of a Wall Street rally, with Japanese exporters surging on the yen's weakness while Indian stocks climbed after the government announced tax cuts. The Nikkei rose 2.7%.
European Stocks Open Higher
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Bernanke Eases Nationalization Fears

Personal Finance

Changes Abound on New Tax Forms
Thanks to tax-law changes, many people are eligible for additional breaks on their 2008 federal returns. Here's a tour of major changes, and advice on how to benefit from them.
Furloughs Hit the White-Collar Set
Gold: Where to Invest and What to Avoid

Life & Style

Not All Munch's Inspirations Were Creepy
An exhibit at the Art Institute of Chicago surrounds some of Edvard Munch's best work with the art of his less anguished contemporaries.
Manual Transmissions Lose Their Edge
Sales of Used Luxury Cars Are Boon, Curse

AD: WSJwine – Discover better wine.

Opinion

Obama Unbridled
The President has only begun to expand the government.
Obama Needs a 'Not To Do' List
Swiss Bank Miss

Careers

Women Re-Enter Technical Fields
While many return-to-work programs for at-home mothers are disappearing, small ones are springing up in science, engineering and technology sectors.
What to Do When You Take a Leave
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Bankruptcy Lawyers Regain Glory, Demand

Real Estate

In Arizona, a Paradise Found and Lost
Builders rushed into Maricopa, Ariz., during the housing boom, luring young people who couldn't afford homes in Phoenix. Now, it's become a dead end for some of those people.
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Stanford Link Shocks Buyers at U.S. Resort
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Confidence Falls;
Home Prices Drop

Small Business

So, You Want to Be an Entrepreneur
Thinking about starting a business? Make sure you're cut out for it first. We spoke with entrepreneurship researchers, academics and psychologists to come up with a list of questions you should ask yourself before making a big leap.
Loan Defaults by Franchisees Soar
Growing a List of Opportunities

Mossberg Solution

Lost Cellphone? Carriers Have Your Backup
Cellphone carriers now offer services that make it easy to back up your contacts -- but details on how each carrier transfers contacts can be a little dicey.
- Video: Guide to Backing Up Contacts
Waiting for Stimulus in Allentown
WSJ.com's Andy Jordan is driving across the country to blog about the communities and businesses that could receive stimulus money, and how they plan to spend it.
Women Re-Enter Technical Fields
While many return-to-work programs for at-home mothers are disappearing, small ones are springing up in science, engineering and technology sectors.
- Work & Family Mailbox
The Beauty in Brutalism, Restored
The restoration of the Paul Rudolph building at Yale may serve as a template for other mid-century modernist structures that have fallen into disrepair.
Not All Munch's Inspirations Were Creepy
An exhibit at the Art Institute of Chicago surrounds some of Edvard Munch's best work with the art of his less anguished contemporaries.
- Photos: 'Becoming Edvard Munch'
Changes Abound on New Tax Forms
Thanks to tax-law changes, many people are eligible for additional breaks on their 2008 federal returns. Here's a tour of major changes, and advice on how to benefit from them.