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New Expert Commentary

Recent risk management Expert Commentary

Other Insurance and the CGL Policy—Craig Stanovich provides a basic understanding of the "other insurance" clause of the commercial general liability policy.

Property Insurance Suit Limitations Provisions—Jay Levin illustrates the importance of paying close attention to claim progress and how courts enforce suit filing limits.

Do Employee Layoffs Equal Litigation?—With discrimination charges on the increase, costly lawsuits follow. Paul Siegel provides employers with risk management tips.

Construction Risk Management in a Hard Economy—Economic downturns greatly affect construction. TJ Lyons shows how inappropriate cost cutting can spell disaster.

Crime Insurance—The Other Property Policy—William Austin examines how ISO crime policies provide theft coverage to replace what's excluded in commercial property policies.

The Political Risks of the Global Recession—Daniel Wagner examines the rising political risks worldwide and stresses the need to take a defensive posture.

Uncovering Business Fraud—Scott Langlinais explains the importance of looking beyond the requirements established by laws and accounting pronouncements to discover wrongdoing.

IRMI Insights

Recent articles on risk management and insurance

The Insurance Industry Talent Crisis: Investing in Risk Management and Insurance Graduates (2009)—This white paper discusses the talent crisis in the insurance industry caused by impending baby boomer retirements. It offers compelling reasons for recruiting new talent from universities with proven risk management and insurance undergraduate educational programs, explains how to evaluate the quality of a program, and provides strategies for ensuring the best hires. It also builds a case for providing financial support to these risk and insurance educational programs as a way to help attract new talent into the industry in the future. The author is Brenda Wells, an associate professor of risk management and insurance, licensed agent, and industry consultant.

IRMI Directory of Risk Management and Insurance Programs at U.S. Colleges and Universities—Provided as a complement to "The Insurance Industry Talent Crisis: Investing in Risk Management and Insurance Graduates," this directory provides snapshot overviews of schools with a risk management and insurance educational program that places major emphasis on RMI studies. It includes information to help you evaluate a program and determine whether to pursue its students. Contact information for the risk management and insurance department heads and web site links are also provided.

Current Issue of IRMI Update

Read the April 8 issue and sign up for this free e-mail newsletter.

Sign Up for This Free E-Mail NewsletterIRMI Update discusses the AIG "meltdown" and the effect on innocent employees. The Risk Tip this issue discusses the best use of construction inspections. Take the IRMI Update survey and receive a compilation of the best 25 risk tips ever published in IRMI Update. Check out IRMI Update 203, which IRMI is now sending out in HTML.

IRMI Construction Risk Conference

Keynote Speakers Confirmed—The keynote speakers for the 29th IRMI Construction Risk Conference will be Edmund Kelly, Chairman, President, and Chief Executive Officer of Liberty Mutual, and Hugh Rice, Chairman of FMI Corporation. They will provide advice for surviving and thriving in uncertain economic times for contractors, agents, brokers, and insurers. The conference will take place in the Washington, D.C., area and will cover the hot topics in construction risk management. Reserve the dates, November 2–5, on your calendar and see more details.