Arizona Auto Insurance

From Arizona Auto Insurance Laws & Requirements to Arizona DUI Laws, from Arizona Teen Driver Laws to Arizona Auto Insurance Rate Estimates, from Arizona Auto Theft Statistics to Arizona Auto Insurance Rate Trends, trying to find all the information you need can be daunting. The good news is that if you're a Arizona driver, the facts you want are right here.
Arizona Auto Insurance Laws, Minimums, Requirements
What mandatory auto insurance laws exist in the state of Arizona?
Arizona DUI Laws
Driving under the influence in the state of Arizona is a violation of the state’s per se law. This means, the offender has a blood alcohol level at or higher than the legal limits (within two hours of driving) at the time of the offense. Arizona DUIs are also prosecuted based on evidence that the driver’s ability to operate a motor vehicle was impaired, even slightly, as the result of consuming alcohol. Driving under the influence is a serious crime in the state of Arizona, but “extreme” DUI or DWI is even worse. A person whose blood alcohol content level (BAC) is nearly twice as high as the legal limit (within two hours of driving) will be charged with an “extreme” DUI or DWI.
Arizona (AZ) Teen Auto Insurance Laws, Rates & Requirements
In the state of Arizona, in 2008 a total of 3,533 teens between the ages of 15-19 were injured in car accidents where the teen was the driver. A total of 28 teens ages 15-19 died in car crashes in 2008. In all 28 accidents, the teen was the driver. The state of Arizona wants to reduce the number of teen accidents and fatalities, so in an effort to do so, the state offers several different “classes” of driver licenses.
Arizona Department of Insurance
2910 North 44th Street, Suite 210
Phoenix, Arizona 85018-7256
Phone: 602.364.3100

Insurance Rate Examples for Arizona

Looking for an auto insurance quote so you can save money on your car insurance in Arizona? Use the rate tool below to get an estimated rate comparison based on auto insurance policy profiles similar to yours. Note that these rates are only estimates and do not constitute actual quotes.
 

Arizona Auto Insurance Rate Trends

Knowing auto insurance rates, average monthly premiums, and rate trends for Arizona makes you an informed consumer. We've compiled recent auto insurance quotes so that you can see Arizona's average monthly premiums and rate trends by month, and compare those to the national averages. Check out our chart of monthly premiums, and our table of rate increases and rate decreases, and get the info you need to make an educated decision about how much you pay for auto insurance.
National Average
AZ Avg. Monthly Premiums
$155
$145
$135
$125
$146
$151
$146
$150
$145
$149
$144
$151
$145
$152
$153
$152
$151
$153
JulJunMayAprMarFebJan

AZ Premium$ Change% ChangeNational Avg$ Change% Change
Jul$146$00.0$151$10.7%
Jun$146$10.7%$150$21.3%
May$145$10.7%$149$21.3%
Apr$144$10.7%$151$10.7%
Mar$145$85.2%$152$00.0
Feb$153$21.3%$152$21.3%
Jan$151$21.3%$153$21.3%
Data as of 2009. Source: Insurance.com

Top Ten Stolen Cars in Arizona

1. 1990 Honda Accord
2. 2003 Dodge Ram Pickup
3. 1994 Nissan Sentra
4. 1991 Honda Civic
5. 1994 Chevrolet C/K 1500 Pickup (full size)
6. 1997 Ford F150
7. 1994 Saturn SL
8. 1998 Dodge Neon
9. 1997 Nissan Altima
10. 1999 Ford F250

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