Free Credit Score

Get a free credit score with your trial of credit monitoring. We provide daily monitoring of your reports from TransUnion, Equifax and Experian for new credit applications, changes to your name or address, and potential negative activity. During your trial, you´ll receive:

  • Access to your free credit score and online credit report for 30 days
  • Analysis of your credit history
  • Email alerts when your credit history changes

Why Your Free Credit Score Matters

You have three credit scores, one from each credit bureau. Each one is slightly different, but all three play a very important role in your financial life. Your credit scores determine the amount credit lenders will make available to you and the interest rates and payments on mortgages, credit cards, auto loans, insurance policies, and more.

The Difference Between a Credit Report and a Credit Score

A credit report is a detailed history of the loans you´ve received and credit cards you´ve used that is offered by the three bureaus once a year. If you´ve had collections, they may also appear on any of the credit reports. For each account, the credit report shows your payment history, current balance, credit limit, the date the account was opened, and whether the account is open or closed.

A credit score is a three digit number based on the information in your credit report. The bureaus factor in the number of years you´ve had credit, how much of your available credit you´re currently using, whether you´ve recently made any late payments, and how recently you´ve had any negative actions or credit applications.

Why Your Credit Report Matters

First, your credit score is based on your credit report. Any incorrect information could reduce your credit score. A lower credit score can cause your interest rates to rise or you could be denied credit. Your credit report also lists past addresses and employers. Credit report inaccuracies could slow loan processing.

A credit report is often the first place people detect identity theft. By regularly monitoring your credit, you can reduce the damage from credit fraud.

Order Your Free Credit Score

Order your free credit score today! Try our credit monitoring membership free for 7 days. You can cancel at any time.

You can also choose to instantly view your credit reports from the three national credit bureaus: TransUnion, Equifax and Experian.

A Note on your Annual Free Credit Report:

Under federal law you have the right to receive a free credit report from each of the three nationwide consumer reporting agencies once every 12 months. A free credit score is not included.

Experian Equifax Transunion

What's new...

FREE Credit Score iPhone and iPad App on iTunes!

FREE Credit Score iPhone and iPad App on iTunes!

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What our customers say...

“I watched my score for about eight months before buying a home. I was trying to bring my credit score up and also wanted to make sure I was aware of activity on my credit report.” Cassandra S.
McKees Rocks, PA
September, 2010

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