Ryan

February 5, 2008 Link Payday

I’ve been on a short vacation from work (three days around a weekend, so five days in total) because I’ve just been so burnt out this past month or two. I’ve spent that time trying to get some work done both at my part time job and on this blog (as well as one of my other projects, the A2Unplugged podcast) as well as training for the Great Aloha Run and starting to get a little bicycling time in again. Hopefully I’ve recovered well enough to get back to doing social work at the same place where I’ve done it for more than 12 years (and I just got past the point where I need to work there less than 11 more years to hit early retirement).

Some of my favorites from the last couple weeks all over the personal finance blogosphere:

Being burnt out at my day job, I’ve considered looking for other work, and of course, a personal finance blogger brought to light some information on leaving your job without burning bridges; that would be J.D. over at Get Rich Slowly with How to Quit Your Job Gracefully. I hope I don’t need it soon, but I’ll keep it in hand for when that time does come.

Mrs. Micah gives her thoughts on comparing retirement savings options with her current job. In her situation, putting money into a Roth IRA first seems to make the most sense given that her 403(b) option doesn’t include any matching. I agree with her; I just hope her Roth custodian offers her low costs and low trading fees.

My Two Dollars features a piece on the mortgage crisis, and why he doesn’t feel all that bad about it. While I don’t agree with all of his points, I definitely understand living somewhere it’s close to impossible to afford a house, and that many (if not most) who are in this boat borrowed more money (and were allowed to borrow more) than they ever ought to have.

BluePrint for Financial Prosperity brings up a point that to me sounds incredibly obvious but probably isn’t for others: Don’t Get a Refund Anticipation Loan! This goes along the same lines as not spending a bonus or raise before you get it; until the money’s in hand, don’t do it!

NCN at No Credit Needed lists all of his many different accounts: various business and personal accounts, retirement accounts, educational savings accounts for each child–there’s thirteen in all! In the end he challenges the reader to determine how many different accounts they have. While I think thirteen is a lot (although he’s dealing with an entire family, not just a single person), I bet I have more. Maybe I’ll try counting them the next time I’m on vacation…

2 Responses to “February 5, 2008 Link Payday”

  1. Mrs. Micahon 05 Feb 2008 at 9:29 am

    Thanks for including me! :) Very low costs indeed. I’m going to move it to Vanguard when I get enough.

  2. adminon 06 Feb 2008 at 10:31 pm

    Thanks, Mrs. M. It’s always a pleasure reading your blog!

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