How to save money when insuring your car?  

October 9th, 2011

Article by David Mayer

1. Low mileage discounts really help. You can opt for one if you use a lot of public transportation, work at home or simply drive less than 10,000 miles annually. Carpools also give you the possibility to discuss low mileage discounts with your insurance carrier.

2. Raise the deductibles to be paid. Increasing your deductible two times will result in an average 10% decrease in your annual rates, depending on your insurance carrier. Also, if you have an old vehicle, you might want to go without comprehensive and collision coverage in general, because it may be just unreasonably costly. But in that case be prepared to pay for the repair out of your pocket.

3. Hybrids help you save money. Some insurance carriers offer up to 10% discounts for driving a hybrid vehicle. Still, if you don’t feel like owning one of such cars yet, you may go with a safe profile car instead. Insurance companies issue report containing the safety rating of car makes and models, so it’s a good idea to think about.

4. Do not pay for coverage you don’t use. Dropping coverage types such as Roadside Assistance, Towing and Rental Car coverage will give you another possibility to save money. Especially, considering the fact that some insurance companies actually provide roadside assistance to their customers as part of the policy.

5. Check your credit report on a regular basis. Your credit rating is one of the elements that strongly influence the final premium you will pay. Keeping your credit record clean of bad debts and outdated payments will earn you a higher credit rating and will help you get a lower insurance premium.

6. Don’t lapse your insurance policy. Missing your annual policy payment is likely to cause its cancellation, and it will be much harder and more costly to get a new policy even with another provider as this will be noted in your report. In case you don’t have the money to pay your premium in full, ask your agent if a partial installment will prevent you from losing the policy.

7. Good students can opt for discounts. The majority of auto insurance carriers offer 10-15% discounts to college and high school students with an average mark of B and beyond. Also, if a student is enrolled in a college that is more than 100 miles away from his or her residence, the student is also eligible for a special discount.

8. Keep your driving record clean. Having no serious violations or accidents on your driving record is a good way to keep your rates lower. However, a single speeding ticket can result in up to 25% increase of your rates, so make sure to drive safely.

9. Install anti-theft and safety devices into your vehicle. Having airbags, anti-lock brakes and special security devices that protect your car from being stolen or vandalized can lead to significant discounts. Discuss all the options with your insurance agent or broker before installing such gadgets.

10. Shop around. Don’t go with the first policy you are offered, and think about changing your carrier if your current policy doesn’t meet your needs and is too pricey. There are a lot of sites out there that let you compare auto insurance quotes from different companies online, so take your time and choose the best policy you can get before actually taking it.

About the Author

David Mayer has shared his vision and professional opinion on a vast array of topics and is one of the sites where you can read more of David Mayer’s contributions.

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Related Insure Your Gadgets Articles


October 8th, 2011

Article by Emiley David

A mobile’s insurance cover saves against a variety of risks like fire, riots, theft, strikes and terrorist activity. But, many have a more comprehensive coverage bringing within sweep malicious damage or accident and fortuitous circumstances.Are mobile owners only protected from risks? The insurance company says that owners or users can be saved from damage or loss risks but most insurance policies do not give this protection. If you loan your mobile or a friend hires it for a while, the damage, loss or theft incurred during the process cannot be claimed.Mobile phone insurance provides extensive but low cost insurance for your all expensive mobile phones. These insurance covers mobile phone in situations such as theft, damage, loss, water damage, when you are abroad and fraudulent calls. This insurance is important as the devices move into advanced or smart phone category that really means they are becoming much more expensive to replace it.

There are numerous insurance companies available in the market that will guarantee you about secure and valuable policy for your phone. But, one thing you must keep in mind that never takes any kind of decision in hurry because analysis and research is the prime process you should follow before reaching out any final decision. Besides, getting ideal iPhone insurance policy is become much easier as the entire proceeding can be followed online easily. All you just need to search a perfect insurer and make your life tension free easier.

Some insurance companies have hidden charges and hidden conditions that you need to get to know before you sign any kind of deal but you must be careful that you must purchase mobile phone insurance consciously. Talk to customer care centre and ask them whether it is true or not. You can choose the mobile phone insurance rightly.Mobile phone insurance plays an important role. Phone-users can now enjoy a wide selection of insurance plans for their mobile phones, since a variety of insurance organizations are coming out with protection for branded mobile phone.

All that is needed is to log on to any one of the online dedicated websites and look out for the available insurance plans. Customers are offered with cheap and amazing insurance plans through these websites. The only thing is that the phone user, who is interested and who needs to select a plan that suits his expectation and needs.

One really does not have to worry about the loss of expensive handset as long as he or she has insurance for his/her mobile phone. Opting for an insurance plan always helps, no matter whether it is a contract phone or pre-paid phone or any other kind of mobile deal. The pre-requisites of agreement of the insurance needs to be read carefully before one agree and sign for a plan. Also select a famed insurance provider only and the best insurance plan for the handset can be grabbed by researching online which is truly advisable. Phone users can get cheap and amazing insurance plans which are always coming out in the market as there is a high competition in the mobile insurance field. Mobile phone insurance companies are meeting the needs of phone users and making their value strong across the nation.

About the Author

Emiley David acts as a consultant for Covermymobile manufacturer who produces“> Mobile Phone Insurance , Mobile Insurance and Phone Insurance of high quality.

My iPhone was stolen in February this year which I used to stroke the screen lovingly and nuzzle next to my cheek each time it rang… alas no more! But how can we save on the Mobile insurance we’re often quoted by our Network providers?

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Apple Silicone Cover Come to the Fore  

October 6th, 2011

Article by stanford clinton

There is no doubt that where there is Apple, there is classics and splash. As we can see, great deals of general publics have jumped on the bandwagon for the high-end and innovative Apple consumer electronics. You know, against the backdrop of sweeping high-tech ear, advanced and newfangled Apple electronics have hit the market making a splash and gained immense popularity all over the world. Needless to say, the craze for the vintage and superb Apple iPad peripherals, like the gorgeous new iPad Phone Silicone Cover is a case in point. To a large extent the Apple has been commensurate with the icon or king in the electronics world. Beyond suspicion, Apple well on its way towards breakthrough and roaring success on the strength of its constant innovation and endless efforts qualifies as the ever-victorious general standing at the forefront of the electronics world.Anyway, good for Apple and good for the unremitting efforts done for awesome and amazing Apple iPad phone silicone cover! To be frank, I am by no means a tech- savvy or Apple-savvy, but I do love Apple electronics and I fall in love with the fabulous and cool iPad phone silicone cover at the first sight. You know, the exterior and practical design do kick the ass and score a winning point. Ok, hereby I can’t help recommending one vintage and chic iPad phone silicone cover I have been crazy about for a long time.Well, this iPad phone silicone cover is an excellent value solution for protecting your Apple iPad from scratches and light bumps. The iPad phone silicone cover is specifically moulded to fit the iPad perfectly, while there are cut-outs for buttons and connection points, allowing you to leave the iPad protected at all times.The case covers the entire back and sides of the iPad, so there’s no need to worry about damaging the body. Silicone cases have a soft and silky texture that feels comfortable to hold and won’t scratch. They also provide a small amount of shock protection from drops and light knocks, keeping your iPad in perfect condition.Additional InformationProduct Number 24248Colour BlackCase Material SiliconeStyle SkinWarranty 12 MonthsAdmittedly, the superb Apple and its fantastic iPad phone silicone cover deserve the lavish dignity and popularity. Although, the rat race of the electronics world have turned out intensified with innumerable brand new goods hitting the market, yet we have every reason to believe that the Apple and its iPad phone silicone cover, iPad Protective PU Cover or another IPad Accessories definitely will stand out and win the laurels in the end.

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About the Author provide a variety of Consumer Electronics such as digital electronics, Mobile Phones, Computers, Car DVD Players and so on. The online store is your best choice with reasonable price and high quality Wholesale Electronics

iTunes: Click to Tweet: New videos every week! “Judas” written by Lady Gaga and RedOne. This cover of “Judas” is aVideoSong, a new medium with 2 rules: 1. What you see is what you hear (no lip-syncing for instruments or voice). 2. If you hear it, at some point you see it (no hidden sounds). note: there is one guitar bit that i couldn’t find in my footage, but it was only two chords, and it’s the same shot as the other guitar bit, so I still consider it a VideoSong in spirit! The iTunes single comes with cover art by Guy Gondron My Facebook http My Twitter ? My 2nd YouTube Channel

Play Safe With A Cheap Mobile Phone Insurance!  

October 5th, 2011

Article by Antonycool

Do you have a mobile phone and fear of the stuff getting damaged brings nightmares to you? If your answer is yes, which mostly should be, you don’t need to worry now. A new kind of scheme titled ‘mobile phone insurance’ has been coined where you get the total sum refunded in case your gadget suffers any loss or theft.

Actually, when you go to a shop for purchasing a handset, there are a large number of options. Fearing your habit of forgetting the gadget(if you have it) somewhere or the gadget getting stolen, you go for a low priced device. This you do inspite of the fact that you had liked the expensive one. But now you never need to fear the loss in presence of the insurance cover.

The insurance companies pay full sum to you if you pay them a small premium amount. The premium paid by you would be directly proportional to the cost of your mobile phone. Higher the cost of your gadget higher will the premium amount be. Now, paying complete cost of the handset at a time is never an intelligent choice when you have the option of escaping it by paying a small premium at frequent intervals through the cheap mobile phone insurance. Specially the young guys and gals are careless leading to these losses.

According to the statistics, there are around 3500 phones lost on buses, trains while around 1200 handsets face destruction in the presence of water. These show that it is better to get covered than to face a loss. The good news is that all kinds of losses are covered by the insurance companies. You are also offered protection against the unauthorized calls. For getting insured, there are many different renowned insurance company like Sony insurance, Nokia insurance, Alcatel Insurance, Blackberry Insurance, Siemens insurance, Motorola Insurance and others.

If you are searching for an insurance, you should know that there are many different websites which either offer the insurance or aid in getting one for yourself. The most significant part is that being online, all these companies can be contacted anytime and everytime from any corner of the world.

But, there are a few companies which may not be providing insurance coverage in all cases. This may create a new problem for you. For this reason, you should go through all the terms and conditions carefully and should reject it if it doesn’t comply with your demands. Further, while some companies offer insurance cover giving you a new gadget, there are others who provide a second hand gadget.

Better late than never! If you are one of those who have not insured your gadget, you should get it immediately insured or you may later regret this decision. And still if you don’t want to get a cheap mobile phone insurance, it would be better to keep your gadget inside the locker such that you never loose it.

About the Author

Antonycool is an expert author of Telecommunication industry. For more information on Mobile Phones with Upgrade Mobile Phone visit our online mobile shop.

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T3 Malaysia May ’10 issue Cover Girl Xeniya

October 3rd, 2011

Behind the scenes and the interview of Xeniya

Video Rating: 5 / 5 launched – insurance cover for handbag contents.

September 30th, 2011

The handbag may not be very valuable, but the contents can be: women carry round as much as £1200 worth of gadgets in their handbags as a matter of course – laptops, netbooks, iPhone, iPad, iPod, mobile phone, sat-nav, portable hard drives and more. provides insurance against theft, loss or damage from around £50 a year, which covers the cost of replacing both the handbag and its contents – including keys and other things – plus there’s a Personal Emergency Helpline where somebody will be on hand to cancel your credit cards, notify friends, arrange transport home and contact locksmiths. Candice Samuel of explains.

Video Rating: 0 / 5 Do you have an ipod or iphone? At the same time, you own a mac. If so, I would like to say that you are an apple fan. Three years ago, I got an ipod for my birthday present. Two years ago, I had my first Mac. Last year, I had an iphone. Today I get my new MacBook…

Video Rating: 5 / 5

Blackberry Insurance  

September 28th, 2011

Article by Sunny

The blackberry has revolutionized the mobile communication sector in a major way and a good number of people are choosing it as their preferred choice of communication device. The blackberry insurance is therefore a matter that has to go hand in hand with the popularity of the blackberry device.

As a high number of people continue to use the blackberry, it is increasingly becoming necessary for a good number of blackberry owners to seek blackberry insurance covers just to have the confidence that they will not suddenly loose prized devices to damage or any other potential risks out there.

Having taken the demands of the many blackberry insurance policy seekers into consideration, the go-care insurance has a special limited period offer that is meant to give any blackberry insurance cover seeker a soft and affordable rate particularly at the point of entry. For a fixed amount of , any blackberry owner can get a blackberry insurance cover for a period of two years. The cover will take care of the blackberry for any damages that may result within the course of the two years period.

It is however important form the blackberry insurance cover shall demand for a payment of in the event that you make a claim within the two years period. Any other claims on the black berry will all be processed at a fixed cost of . The good news about the blackberry insurance cover from go-care insurance is that the limited period offer for two years gives blackberry insurance for the insured device for a limited period of two years.

Within the two years, you will not pay any other premiums unless you file for a claim for which you will only pay an additional for every claim filed for within the period. Greater news is that you will not pay any extra amounts to the end of the blackberry insurance cover period. It is however important to note that there are different categories of blackberries in the market namely, the blackberry 3G, 3GS and the blackberry 4.

About the Author

The blackberry is a communication device that holds lots of important data for the user. It is therefore natural that blackberry insurance is the only way to protect the device from any trouble that may come its way. Blackberry insurance must

Amica has a cool new app for the iPhone, Android and BlackBerry smartphones. It’s already getting five-star reviews!! Check out this video to see what it’s all about and visit for details and download information.

Video Rating: 0 / 5

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Compare iPhone Insurance

September 27th, 2011 is the site to compare iPhone insurance and save money in the uk, as you can save around 50% compared to the main network providers and high Street retailers. Simply visit the link above and click on the link in the top right and compare iphone insurance.

Video Rating: 5 / 5 – iPhone theft is rising and iPhone damage is a constant risk. Hence the demand for good iPhone insurance. This new free iPhone Insurance App called Insure Me in the Apple App Store is proving a hit. After you have installed the app, you answer 3 simple questions and it locates secret discounts on iPhone insurance to save you money and protect your iPhone. Teh app has sourced reputable companies with a good solid insurance cover and arranged special discounts which are normally not available to anyone outside of this iPhone app or elsewhere on the internet. So the main benefits are 1. Insure your iPhone 2. Save money with secret discounts More info at

Mobile Phone Insurance – Insure your Mobile Gadget from Unscrupulous events  

September 25th, 2011

Article by andrew j peterson

As mobile phones have made an important part in the lives of the people, the living standard of people have become better for good. Now a days, the mobile insurance companies are responsible for lending a tension free life to the consumers as they provide cover for almost all the eventualities.

Mobile thefts are one scary happenings that are increasing day by day. Realizing this, the mobile manufacturers are inculcating innovative applications like mobile tracker etc. But sometimes taking these precautions is not enough and in these cases Mobile Phone Insurance comes into picture. The the mobile insurance plans plays a very crucial role that allows users to remain tension free.

There are many insurance companies available in the market that provides their services in this regard. These mobile insurance companies have tied up with the big conglomerates in mobile manufacturing sector namely Nokia, Sony, Blackberry, HTC, Samsung. These sector has grown up by leaps and bounds so the competition between the different insurance companies have swelled as well. There is a stiff competition between them which forces them to offer lucrative schemes with their policies. They have also employed special customer care centers around the world to serve their customers in an effective manner. Thee centres round the clock to serve the needs of the consumers.

There are several benefits as well as these policies take care of handset and secondly one can replace these handsets in the case of lost,stolen or damaged due to any accident. An individual can also claim the money in the case of theft, stolen or damaged under any fortuitous circumstances..

These policies covers almost all the eventualities and they provide a suitable cover as well. For example if a person’s handset is damaged or stolen the insurer can get the money back under specific conditions. And the cash back may happen in amazingly shorter period of time. They don’t have to worry about anything. There are some prerequisite conditions as well that includes theft, damage due to water, fire or any other fortuitous conditions. Before going for any insurance plan one should take care of the insurance premium as well. There are plenty of beneficial policies by fake insurance companies that confuses the consumers. The person must remain very careful and should read all the terms and conditions provided by the company. The user should check wheher that specific mobile insurance company is reliable or not.

In a physical market, it is quite difficult to search for a particular insurance policy with additional benefits. It requires a lot of efforts to do that, and it consumes much time & money as well. Thankfully, there are many dedicated websites available on the Internet, which maintains almost all the details of the insurance companies. Here, an individual can easily retrieve all the relevant details of any mobile phone insurance company. And the policies offered by different brands could be compared as well.

The plans under mobile phone insurance schemes are provided under contract mobile phones or smartphones. Thesites are very useful to seek any kind of policy. And these sites are verAnd they save a lot of time, money and efforts as well. But it is recommended to access a reputed site, otherwise a person can get cheated by any fraud company. This is the most easiest and comfortable way of selecting a perfect & suitable policy for a handset by anyone.

The plans under mobile phone insurance are mostly offered with the contract smartphone deals, or pay as you go smartphones. The most viable option to search for a credible mobile phone insurance company is to browse them on a reputed site. These sites inculcate number of plans by different insurance providers. But one should take care when browsing as there are several fraudulent sites as well. The site through which these searches are made should be well known.

It’s just like insuring other valuable assets and the mobile insurance is needed to insure the mobile gadget. A very meager amount is needed to do stay tension free regarding these invaluable beauties..

So, designed as per the requirement of individual user, the mobile phone insurance policies are quite useful to the people who are very fond of their handsets.

About the Author

Andrew J Peterson is a professional writer. He is writing on various products and services to distinguish price comparison on Upgrade Phones, Contract Mobile Phones, SIM Only Deals, broadband providers, Home Broadband, Cheap Hotels and many others.

Canadian iPhone Insurance  

September 23rd, 2011

Article by ensquared

iPhone insurance is without question the most expensive cell phone protection on the market in Canada as iPhones are the most expensive devices to replace. As expensive as it is, the cost to the iPhone owner living n Ontario, Quebec, British Columbia or any other province or Canadian Territory is that it is half the price of covering the same device in the USA.

For through and the leading Internet phone insurance provider in both the USA and Canada respectively, the Canadian two year iPhone coverage is basically as the same as the one year premium in USA. To emphasize the benefit to Canadians even more, Ensuared iPhone insurance USA is approximately 44% less than the same iPhone insurance offered by AT&T (4 for one year cover by AT&T VERSUS .99 for Ensquared) with 25% lower deductible (9 VERSUS 0 on the iPhone 4). Canadians don’t know how good they got it covering their iPhones for 2 years for just for Accidental Damage or Total Loss (mysteriously or by theft) with 0 deductible.The biggest problem obstructing the Canadian iPhone owner from insuring is that he or she or the Canadian company really does not understand the cost of replacing their damaged or lost iPhone. Most Canadians believe because Rogers or Bell Mobility subsidized the first iPhone device owned on taking out a service contract that this would be repeated if replaced mid-contract. In other words, they are under the impression that a 0 iPhone offered at 0 on contract will cost 0 to replace as well. Not so!!! Lose your iPhone, have it stolen or damaged seriously and next time round you pay full cost – 0 plus depending on model if not insured. Do it again in the same two-year period or a third time even (not unheard of) replacement cost can total well 00 – 00. Smartphones like the iPhone do not come cheaply and the simple lesson is that Canadian iPhone users cannot afford to be uninsured. iPhones travel with you; get dropped, spilt on, lost in cabs and stolen often.Rogers offer a hybrid iPhone insurance that is so confusing and onerous that (a) it requires the iPhone owner making a claim to renew contracts with Rogers and (b) they replace with entry phones at no cost. What iPhone owner will settle for an entry replacement? It is a ridiculous iPhone insurance offer. On the other hand other providers do not cover iPhones. Period. The Ensquared iPhone insurance products underwritten by TRISURIA licensed throughout Canada is the best there is and easiest to get.Ensquared also insures Android powered devices, making a big mark on the Smartphone arena in Canada and USA, at the same phone insurance premiums as the iPhone, but at more than half the deductible. Cheaper by a long way VERSUS Bell Mobility. So whether Canadians are favoring iPhone devices, Android cell phones or Windows phones, – a specialist Canadian phone insurance Site offering cell insurance across the range at best prices in North America is the place to go. The Site is easy to navigate and easy to find. It is the offspring of – the #1 authority on iphone insurance, Android insurance, Blackberry insurance, in fact any device insurance, in USA and Canada. Iphone insurance for Canadians is now one click away and claims access is open 24/7 through it’s claim centre. Claims are no hassle, easy and replacement iPhones will be in your hands within three working days. And if you travel to USA or abroad Ensquared will cover you as well as long as you are prepared to receive your replacement in Canada.

About the Author

For more information about iphone Insurance,Phone Insurance, Cell phone insurance, Safeware Insurance please visit
 How to compare iphone insurance in the UK. The High Street phone stores charge way too much to insure your iPhone. Do a iPhone insurance comparison and you will find independent insurance providers who will save you around 50%. Refuse to pay excessive premiums … You will only be chipping in to the Chairman’s Bonus Scheme!