In these difficult financial times more and more people are turning to bankruptcy. Bankruptcy isn't pretty, but it's often the option of last resort. If you've been considering bankruptcy and aren't sure of your options it can be a daunting task and a difficult decision. Here is a little background on the different types of bankruptcy and how bankruptcy works.

For many people, a vehicle is a necessity. We often depend on our vehicles to get us to and from work every day, transport children to events, and even for pleasure. Because they are such an important aspect of your life, you want a vehicle that is reliable, comfortable, and maybe even a bit stylish. The vehicle choices are almost endless, so finding the right combination of wants and needs with an affordable price tag can be challenging. Here are 5 of the biggest mistakes you should avoid when purchasing your next vehicle that can save you thousands of dollars each year.

If you aren't buying a new car there are still plenty of things you can do right now that will help you save money on related expenses:

• 5 Ways to Save on Gas
• How to Obtain a Good Auto Insurance Policy
• Auto Buying Guide

New college grads face stiff competition in this job market. Unlike in the past when it may have been relatively easy to find a job, with high unemployment and stricter hiring standards you really need to set yourself apart in order to land that first job. So, for all of you recent grads, here are a few job hunting tips to hopefully get you off on the right foot.

With mortgage rates at historic lows, many new first-time buyers are entering the market. It is a great time to buy a home, but if you don't understand everything that goes into the transaction it can end up being quite a financial hit. One thing many buyers don't fully understand are closing costs. There are a bunch of different things that can get rolled into the closing costs, and it could come as a surprise when it's time to sign the papers. So, taking the time to fully understand what closing costs are, and what you may be required to pay, will make you a better shopper.