Tree only

Northcountry Cooperative Development Fund

Worker Ownership Fund


Home Join Invest Borrow Worker Ownership Fund About NCDF FAQ News Contact Us





The Worker Ownership Fund (WOF) is a specialized fund of the Northcountry Cooperative Development Fund (NCDF) offering financing to worker-owned cooperatives throughout the US. The fund was developed in cooperation with the U.S. Federation of Worker Cooperatives (USFWC) to increase access to financing for worker-owned cooperatives.

For more information on the Worker Ownership Fund, please call (612) 331-9103 or email .

Loan Application

Lending Priorities

  • Democratic job creation
  • Democratic enterprise in low-income and underrepresented communities
  • Safeguards regarding cooperative longevity
  • Democratic operation
  • Projects that cannot access financing from conventional lenders and investors

Technical Assistance and Training

In order to support the success of borrowers, USFWC offers technical assistance and mentorship. For more information about the U.S. Federation of Worker Cooperatives, please visit their website at .


Copyright © Northcountry Cooperative Development Fund
219 Main Street SE, Suite 500, Minneapolis, MN 55414
Office Phone: (612) 331-9103; fax: (612) 454-2699; general e-mail: