Tuesday 19 June 2012
Personal Finance
Personal finance news and expert tips on how to make money and save money.
Our living standards are crashing, say over-50s
Older people have never been more pessimistic about their living standards, a survey has found.
Expats beat Spanish bank in six-year property feud
A Spanish bank that refused to return off-plan deposits belonging to 47 British expats who invested in a failed Spanish property development has been ordered to repay €1.5million, following a six-year legal battle.
Inflation erodes savings 8pc in five years
The average savings account has failed to beat inflation – losing Britons £800 for every £10,000 over five years.
Six million children suffer as Child Trust Funds falter
Holders of "inferior" Child Trust Funds are not allowed to switch to Junior Isas and they are losing out as a result.
Buying rather than renting property saves you £200,000
Renting costs £200,000 more than homebuying - even before house price gains are banked.
How investors can thrive as the eurozone burns
Despite the economic turmoil, rushing to sell your investments would be a mistake, professional investors say.
Annuity rates fall to new record low
Annuity rates – which determine the retirement income of millions of pension savers – have fallen to their lowest ever level.
Travel insurers get tough on claims caused by drink or drugs
The British Insurance Brokers’ Association (BIBA) has analysed 20 of Britain’s most widely-held travel insurance policies.
Rate alert: best-buy savings accounts
We review the savings accounts offering the best interest rates.
Pension gap: a father and son tale
The father retired at 49. His son is 33 and has yet to start a pension.
Celebrities who went bankrupt
Westlife star Shane Filan has been declared bankrupt - we look at 14 other stars who have fallen on hard times.
How to make sure you save enough for retirement
Don't wait for the new government-backed pensions to start saving for your retirement.
Go west for income
Emma Wall talks to the Newton Global High Income Fund manager about chasing dividends.
Savers lose £18bn as low Bank Rate bites
Record low interest rates and multibillion-pound emergency support measures from the Bank of England are losing savers nearly £18bn a year.
Commodity investors see big holes dug into fund values
Industry experts say despite the falls - the case for resources is now 'very compelling'.
How part-time pensioners can claim tax-free status
Women aged over 60 and men over 65 do not need to pay NICs, which deduct 12pc from wages.
Court ruling could force motor insurance premiums to rise by 25pc
Customers could face yet more hikes in their car insurance after a court ruling that experts fear could lead to minor repairs costing 25pc more.
How part-time pensioners can claim tax-free status
Women aged over 60 and men over 65 do not need to pay NICs, which deduct 12pc from wages.
Dramatic fall in mortgages as stamp duty holiday ends
Mortgage lending slumped in April after Britons rushed to buy houses before the Government ended its stamp duty holiday at the end of March.
Household spending power continues to fall
Families are around £34 a month worse off than they were a year ago, as the squeeze on people's budgets continues.
Ann Widdecombe: 'There is money in politics, if you ask someone like Tony Blair'
Former Conservative MP Ann Widdecombe, 64, is now a successful novelist.
Gold: private investors rush for safety
Euro debt crisis fears has triggered a renewed demand for gold from private investors.
Lloyds pays up on £3,700 PPI claim – eventually
Telegraph consumer champion Jessica Gorst-Williams helps a reader win £3,700 PPI compensation.
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