Learning the rules of credit isn't always as straightforward as you might think. Sometimes, doing something you might think would be great for your credit score can actually have an unintentional negative impact.
I propose the creation of a new banking industry initiative called NOBAR (Nonstandard Borrowers Alternative Resource). Its mission is to help responsible individuals with bad credit scores -- where reasonable and appropriate -- secure a new mortgage or refi.
It may be years before the rift in the Supreme Court is healed and legitimacy is restored. We cannot wait. We have to act to establish a system that works for people, not vested interests.
It is too easy for anonymous speakers to tear down their political opponents using false or misleading information. Disclosure ensures that political speakers must stand by their claims and engage in true debate.
Renting can be an option this summer when you're ready to hit the open road, as long as you keep a few points in mind.
There is nothing quite like that first drive of summer with the top down. In honor of that tradition, Total Car Score has put together a list showcasing seasonal vehicles that are synonymous with summer fun.
The only real solution for insolvent Europe is to explicitly default on the debt to a level that brings PIIGS countries to a debt to GDP ratio below 60 percent.
What will be the fate of the island of Lana'i? Is Larry Ellison saving the day? All I know is that I am another Californian deeply moved by the spirit and soul of this island and by the 3,000 residents who are struggling to keep alive a quiet culture.
As someone who answers debt-related question every day for people, I understand the reality of bankruptcy is one many are confused about. They discount it out of a perceived stigma without evaluating the logic and math of the solution.
Let me humbly suggest that as an alternative to a mandatory system rejected by the majority, we return to the idea of covering most people by attracting them to quality public and private programs through consumer choice. It's called Medicare and it works splendidly.
There are innovative solutions already at work in communities across the country. There are very smart clinicians, hospital administrators, policy-makers, business executives, and community leaders who are fighting to rescue the system.
Our health system will still be far from perfect. But whatever the case, my small business is really just a bystander to the whole event. So go ahead Justices, rule as you see fit. It's not going to make much of a difference to me.
I want to highlight the ways I cut expenses before I left on my trip in order to save money for travel. There are some added ones in here too that didn't apply to me but might apply to you!
The message that government rules stifle economic activity is so pervasive that it's easy to forget that intelligent regulation can protect the economic well-being of ordinary Americans, preserving jobs and helping the whole economy.
Would you be surprised to learn that parents in many poorer countries often spend considerably more time talking with their children about money management than in wealthier countries like the U.S. and Canada?
Respect for the civil and labor rights of all workers, both documented and undocumented, is not only the right thing to do, it is the smart thing if Alabama wants to keep and expand its exports to Mexico and the jobs they support.
Beth Kobliner, 2012.22.06
Steve Rhode, 2012.21.06