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January 18, 2013

b>Rabbi Nathan Lopes Cardozo: Jewish Self-Loathing and denial

Clifford D. May: Osama and the Two Nazirs
Smartphone touted as 'remote for your life'
Kerri-Ann Jennings, M.S., R.D.: The diet mistake even nutritionists make: 5 tips to outsmart your appetite
Michael Hogan, M.D. : Mayo Clinic Medical Edge: Awake at night? Here's one cause you may not have thought
Chris Gaylord: Tiny creatures with hip names
The Kosher Gourmet by Diane Rossen Worthington PEACH CROSTATA, a free-form tart, is easy as pie and a crowd-pleaser
George Friedman of Stratfor: Avoiding the Wars That Never End
Fred Weir: 'Red October' malware found snooping on Russian state networks
Kerri-Ann Jennings, M.S., R.D.: 3 healthy reasons to cook with cast iron
Jerry Brewer, M.D.: Mayo Clinic Medical Edge: Treatment for varicose veins
G. Jeffrey MacDonald: Is that online review a fake?
Tech world crawling into the crib
The Kosher Gourmet by Kathryn Hill: Delectable, and deceptively simple, chicken and artichokes in wine sauce
January 14, 2013

Mark Clayton: Cyber Security Awakening in 2013: How vulnerable to attack is US now?

Jeffrey Fleishman and Reem Abdellatif: Egyptian court orders new trial for Mubarak
Insulin study could see end to needles: researchers
Sharon Palmer, R.D. : Fiber for digestive health is just the start
Harvard Health Letters: Pain relief without drugs or surgery
Jonathan Zimmerman: US colleges need affirmative action for conservative professors
Mary Shanklin Condo tower to track DNA in crackdown on wayward pet feces
The Kosher Gourmet by Faith Durand: Faith Durand
January 11, 2013

Jonathan Rosenblum: The Religious Mindset

David G. Savage: Obama advisor who had decried 'war on terror' now defends drones
Schoolgirl loses ID locator chip battle
Harvard Health Letters: How sleep loss destroys your health
Hara Estroff Marano: The vanishing mineral: The more essential magnesium proves for well-being, the harder it is to consume enough
Fred Weir: Does Depardieu herald Russia as a new tax haven?
Patrick Kevin Day Life on Mars? Dutch company to offer one-way trips to the Red Planet
The Kosher Gourmet by Diane Rossen Worthington: Whole grain salads: Healthy eating was never so delicious
January 9, 2013

John Rosemond: Children need courage, not self-confidence

Jonathan Tobin: Hagel Backers Trying to Redefine Pro-Israel
Nat Hentoff: More of our doctors are losing independence
Kimberly Lankford: Know the rules for new health care investment surtax
Michael Doyle: Supreme Court weighs case of disabled child, medical malpractice award
Harvard Health Letters: Surviving cancer: What happens next?
7 year-old murdered by Muslim mathematician mom
The Kosher Gourmet by Faith Durand: How To Make a Better Side Salad
Matea Gold: GOPers to defend Israel from one of their own
Ancient Afghan papers shed light on Jewish life
Hitler statue unveiled in Warsaw ghetto
Brierly Wright, M.S., R.D.: The pros and cons of 4 trendy diets
R. Houston Thompson, M.D.: Mayo Clinic Medical Edge: Don't ignore early, noticeable signs of testicular cancer
Cat brings daily gifts to late master's tomb
The Kosher Gourmet by Mario Batali: The famed chef's ITALIAN TWIST ON CHEESECAKE is simply tantalizing
January 4, 2013

Rabbis Abraham Cooper and Yitzchok Adlerstein: The Divine is for all people, religious or not

Jonathan Tobin: Sotomayor's Blow to Religious Liberty
Clifford D. May: Beyond 'Toxic Nationalism'
David Lightman: Sen. Joe Lieberman made history but retired without a party
Carol Rosenberg: Obama signs defense bill, but denounces the Guantanamo prison it pays for
Ken Dilanian and Steven Zeitchik: 'Zero Dark Thirty's' torture implication prompts Senate inquiry
Scott Powers: NASA is quietly holding a going-out-of-business sale
The Kosher Gourmet: This BAKED CUSTARD is surprisingly light, smooth, and its flavor --- subtly sweet
January 2, 2013

Andrew Silow-Carroll: But is it good for the chews?

Mark Clayton: Cybersecurity: Where do Republicans and Democrats stand on threats?
Kathleen Hennessey and David Lauter: Obama 'fiscal cliff' Victory? Not exactly
Larry Gordon: New college application questions encourage creative thinking
Howard LeWine, M.D. : Ask the Harvard Experts: On herbal therapy and successful healing
Dawn Davis, M.D.: Mayo Clinic Medical Edge: Hemangiomas
Dried squash holds headless French king's blood
The Kosher Gourmet: 7 principles for making better soup in a slow cooker
December 31, 2012

Jina Moore: Progress watch: 2012 wasn't as bad as many think

15 Christians die in gruesome murders after Islamic rampage
Jeff Jacoby: Kerry's 'realism' slips into callousness
Frances Robles: Parents on both sides of Zimmerman case cope with aftermath of Sanford saga
Howard LeWine, M.D. : Ask the Harvard Experts: No longer be intimidated. You can save a life!
Lindsay Wise: New rule puts cloak of privacy on children's apps
Is that ME in a 450-year-old painting?
The Kosher Gourmet: A sweet ending to the year: Chocolate-Peppermint Shortbread
December 28, 2012

Jonathan Rosenblum: Becoming glory conscious --- of Him, not us

Abbas: If no peace talks, I'll disband Palestinian Authority and give Israel the West Bank
It's Muslim v. Muslim in Mali
Kimberly Lankford: Can you keep health coverage when changing jobs?
Sharon Palmer, R.D. : Go nuts for health!
Marc Garnick, M.D.: The Medicine Cabinet-Ask the Harvard Experts: Stopping prostate medicine
South Africa prez says country facing new race problem: Blacks acting 'too white':
The Kosher Gourmet: Dense, rich oatmeal cake that might be too good to share
December 26, 2012

Rabbis Abraham Cooper and Yitzchok Adlerstein and Rev. John Huffman: The Most Persecuted Religion

Human Rights Watch: Israelis are human; deserve rights
'Lost tribe' members migrate from India to Israel
Chris Gaylord: How to 'tether' your PC to your phone
Susan B. Garland: Health care premiums could drop for older adults
Alan Yu: Food without fear
Harvard Health Letters: Quench the fire: Stomach-soothing steps for heartburn The Kosher Gourmeti: High-heat roasting gives unique flavor to a colorful side dish
December 24, 2012

Fredrick Nzwili: Kenyan Christians fear former brethren are attacking churches

Maura Dolan: Legal hold put on gay conversion ban
Romney didn't want to run for president, son says
Scott Dance: 14 years after amputation, woman gets new arm without operation
Harvard Health Letters: How not to cure a cold
China researchers link obesity to bacteria
Obama asked to retaliate over Russia adoption ban The Kosher Gourmet by Mario Batali: Ciambella, a simple, delectable cake fit for a holiday table
December 21, 2012

Rabbi Avi Shafran: My accidental epiphany

Suzanne Fields: Illumination From Medieval Manuscripts
Clifford D. May: Jews in the Judean Desert?
Paul Greenberg: Let Your People go!
Maura Dolan: Boy Scouts win case against gays, agnostics
Woman to wed twin sister's convicted killer
Earthlings head to nearest bunker, or bar, at 'world's end'
The Kosher Gourmet : A hearty winter soup with layers of flavors
December 19, 2012

Justin Salhani: Can a dying language revive Lebanon's Christian population?

Fred Weir: Moscow joins choir of those using Newtown shooting to push agendas
Boy, 11, brings gun to class after massacre
Thomas Boyce, M.D., and W. Charles Huskins, M.D. : Mayo Clinic Medical Edge: Resurgence of whooping cough makes vaccination important for people of all ages
New computing devices will allow touch, smell
Never mind the Mayans: US 'preppers' ready for anything
The Kosher Gourmet : Punch up your lunchtime wrap with a combo of sweet and savory
December 17, 2012

Mark Clayton: Cyberjihad on US banks

Michael Doyle : Court to decide whether religious challenge to health care law may proceed
21st Century's gold rush is on!
Howard LeWine, M.D.: Ask the Harvard Experts: How to reverse pain with simple changes
Nicci Micco, M.S. : 6 easy ways to help your immune system
Paul Rogers: He's Kryptonite for the world's conspiracy craziness
The Kosher Gourmet : This must be chocolate chip heaven (Includes techniques)
December 14, 2012

Rabbi B. Shafier: Resolved: How to grasp the incomprehensible

Wesley Pruden: Another low bow to radical Islam
Warren Richey: European court holding American allies liable for role in CIA operation
Mark Clayton: 'Project Blitzkrieg': Are Russian cybercriminals about to invade US banks?
Holly Pevzner: 10 ways to reduce inflammation
Lori Zanteson: The best healthy 100-calorie snacks
Moon phases and stag's bladders: Wacky wine-making
The Kosher Gourmet : A sweet sweet potato treat
December 12, 2012

Reva Bhalla of StratFor: The Israeli Periphery

How to stop a revolution
Jewish ritual fueled by Muslim manufacturers?
Warren Richey How Ernest Hemingway's cats became a federal case
Sharon Palmer, R.D. : Green tea is popular. Should it be?
Jennifer Tessmer-Tuck, M.D. : Mayo Clinic Medical Edge: Elective induction can lead to unnecessary complications for mom and baby
Police chief sends gangsters Christmas cards
The Kosher Gourmet : A light, surprisingly satisfying MUSHROOM SUPPER
December 10, 2012

Rabbi Avi Shafran: The original spin on Chanukah

Michael Smerconish: United Airlines' post-9/11 commitment to security rescinded?
Heather Hottle: T cell modification curbs girl's leukemia
Anna Mulrine: Pentagon's Plan X: how it could change cyberwarfare
Harvard Health Letters : Do food sources trump calcium supplements?
Belize archeologist sues over Indiana Jones skull
Husband, wife and dog have lived in sewer for two decades
The Kosher Gourmet A lighter latke with a hint of sweetness cooked in
December 7, 2012

Rabbi Y.Y. Rubinstein: Dream on! A GLIMPSE OF TRUTH: Why we have dreams and what they really mean

Germany moves closer to ban on neo-Nazi party
Greek schools 'fertile ground for neo-Nazis' 10 Medicare must-knows
Brierley Wright, M.S., R.D. : Rise and shine: The best breakfast foods for weight loss
Michael Hogan, M.D.: Mayo Clinic Medical Edge: Resistant hypertension has several possible causes
Tortoiseshell craftsmen adapt to new century
The Kosher Gourmet CHICKPEA CASSEROLE WITH LEMON, HERBS AND SHALLOTS has fresh flavors, lighter dairy and -- the best part -- no pasta
December 5, 2012

Patrick McGreevy: Fate of ban on gay-conversion therapy is uncertain

Richard. Z. Chesnoff: How the Palestinians got here
Fred Weir: Vladimir Putin 2.0: A harder, eastward-looking presidency
Kiplinger's Retirement Report: 10 Medicare must-knows
Sharon Palmer, R.D.: Aaahhh!: The best thirst-quenching drinks
Breath test points to colorectal cancer
Urban sparrows find new use for cigarette butts
The Kosher Gourmet Red Chili-Spiked Chocolate Mousse is a combination of flavors that's complex and memorable
December 3, 2012

Mark Magnier: In crisis, Israel keeps a shtick upper lip

Following 'Palestinian' move at U.N., Israel reclaims $209.7 million it was stiffed . . .
Kimberly Lankford: The Best Resource for Comparing Medicare Plans
Andre Terzic, M.D., Ph.D.: Mayo Clinic Medical Edge: Regenerative medicine poised to revolutionize disease management
Supreme Court to rule if companies can patent genes
Renee Schoof: Want a better idea of college costs? Schools, Congress are trying to help
The Kosher Gourmet by Emma Christensen NORWEGIAN POTATO LEFSE is a thin and soft flatbread that's more substantial than a crepe but more delicate than a flour tortilla
November 30, 2012

Rabbi Berel Wein: The survival of society

Jonathan Tobin: What the upgrading of the 'Palestinians' status at the UN is really about
'A little paranoia' keeps US vigilant: FBI official
Kimberly Lankford: How to get a better deal on a medigap policy
Jill Weisenberger, M.S., R.D., C.D.E.: How dairy products play a key role in many aspect of overall good health
Robert Shmerling, M.D. : Ask the Harvard Experts: Something to cry about
US Senate panel passes email privacy measure
The Kosher Gourmet by Mollie Katzen RICOTTA-BERRY CREPES make for a de-light-ful brunch
November 28, 2012

Jonathan Rosenblum: Beware the Goodists

Paul Greenberg: The land of pharaohs: The more Egypt changes ...
Mark Guarino: Can people record police officers? Illinois ban gets no help at Supreme Court
David Grant: Five reasons America won't fall off the 'fiscal cliff'
Clinton sued over 'Palestinian' aid
Japan firm offers 3D model of foetus
Sharon Palmer, R.D. Beware organic junk food
Germany to toughen bestiality laws
Obese traveler dies awaiting plane big enough to fly home
The Kosher Gourmet by Emily Ho This pasta is a carb-lover's dream
November 26, 2012

Sheera Frenkel:: Hamas' sense of empowerment is justified
Jonathan Tobin: Obama and the Morsi Dictatorship
New haven for terrorists to attack Europe and Africa feared
Kimberly Lankford: What to know about flex account contribution limits
Paralyzed dog study offers hope for humans
Harvard Health Letters: Tired of feeling tired?
Global toy chain offers 'gender neutral' Christmas
UK codebreakers still stumped by secret WWII pigeon message
The Kosher Gourmet by Nealey Dozier This pasta is a carb-lover's dream
November 23, 2012

Rabbi Dr. Nathan Lopes Cardozo:: Religiosity: The Greatest Chess Game on Earth

Caroline B. Glick: The trap that Ariel Sharon built
Jeffrey Fleishman and Reem Abdellatif : Egyptian president called 'new pharaoh' after startling power grab
David Lightman: Behind the scenes, some budget cuts may not be that hard
Jon Ebbert, M.D. : Mayo Clinic Medical Edge: Eliminating these four white foods may make it easier to eat less, lose weight
Harvard Health Letter: Hearing loss: Millions may be suffering needlessly
1.3 million overdiagnosed for breast cancer in US: study
Whale worship a way of life for Vietnam fishermen
The Kosher Gourmet By Chef Mario Batali Walnut Sbrisolona with Blackberries, a crumbly confection from Lombardy with an American touch
November 21, 2012

Steven Emerson:: Little Lives and Big Lies

Hannah Allam: US approach to Gaza-Israel talks shows new reluctance to referee Mideast conflicts
Hara Estroff Marano: Brace yourself: The high art of handling problem people
Ban 'killer robots,' rights group urges
Bonnie Miller Rubin: Parents hire own researchers to tackle rare, fatal disease
Nicci Micco, M.S., and Kerri-Ann Jennings, M.S., R.D: 7 simple ways to detox your diet and your home
New law to ban India's 'untouchable' toilet cleaners
The Kosher Gourmet By Diane Rossen Worthington Smashed Cherries with Amaretti and Ricotta is simple dessert with a sophisticated taste
November 19, 2012

Paul Greenberg:: The gathering storm

Steven Emerson: SURPRISE, SURPRISE! 'Mainstream' Muslim groups back Hamas in latest Mideast mayhem
Kristen Chick & Ahmed Aldabba: Did Egypt inadvertenly aid Israel before the war in Gaza broke out?
McCain suggests Bill Clinton as Gaza truce negotiator
Todd Miller, M.D. : Mayo Clinic Medical Edge: For many, treadmill stress test is a thing of the past
Thousands more anti-homosexual marriage protesters fill France streets, this time in Paris
Kimberly Lankford Make the most of health insurance changes for 2013
Lisa D'Agrosa, R.D.: A buyer's guide to natural sweeteners
The Kosher Gourmet By Joseph Erdos:SPAGHETTI SQUASH SALAD WITH DRIED CRANBERRIES AND HAZELNUTS


Jewish World Review July 23, 2008 / 20 Tamuz 5768

Bankrupt ‘exploiters’, Part II

By Thomas Sowell


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http://www.JewishWorldReview.com | We don't look to arsonists to help put out fires but we do look to politicians to help solve financial crises that they played a major role in creating.


How did the government help create the current financial mess? Let me count the ways.


In addition to federal laws that pressure lenders to lend to people they would not otherwise lend to, and in places where they would otherwise not invest, state and local governments have in various parts of the country so severely restricted building as to lead to skyrocketing housing prices, which in turn have led many people to resort to "creative financing" in order to buy these artificially more expensive homes.


Meanwhile, the Federal Reserve System brought interest rates down to such low levels that "creative financing" with interest-only mortgage loans enabled people to buy houses that they could not otherwise afford.


But there is no free lunch. Interest-only loans do not continue indefinitely. After a few years, such mortgage loans typically require the borrower to begin paying back some of the principal, which means that the monthly mortgage payments will begin to rise.


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Since everyone knew that the Federal Reserve System's extremely low interest rates were not going to last forever, much "creative financing" also involved adjustable-rate mortgages, where the interest charged by the lender would rise when interest rates in the economy as a whole rose.


In the housing market, a difference of a couple of percentage points in the interest rate can make a big difference in the monthly mortgage payment.


For someone who buys a house costing half a million dollars— which can be a very small house in many parts of coastal California— the difference between paying 4 percent and 6 percent interest would amount to more than $7,000 a year.


For people who have had to stretch to the limit to buy a house, an increase of $7,000 a year in their mortgage payments can be enough to push them over the edge financially.


In other words, government laws and policies at federal, state and local levels have had the net effect of putting both borrowers and lenders way out on a limb.


Yet, when that limb began to crack, the first reaction in politics and in the media has been to look to government to solve this problem because— as always— it was called the market's fault, the lenders' fault and everybody's fault except those politicians who created this dicey situation in the first place.


Markets often get blamed for conveying a reality that was not created by the market.


For example, the fact that "the poor pay more" for what they buy in stores in low-income neighborhoods is often blamed on those who run these stores, rather than on those who create extra costs through crime, vandalism and riots.


If the store owners were making big profits, the big chain stores would be rushing in to share in the bonanza, instead of avoiding low-income neighborhoods like the plague.


Markets were also blamed for the Great Depression of the 1930s and New Deal politicians were credited with getting us out of it. But increasing numbers of economists and historians have concluded that it was government intervention which prolonged the Great Depression beyond that of other depressions where the government did nothing.


The stock market crash of 1987 was at least as big as the stock market crash in 1929. But, instead of being followed by a Great Depression, the 1987 crash was followed by 20 years of economic growth, with low inflation and low unemployment.


The Reagan administration did nothing in 1987, despite outrage in the media at the government's failure to live up to its responsibility, as seen in liberal quarters. But nothing was apparently what needed to be done, so that markets could adjust.


The last thing politicians can do in an election year is nothing. So we can look for all sorts of "solutions" by politicians of both parties. Like most political solutions, these are likely to make matters worse.

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