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Mortgage Rates: 98728
Find the best and latest Mortgage rates for 98728.
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Bankrate.com
National Average
Bankrate.com
Site Average
30 yr fixed refi, 0 Points
4.16% APR - 5.09% APR
4.66% RATE
3.94% RATE
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APR
Rate
Lender
Fees in APR
Est. Payment
Points
APR:
5.094
Point:
0
Est. payments:
886.000
Credit score:
660 - 679
680 - 699
700 - 719
720 - 739
740+
Percent down:
5% down
10% down
15% down
20% down
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0 points
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all points
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Credit Score:
740+
660 - 679
680 - 699
700 - 719
720 - 739
740+
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APR
#{apr}
%
#{date}
Rate
#{rate}
%
at
#{points}pts
#{lock} day rate lock
Payment
$#{payment}
/Month
Fees
$#{fees}
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#{logo} #{LinkedOrTextComments}
NMLS # #{nmls}
State Lic # #{slicense}
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#{lender} - #{description}
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APR
Rate
Points
Cost and fees
#{apr}%
#{date}
#{rate}%
#{capsInfo}
#{lock} day rate lock
Disc pts
: #{discPoints}
Orig pts
: #{origPoints}
Fees in APR
: $#{fees}
Est payment
: $#{payment}
Top #{description} offered now
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Glossary of terms
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Icon Legend
Better Business Bureau Accredited
Extended Support Hours
Immediate Rate Lock
Low Fees
Local Lender
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Government Loans Available
FHA Approved Lender
VA Approved Lender
Home Affordable Refinance Program
3+ Years on Bankrate
5+ Years on Bankrate
10+ Years on Bankrate
CAPS
The maximum amount the interest rate can change annually or cumulatively over the life of an adjustable-rate mortgage. For example, if the caps are 2 percent annual and 6 percent life of loan, a mortgage with a first-year rate of 10 percent could rise to no more than 12 percent the second year, and no more than 16 percent over the entire loan term.
DISC POINTS
A type of point (1 percent of a loan) paid by the borrower to reduce the interest rate.
APR
Annual Percentage Rate. A yearly rate of interest that includes fees and costs paid to acquire the loan. Lenders are required by law to disclose the APR. The rate is calculated in a standard way, taking the average compound interest rate over the term of the loan, so borrowers can compare loans.
RATE
Percentage a borrower pays for the use of money, usually expressed as an annual percentage.
ESTIMATED PAYMENT
The monthly principal and interest payment at a given interest rate, loan amount, and loan term
FEES
Additional costs incurred by the borrower when getting the loan that, along with the interest rate, determine the true cost of the loan
ORIG POINTS
A fee paid to a lender for processing a loan application. A point equals 1 percent of the loan amount.
POINT
A point equals 1 percent of a mortgage or other loan. Some lenders charge "origination points" to cover expenses of making a loan. Some borrowers pay "discount points" to reduce the loan's interest rate.
30 year fixed refi, 0 Points,
Credit score 740+, 20% down -
Change search
Lender
APR
Rate
Est Payment/Fees
Have Questions?
Learn More
DO NOT DELETE REQUIRED FOR SORT!
1
14
14
17
9
14
14
4.416
0.000
824
Lender info
NMLS # 6606
State Lic # 4131117
4.416%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
50 day rate lock
Payment
:
$824
Fees in APR
:
$795
More details
877-205-9311
(Toll-free, no obligation)
Next
2
11
11
3
21
11
11
4.353
0.000
812
Lender info
4.353%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$812
Fees in APR
:
$1,995
More details
877-205-3556
(Toll-free, no obligation)
Next
3
8
8
9
11
8
8
4.298
0.000
812
Lender info
NMLS # 246523
State Lic # 603J816
4.298%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$812
Fees in APR
:
$946
More details
877-235-9119
(Toll-free, no obligation)
Next
4
19
19
21
4
19
19
4.500
0.000
836
Lender info
NMLS # 49636
State Lic # 603G897
4.500%
Tue Jul 16
4.500
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$836
Fees in APR
:
$0
More details
877-386-9818
(Toll-free, no obligation)
Next
5
17
17
10
19
17
17
4.478
0.000
824
Lender info
NMLS # 257476
State Lic # 01784037
4.478%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$824
Fees in APR
:
$1,990
More details
877-294-9704
(Toll-free, no obligation)
Next
6
21
21
18
5
21
21
4.625
0.000
848
Lender info
NMLS # 35953
State Lic # 413-0973
4.625%
Tue Jul 16
4.625
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$848
Fees in APR
:
$0
More details
Next
7
22
22
7
16
22
22
5.094
0.000
886
Lender info
NMLS # 837915
5.094%
Tue Jul 16
5.000
%
at
0.000 pts
Caps
:
40 day rate lock
Payment
:
$886
Fees in APR
:
$1,750
More details
Next
8
13
13
4
8
13
13
4.415
0.000
824
Lender info
NMLS # 453156
4.415%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
60 day rate lock
Payment
:
$824
Fees in APR
:
$786
More details
Next
9
5
5
2
1
5
5
4.250
0.000
812
Lender info
NMLS # 173946
State Lic # 603H390
4.250%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
60 day rate lock
Payment
:
$812
Fees in APR
:
$0
More details
Next
10
15
15
15
13
15
15
4.424
0.000
824
Lender info
4.424%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$824
Fees in APR
:
$950
More details
Next
11
3
3
6
15
3
3
4.214
0.000
800
Lender info
NMLS # 76988
State Lic # 4150077
4.214%
Tue Jul 16
4.125
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$800
Fees in APR
:
$1,750
More details
Next
12
4
4
1
20
4
4
4.227
0.000
800
Lender info
NMLS # 2890
State Lic # 413-0477
4.227%
Tue Jul 16
4.125
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$800
Fees in APR
:
$1,995
More details
Next
13
6
6
22
2
6
6
4.250
0.000
812
Lender info
4.250%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$812
Fees in APR
:
$0
More details
Next
14
12
12
20
6
12
12
4.376
0.000
824
Lender info
NMLS # 10095
State Lic # DOC-CRML4131162
4.376%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$824
Fees in APR
:
$12
More details
Next
15
16
16
13
17
16
16
4.476
0.000
824
Lender info
NMLS # 174457
State Lic # 4131040
4.476%
Tue Jul 16
4.375
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$824
Fees in APR
:
$1,950
More details
Next
16
9
9
14
12
9
9
4.299
0.000
812
Lender info
NMLS # 3294
State Lic # 4130479
4.299%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$812
Fees in APR
:
$950
More details
Next
17
20
20
8
22
20
20
4.604
0.000
836
Lender info
NMLS # 2119
State Lic # 6038216
4.604%
Tue Jul 16
4.500
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$836
Fees in APR
:
$1,995
More details
Next
18
2
2
19
14
2
2
4.176
0.000
800
Lender info
NMLS # 3013
State Lic # 4131061
4.176%
Tue Jul 16
4.125
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$800
Fees in APR
:
$995
More details
Next
19
18
18
11
3
18
18
4.500
0.000
836
Lender info
4.500%
Tue Jul 16
4.500
%
at
0.000 pts
Caps
:
45 day rate lock
Payment
:
$836
Fees in APR
:
$0
More details
Next
20
1
1
16
7
1
1
4.155
0.000
800
Lender info
NMLS # 164626
State Lic # 4130556
4.155%
Tue Jul 16
4.125
%
at
0.000 pts
Caps
:
60 day rate lock
Payment
:
$800
Fees in APR
:
$590
More details
Next
21
7
7
25
10
7
7
4.291
0.000
812
Lender info
NMLS # 2764
State Lic # 6038205
4.291%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$812
Fees in APR
:
$799
More details
Next
22
10
10
5
18
10
10
4.351
0.000
812
Lender info
NMLS # 301487
State Lic # 01526504
4.351%
Tue Jul 16
4.250
%
at
0.000 pts
Caps
:
31 day rate lock
Payment
:
$812
Fees in APR
:
$1,969
More details
Next
23
23
23
23
23
23
23
4.580
0.000
836
Lender info
NMLS # 38439
State Lic # 4131079
4.580%
Mon Jul 15
4.500
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$836
Fees in APR
:
$1,540
More details
Next
24
24
24
12
24
24
24
4.552
0.000
836
Lender info
NMLS # 2914
State Lic # 603D474
4.552%
Fri Jul 12
4.500
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$836
Fees in APR
:
$995
More details
Next
25
25
25
24
25
25
25
4.681
0.000
848
Sterling Bank and Trust
4.681%
Wed Jul 10
4.625
%
at
0.000 pts
Caps
:
30 day rate lock
Payment
:
$848
Fees in APR
:
$1,076
APR and Payment examples shown do not include amounts for taxes and insurance premiums. The monthly payment obligation will be greater if taxes and insurance are included. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please
click here
.
Quality Assurance
Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive mortgage rates.
Notes on rates for jumbo mortgage loans
If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table below. We recommend that you contact your lender directly to determine what rates may be available to you.
Lender rates on Bankrate
Many lenders have different rates on their own websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. Rates are subject to change without notice and may vary branch to branch. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site where you can find additional information. Bank and thrift mortgages are insured by the Federal Deposit Insurance Corp. Credit union mortgages are insured by the National Credit Union Administration.
Rate collection and criteria
Click here for more information on rate collection and criteria.
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