Personal Finance

  • John Phelps's portfolio
    20 October 2013

    The Royal Mail bonanza helped our share tips to enjoy one of their brightest trading sessions of the year with the total value of our four portfolios showing a near £1000 rise when we carried out a mid-week review of progress on Wednesday morning.

  • Big banks batter small borrowers
    20 October 2013

    Payday lenders such as Wonga face tougher controls on their high-cost short-term lending, but mainstream banks and building societies also give small borrowers a raw deal.

  • Conveyancing 'no guarantee of ownership' for homebuyers
    19 October 2013

    Homebuyers have no guarantee from the Scottish conveyancing system that they will become legal owners of their property.

  • Interest rising in ethical investing
    13 October 2013

    Research published ahead of National ­Ethical Investment Week (NEIW), which kicks off tomorrow, reveals that just 22% of Scottish investors are aware of how ethical their investments are.

  • Helping hand for first-time buyers
    6 October 2013

    LIFE finally looks to be getting a little easier for people looking to buy their first home in Scotland, as evidence begins to emerge that activity among first-time buyers is increasing.

  • Clydesdale is facing further scrutiny on PPI claim handling
    5 October 2013

    Clydesdale Bank faces heightened scrutiny of its practices after admitting it is reviewing its complaints handling policy over mis-sold payment protection insurance (PPI).

  • Don't bank on auto-enrolled pension plan
    28 September 2013

    Next week sees the first anniversary of automatic enrolment into pensions at work, the government's flagship policy aimed at boosting the UK's depressed levels of retirement saving.

  • Giving with one hand … taking with the other
    22 September 2013

    Last week, more than a decade after the words "pension charge rip-off" first surfaced in the press, a regulator stirred.

  • Keep debts down with a smart balance transfer
    21 September 2013

    At this time of year, many households are dealing with a holiday hangover - almost one-quarter of people surveyed by Nationwide building society spent more than they budgeted while on holiday.

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