Register for a Reuters Account

Terms and Conditions for Use and Participation in Reuters

For definitions see the end of these Terms.

Your use in any way of the Service is subject to these Terms.

Your Requirements

You must:

• be aged 18 or over
• only use the Service for your personal use and not for any business purposes
• only have one active registration for the Service at any one time
• keep your password and any other security features secure and not allow others to use them or your registration
• ensure all information provided to us is accurate, honest and not misleading
• tell us of any changes to your registration details, in particular your email address
• act reasonably and honestly
• comply with all applicable laws and market regulations and any Documentation
• comply with these Terms (including privacy and intellectual property rights)

Please Note:

• By registering on the UK site edition uk.reuters.com, you acknowledge that Reuters will allocate a default currency of British Pounds Sterling (GBP) to your account profile. This does not affect your ability to make purchases using a credit card in another currency, but all products and services will be displayed to you in British Pounds Sterling, and you will be eligible to purchase only those products that are priced in British Pounds Sterling.
• This contract shall be completed and accepted electronically by checking the 'I agree' checkbox on the Payment Info page. Purchase is completed and the contract becomes active once the 'Complete Purchase' button has been clicked.
• This contract is stored online by Reuters, and you may request a copy of it at any time by emailing us using the online form found here http://aboutreuters.custhelp.com/cgi-bin/aboutreuters.cfg/php/enduser/ask.php
• You may edit personal information (including contact information and credit card details) at any time in the secure My Profile section of uk.reuters.com.
• This contract is offered in English language only by Reuters Group PLC. Registered office: The Reuters Building, South Colonnade, Canary Wharf, London E14 5EP, UK. Registered number: 3296375. Registered in England and Wales

Subscription Services and your Payment Information

• Please note that some of our services are recurring subscriptions. When you subscribe to a Monthly or Annual subscription, you agree that Reuters may charge your credit card at the frequency that you have chosen.
• Recurring subscriptions will continue until you cancel them. Canceling your monthly subscription will cancel the next scheduled charge, and all subsequent charges. Your access to the service will be terminated on the date of the next scheduled charge. If you cancel an annual subscription, you will be refunded for the unused portion of the subscription, as defined in the terms below.
• Free trials may be cancelled at any time during the trial period, without any charges being incurred.
• Please note that if you update the credit card information we have on file for you, the new card information will become your default payment instrument, and all outstanding future charges (such as recurring monthly or annual subscriptions) will be processed against the new card. If you receive a refund for any reason, this will be applied to the credit card we have on file for you at the time the refund is processed. You may edit the credit card we have on file for you in the My Profile section.

Right to Cancel and Returns

• In relation to services, you agree that your right to cancel is limited until the time we make the service available to you, except where the service includes a free trial period as explained above.
• If you purchase physical goods via this site, you have 7 days from the date of receiving the goods to return them to the address found above and receive a full refund.
• Non-physical goods (delivered electronically) are delivered immediately. To request a refund for an electronically delivered item please contact Customer Support http://aboutreuters.custhelp.com/cgi-bin/aboutreuters.cfg/php/enduser/ask.php
• All eligible refunds will be processed within 30 days of return of the physical goods or notification to cancel the service. Please note that while Reuters will process eligible refunds within 30 days, your credit card company may delay displaying the refund on your credit card statement. Reuters cannot be held accountable for refunds failing to appear on credit card statements within 30 days.
• If you cancel an annual subscription within 90 days of your subscription start date, you will be issued a pro-rated refund based on the un-used portion of your subscription. No refunds will be issued after 90 days.

We may, and Third Party Providers may, refuse or deny access to anyone, using reasonable discretion.

Our Requirements

We will use reasonable care in compiling the Service and will use reasonable endeavours to make the Service available to you.

Suitability of Service

You acknowledge that the Service does not aim to provide advice tailored to individual investors or your needs and that you can lose money on investments. The Service should never be used in isolation of your individual circumstances. You must consider your financial circumstances, risk tolerance, liquidity needs and investment objectives. The Service does not replace the advice of an authorised investment professional or independent financial adviser.

Content in the Service is not appropriate for the purposes of making a decision to carry out a transaction or trade. You should check all information and prices with your broker immediately prior to carrying out any trade.

No investment advice

No Reuters content on the Service is:

• providing investment, tax or legal advice and no Reuters content in the Service amounts to investment advice under Financial Services laws.
• recommending any financial instrument, investment or product, including those discussed on the Service.

No Reuters content on the Service should be used or regarded as an offer or solicitation of an offer from us to buy or sell securities.

You acknowledge that neither Reuters, nor Reuters staff will give investment advice as part of the Service and that you must not ask them to do so.

Liability

The information provided in the Service is solely for your personal, non-trading use. You are expected to make your own investment decisions without undue reliance on it. For this, you should seek independent financial advice. It is not a real-time service.

What we are NOT liable for:

We and our Third Party Providers are therefore NOT liable for the following in relation to your use of the Service:

• any indirect or consequential loss or loss of profits or revenue or investment
• loss of data
• any loss which is not reasonably foreseeable
• promotions, competitions, offers for goods, events promoted on the Service which are run by third parties such as advertisers or sponsors
• events beyond our/their reasonable control, including telecommunications or the Internet and computer viruses
• factual, technical or typographical errors or omissions, missing or unavailable or incomplete Content or the fact Content is not up to date
• downtime or delays in the Service or in provision of Content.

The law contains some other implied warranties such as "satisfactory quality" and "fitness for purpose" which we regard as inappropriate for an information service and therefore they do not apply, to the maximum extent permitted by law.

What we ARE liable for:

We and our Third Party Providers ARE liable:-

• for death or personal injury caused by our negligence
• for obligations under laws which we are not allowed to exclude, such as the Financial Services and Markets Act 2000.
• for fraudulent representations made by us or our agents
• to re-send you reports you have paid for but failed to receive

Maximum liability

Our maximum liability will be the amount of any fees paid by you in the year in which event causing the liability arose, or £5,000, whichever is higher.

Reasonableness and the law

You agree the above liability arrangement is reasonable given the nature and cost of the Service. If you wish to seek legal recourse you should do so only using English courts, law and regulators as this Service is provided by Reuters Limited, a UK company. This will not affect any of your mandatory rights.

Materials

The Materials:-

• are prepared for experienced investors with a high degree of financial sophistication and knowledge
• contain the views of Contributors, not us. In particular, "buy", "sell" or "hold" statements regarding particular investments represent the Contributor's opinion regarding those investments and not a specific investment recommendation which you should rely on, irrespective of your personal circumstances. If you need investment advice you should consult an independent financial adviser.
• do not attempt to take into account all circumstances or estimates, whether economic, financial or competitive
• are not always updated to reflect changes in such circumstances or changes in opinion of a Contributor or the market
• contain notices and disclaimers inserted by Contributors. You should familiarise yourself with these notices/disclaimers and seek advice, if appropriate, from an authorised financial adviser

Content and form of the Service

We may make changes to the Content and form of the Service but we shall not fundamentally change its nature. If removal of Content is materially to your disadvantage, you can end the Service, without penalty by sending us a notice.

Intellectual Property Rights and Use of Content

You agree that all intellectual property rights in the Service and the Content, including trademarks, are and shall remain the property of us and/or Third Party Providers and you shall not acquire any rights in them.

You may only use Content for your own personal use. You may not store or archive Content, except on a temporary basis so that you can read it. You will not otherwise remove or alter any Content on the Service and you may not forward, distribute, copy or otherwise exploit the Content or Service without our prior written consent.

In particular, you may not copy or paste Content (including Reuters news or pictures) into other web sites.

Data Protection/Privacy

You agree that your details will be used as set out in the data protection/privacy notice and because we are part of an international group, data will be transferred to countries outside the EU which do not have privacy laws or laws which provide information equivalent to the EU Data Protection laws.

You must obtain their prior permission before you use anyone else's details from or in connection with the Service.

Third Party Rights

You acknowledge that Third Party Providers may have rights in the Content or Materials and that they and our Group companies may enforce and enjoy protection of these Terms in accordance with the Contracts (Rights of Third Parties) Act 1999. We can, however, change these Terms without asking such Third Parties. Apart from such persons, no one shall have the right to enforce any of these Terms.

Hyperlinks

The Service contains links to and collaborates with third party Web sites and Internet resources. This is done for your convenience. This does not mean that we endorse or approve such sites on their Content. These third party sites are not under our control and we shall not be liable for your reliance on their content.

End of Terms/Service

We may suspend or end your use of this Service by giving you notice, which will be appropriate to the circumstances. An example might be if you breach the law, security, or intellectual property rights rules for example.

You may end your registration by contacting us.

On termination of the Service, your rights to use it and any Content end.

Changes to Terms and Privacy Policy

We may change these Terms and our Privacy Policy on reasonable notice to you. This will be done by posting a notice on the Service and material changes will also be sent to you by email. If the changes are detrimental to you, you may end the Service by giving notice to us.

Definitions

Content: any information, images or graphics in the Service, including Materials, Reuters Pictures, Prints and Reuters Picture Screensavers

Contributors: those persons and entities providing information to the Service

Materials: research reports and morning notes and any other materials provided

Service: www.reuters.com and uk.reuters.com web sites.

Terms: these terms and conditions for use of the Service

Third Party Providers: third party companies and suppliers of Content including Contributors

We: Reuters Limited (company number 145516) of 30 South Colonnade, Canary Wharf, London E14 5EP

Privacy Policy

Privacy/ Data Protection Notice

The Reuters Group respects your privacy and seeks to protect your personal data. The following information describes how we gather and use data. The amount of information the Reuters Group holds on you and how it uses it depends on your relationship with the Reuters Group and on what Reuters service you use, so some of the sections below may not be relevant to you.

What Reuters uses your personal information for

The Reuters Group collects and uses your information to administer, support, improve and obtain feedback on our services and to detect and prevent faults, breaches of our network security, the law or our contract terms. We will also use all this information to assess what Reuters Group products and services may be of interest to individuals and to personalise our service and marketing.

If you are registered to use a service Reuters may contact you to obtain feedback on that service and any improvements we could make to it.

Further information/marketing

If you have agreed to such contact, the Reuters Group may contact you about those of its other services to which you do not subscribe but which may interest you. We may for example invite you to join a free trial of a service. Sometimes we may invite you to client entertainment and similar events. Such contact may be by post, fax, email, instant message and (in certain limited circumstances) by telephone from time to time. You have a right to ask us at any time not to contact you by way of direct marketing.

Calls to Help Desks

Calls to Reuters Group telephone help desks may be recorded for quality control, regulatory and monitoring purposes.

Personal Information Reuters collects

The Reuters Group collects and updates information about users of its services, suppliers, account and IT managers and other individuals it deals with in its day-to-day business. It may obtain this information via direct contact with you, from third parties such as your employer or another one of our suppliers and automatically via your use of our services.

• Information you/others give us: This information includes your contact details, registration and payment details, support problems, details around participation in events, prize draws or surveys and certain relevant details of your interests and preferences. Information may also be obtained on you as a result of authentication or identity checks, including as required by anti money laundering laws.
• Information we collect via our services: If you are a registered user of our services the Reuters Group also gathers information about your use of our services, such as generic types of data accessed, times and volume of use of the services and Traffic Data. Traffic Data includes logs, details of networks, data and systems accessed, details of the sender and recipients of messages sent over our services, times and location of log on or access, duration of sessions, clickstream and similar usage or system data. Traffic Data may sometimes be traceable to/related to not just companies but named individuals. Before you register with the Reuters Group, however, you can browse Reuters Group web sites anonymously.

Storage methods and duration

The Reuters Group may store your information in its databases, such as its Customer Relationship database, for reference. The information may be retained and used by the Reuters Group for a reasonable period, reflecting our need to answer queries or resolve problems, provide improved and new services and any data retention requirements of the law. This means we may retain information after an individual ceases to use Reuters Group services or after the individual has ceased interacting with us. Except where the law, authorities or regulatory bodies require us to retain it for longer, we retain Traffic Data for a reasonable period after the Traffic Data was generated, including in some circumstances (such as with firewall logs or fault data) after any bill has been paid. The details of money laundering checks, user authentication or verification checks and details of trading or other regulated activity may be retained for so long as the law or the regulator requires or evidence of the trade is required

Passing your information to others in your own organisation

If your employer subscribed for the service on your behalf then we may pass certain information to your employer about your use of the service where your employer has a legitimate reason to receive it. Similarly if you are the point contact person in your organisation for a service, we may pass your contact details to those in your organisation for this purpose.

Passing your information to third parties

Except where the law permits or unless you specifically agree, the Reuters Group does not sell or rent your personal data to others outside the Reuters Group.

In some instances, we may pass information to third parties involved in the relevant Reuters Group service (such as to stock exchanges or third party information and software providers) who wish to manage and check the distribution of their information/software and obtain payment for it. They may then match it with the data they have for this purpose. You will generally know if such a transfer of your personal data happens, except if the third parties are simply working on our behalf as our subcontractors, administrators (such as companies that process credit card payments) or our professional advisers or if the data is required to be disclosed by law or to a regulator v then we might not inform you.

If we sell a business division to another company and your personal data is used by that business then your data may be transferred to the buyer along with the business for them to use in the same way.

Cookies/Software agents

A "cookie" is a piece of software, which may be sent to your computer. Cookies enable us to collect information about how our web sites and services are being used and to manage them more efficiently. Until you have registered on Reuters web sites, the cookie will only track general usage patterns and technical information about your computer type and will not be used to identify you individually. After registration, cookies will be used to collect information on you as described in "Personal Information Reuters collects". You can turn off the ability to receive cookies by adjusting the browser in your computer but you should note that if you do so, this may materially distort the quality of service and data you receive. You therefore do this at your own risk. Reuters also uses agents with your computer to assist with our diagnosis of technical problems and therefore to obtain information about software versions installed and data transmitted, for software compliance purposes and for you/your company to receive software updates, new releases or additional software. Sometimes you can refuse or remove these agents but that means you will not receive this additional software and may suffer service problems and you may lose all rights to support. We therefore do not recommend that you remove or tamper with these agents.

Newsletters and Reuters Magazine

In addition to any Reuters Newsmail to which you have subscribed, you may receive a related newsletter by email or post. You can at any time choose to stop receiving a service's newsletter or the Reuters Magazine by following the instructions with the newsletter or Magazine.

Advertising on our web sites

Where advertising is served on to our web sites there may be cookies used to collect technical information and generic usage information but third party advertisers will not be able to relate this to you as an individual without your consent.

Restricted Data Sets

If you contract for a service in your own name (and not that of your company) and that service involves the supply of trade, pricing or other financial data, your name may be included in the directory of subscribers in order that the data providers can select or restrict who can view their data.

Credit checks

Reuters may in some instances for some fee-paying products carry out credit checks with credit reference agencies, or we may follow up references. This will affect you if you are contracting for the service in your own name. Then the fact that Reuters has carried out such a credit check, and in some instances the nature or results of the credit check, will appear on the agency's register against your name. In many countries you can obtain a copy of your register entry by writing to the relevant credit reference agency, sometimes on payment of a fee.

Digital Signatures/Certificates

If the product you are using has digital certificates/certificate signatures then your name and related details may be displayed as part of any certificate issued to you. It will be seen by those to whom your certificate or signature is presented or who rely on it. Your details may also need to be entered into a related status directory of certificates issued.

Interception of mail

Reuters may intercept some mail and email addressed to individuals in Reuters. The reasons it may do this are related to security of Reuters, its staff and others, for detection and prevention of crime and to identify correct recipients or to make sure mail is dealt with during staff absence. In the case of emails, we may reject, delay or remove content from emails which have a nature, content or attachments which may disrupt our systems or because they may pose security issues such as viruses. We may also filter out emails which contain certain content on the basis that content is offensive or the email is unwanted or spam. In certain circumstances this may unfortunately result in "innocent" emails being affected but we do try and reduce such occurrences.

International Transfer of your information

Because Reuters services and the Reuters Group are international, personal data may be made available internationally, including in countries which do not have data protection laws, or laws which provide as much protection as in the country of origin. We seek to require those to whom we transfer your data to protect it and your privacy. This way Reuters works to protect personal data transferred to countries which do not have data protection laws or whose laws are less strict.

News reporting

In its capacity as a news agency, Reuters gathers and stores what could be classified as personal data. This is used for news reporting, opinion polls and related research. This privacy notice does not focus on that type of use.

Security and staff awareness

Reuters has developed strict corporate policies governing information technology. These cover areas such as access control, authentication, audit, monitoring, alarms, data storage and back up and transmission standards and environment integrity. Reuters staff are subject to a code of conduct which requires them to adhere to privacy principles and Reuters has a privacy compliance programme.

Reuters Group

Reuters Group means Reuters Group plc and subsidiaries or corporate entities as they exist from time to time and in which Reuters Group plc has a direct or indirect ownership interest of 50% or more. This includes some companies which do not have the word "Reuters" in their corporate name and which use other brands such as Yankee, Tower, Lipper, Instinet, Radianz, ICor, Multex Investor or Bridge. In some circumstances these companies may have their own privacy policies for data they collect themselves. Users will then be presented with their policies/notices on registration for those subsidiary services.

Your local Reuters office is primarily responsible for managing the registration data, except in relation to Reuters Messaging or some Reuters Online Subscription services where Reuters On-line SA is responsible. Where the local Reuters company is outside the EU, its representative in the European Union is Reuters Limited. Reuters Limited is primarily responsible for managing usage and traffic data.

Users agree to comply with the rules and the Code of Conduct in order to maintain the quality of the user experience. Reuters will take complaints about other users conduct and privacy seriously and you can raise such complaints at any time via the Contact Us button.

Questions

More details about the way we use data in a particular Reuters Group service may be found in a notice or statement which is provided to you as part of that service. If you have any questions about Reuters privacy/data protection policy or the use of data in a particular service, you should contact: esupport.global@reuters.com. The law often allows you to write and ask to see and correct the information held about you, sometimes on payment of a fee.