AmeriCU has a smart Checking Account to fit your needs! All AmeriCU checking accounts feature FREE Direct Deposit, a NO-fee VISA® check/debit card and ATM access (with hundreds of FREE ATMs), FREE 24-hour phone, mobile and online banking (with bill pay and online check imaging), unlimited check writing (NO per-check fees), check safekeeping, available Member Privilege overdraft protection, and FinanceWorks, our FREE online personal financial management tool. Federally insured by NCUA.
Compare Checking Accounts Below
| Type | This Account May Be for You If... |
Monthly Service Charges |
Minimum Balance |
Dividends 1 | Direct Deposit 2 |
|---|---|---|---|---|---|
| iQ Student Checking | You are age 18-25 (Note: At age 26, account converts to Freedom Checking.) | NONE | NONE | NONE | FREE |
| iQ Student Checking Value-added Services: FREE How to Balance Your Checkbook Guide FREE quarterly subscription to Brass Magazine and Brass Online FREE AMEX Travelers Cheques (one signer) for Spring Break in April Reimbursement of up to eight non-proprietary ATM fees per month | |||||
| Freedom Checking | You want a basic account and maintain lower balances | NONE | NONE | NONE | FREE |
| Performance Checking | You maintain higher balances and want dividends | $5 waived if $1000+ avg. daily balance maintained | $2500 | YES with $2500+ average daily balance maintained | FREE |
| Prestigious (Tiered) Checking | You maintain high balances and want tiered dividends | $10 waived if $5000+ avg. daily balance maintained | $5000 | YES with $5000+ average daily balance maintained | FREE (required) |
| Prestigious (Tiered) Checking Value-added Services: FREE standard checks FREE money orders NO-fee AMEX Travelers Cheques Reimbursement of up to six non-proprietary ATM fees per month | |||||
| Privileged Checking | You are 50+ and want dividends | NONE | $500 | YES with $500+ average daily balance maintained | FREE |
| Privileged Checking Value-added Services: FREE standard checks FREE money orders NO-fee AMEX Travelers Cheques Discounts | |||||
| Health Savings Account (HSA) Checking | You are covered by a High-Deductible Health Plan | NONE | $25 | YES with $25+ average daily balance maintained | FREE |
| Health Savings Account (HSA) Checking Value-added Services: Make tax-deductible contributions into HSA, accumulate tax-deferred earnings, and withdraw funds tax-free for qualified medical expenses. Roll over funds year to year and establish a long-term investment alternative. Single or family checking options available. | |||||
|
1 - Dividends are compounded & paid monthly 2 - Direct deposit includes payroll, Social Security and/or Pension |
|||||