Be smarter with your money...bring it to AmeriCU!

AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 100,000 members and more than $1.29 billion in assets.

Not a member? Not a problem! Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just call or stop by any of our 18 offices, and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services! Join Today »

Traveling? Let AmeriCU Know!

AmeriCU proactively safeguards your account from potential fraud by blocking certain transactions flagged by our fraud detection system, and/or placing a temporary freeze on your card, protecting your funds. While these safeguards may occasionally inconvenience members, our ultimate goal is to ensure that your accounts are safe and your transactions valid. If you plan to use your AmeriCU debit or credit card while traveling, please call 1.800.388.2000 or stop by one of our Financial Centers to place your account(s) on travel status.

Federally insured by NCUA.