Whatever your savings goals, AmeriCU has an account for you!
Compare Savings Accounts Below
| Type | This Account May Be for You If... |
Monthly Service Charges |
Minimum Balance |
Dividends 1 | Direct Deposit 2 | |
|---|---|---|---|---|---|---|
| SHARE SAVINGS | You want a basic savings account that pays dividends | $0 | $5 | YES with $50+ average daily balance maintained | AVAILABLE | |
| MONEY MARKET TIERED SAVINGS | You want higher dividends for higher balances and frequent access to your savings | $4 waived if $1000 avg. daily balance maintained | $2500 | YES - TIERED with $1000+ average daily balance maintained | AVAILABLE | |
| MONEY MARKET TIERED SAVINGS Value-added Services: UNLIMITED monthly deposits | ||||||
| STARS & STRIPES SAVINGS | You are age 0-12 | $0.01 | n/a | YES on every penny! | ?? | |
| STARS & STRIPES SAVINGS Value-added Services: --FREE subscription to AmeriKIDs quarterly newsletter | ||||||
| RISING STAR SAVINGS | You are age 13-17 | $0.01 | ?? | YES on every penny! | ?? | |
| RISING STAR SAVINGS Value-added Services: --Free subscription to AmeriTEENs quarterly newsletter | ||||||
| Holiday Club Savings | You want an easy way to save for holiday shopping | NONE | $50 | YES with $50+ average daily balance maintained | ?? | |
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Holiday Club Savings Value-added Services: --Each November 1st, total Holiday Club funds are automatically transferred to your share savings account
--NO per-transaction service charges --Unlimited deposits, with NO pre-set amounts |
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| VACATION CLUB | You want an easy way to save for that special vacation | NONE | $50 | YES with $50+ average daily balance maintained | ?? | |
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VACATION CLUB Value-added Services: --NO per-transaction service charges
--Unlimited deposits, with NO pre-set amounts |
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| CERTIFICATES OF DEPOSIT(SHARE CERTIFICATES) | You want higher interest and dividends and are less concerned with getting access to your money | NONE | Varies from $50 for Dedicated Saver to $100,000 for Jumbo Certificates | YES | NO | |
| CERTIFICATES OF DEPOSIT(SHARE CERTIFICATES) Value-added Services: --AmeriCU offers some of the best CD rates in the US! | ||||||
| INDIVIDUAL RETIREMENT ACCOUNT & COVERDELL EDUCATIONAL SAVINGS ACCOUNTS | You want a longer-term investment to save for your retirement or for educational expenses | VARIES | VARIES | VARIES | VARIES | |
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INDIVIDUAL RETIREMENT ACCOUNT & COVERDELL EDUCATIONAL SAVINGS ACCOUNTS Value-added Services: --AmeriCU Services offers FREE financial planning call 800.352.9699 or email today!
--AmeriCU offers Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts --Contributions may be tax-deductible |
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1 - Dividends are compounded & paid monthly 2 - Direct deposit includes payroll, Social Security and/or Pension |
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