Why an AmeriCU Mortgage?

Whether you’re thinking of buying your first home, relocating, purchasing a vacation property, or building a new home, AmeriCU’s got you covered! Or maybe it's time to refinance your existing mortgage and take advantage of today's lower rates. One of AmeriCU’s mortgage financing experts can help you! (We can even provide you with homeowners insurance!) Compare and you’ll find that AmeriCU offers:

  • Better rates + lower fees.
  • Lots of options. Fixed and adjustable conventional, VA, FHA, rehab and jumbo loans, and construction loans.
  • Quick decisions made locally. In most cases, your mortgage will close in 60 days or less!
  • Friendly, experienced people. Our mortgage executives have helped thousands of people select the perfect mortgage – from first-time homeowners to empty nesters to commercial buyers.
  • A real relationship. At AmeriCU, you’re a member, not a number.  Apply today! 

Confused? Get started with our Glossary of Home Equity + Mortgage Terms.


Already have a mortgage with AmeriCU?

Once you have a mortgage with AmeriCU, you can take make your mortgage payment right online via online banking!

Need to speak to someone in the Mortgage Department?

  • For an existing mortgage, call 800.388.2000, ext. 3450.
  • Email:
  • For a mortgage in process, call 800.388.2000, ext. 3415.


Mail your mortgage payment to:

AmeriCU Mortgage Payments
PO Box 4227
Rome, NY 13442-4227

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