Do you ever have a nagging feeling that you may not be saving enough for retirement? You’re not alone: 74% of working Americans feel the same way!*
How about a little peace of mind?
We’ve all been to the doctor for an annual physical, a complete and thorough examination of our overall health. Your doctor’s goal is to make sure you’re on track to live a long and healthy life. So, if they find anything amiss, they will prescribe changes – some simple, perhaps some a little more drastic – to get your physical health back on track.
AmeriCU’s Retirement Peace of Mind service is like a check-up for your finances. It starts with a visit to an experienced AmeriCU Member Financial Advisor, who will evaluate your overall financial “health.” Your Advisor’s goal is simple: to be your advocate and make sure you’re on track for a financially comfortable retirement. Like your doctor, if your Advisor sees some ways to improve your financial health, he’ll make some recommendations. Even if you haven’t begun to plan – or don’t know how to start planning, it’s never too late to put a plan in motion. The good news? This service is complimentary for AmeriCU members.
Retirement Peace of Mind - four simple, enlightening & liberating steps:
step ONE - The Questions: Are you confident that you will have enough income to live your life in the way that you are accustomed, for a retirement that could exceed 30 years? Visit your Advisor to discuss your current financial situation and retirement goals. Are you confident, that with that level of income, your assets will outlive your assets?
step TWO - The Number: After our thought-provoking and soul searching discussion, we’ll establish your goals and provide you with your Retirement Peace of Mind Number; the assets that you will need (after taking into account your Pension and Social Security benefits) to live a life in retirement that is free from economic worry. We’ll include a discussion about several issues-when would you like to retire? Is part-time employment a goal or option? Would you prefer to live somewhere else when retired? Part of the year? What type of legacy would you like to leave?
step THREE - The Assessment: This is where our interactive and goal-oriented approach is simply unsurpassed. We’ll review everything-your pension benefits, Social Security benefits, post-retirement medical benefits, savings and investments, current savings rates, investment selection and estate planning-everything that relates to your ability to successfully attain your goals.
step FOUR - The Plan: You’ll receive a simple and implementable plan to achieve your goals. Most importantly, your Retirement Peace of Mind Advisor will be with you each step of the way-guiding you to and through your retirement years.
That’s Retirement Peace of Mind…Complimentary for AmeriCU members.
Let’s get started! Schedule your first appointment by calling us at 315.356.3300 or emailing retirement@americu.org.
Not a member? Not a problem! Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just call or stop by any of our 18 offices, and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services! Join Today »
* According to a November 2012 Harris Poll of 2,307 adults, 74% of those Americans who are not retired worry about having enough money to do so.
* AmeriCU Capital Management, LLC is a registered investment adviser. All investment strategies have the potential for profit or loss and past performance is not a guarantee of future results.There can be no assurance that any specific investment will either be suitable or profitable for a client's portfolio.
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