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Money

Interest-only mortgages: a million face payment problems, yet lenders are still pushing them

Continuing low interest rates are encouraging more people to switch to interest-only mortgages
Plan ahead and take advice to avoid sleepwalking into a financial disaster that could see you losing your home.
Money

Households struggling with problem debt climbs 28% in three years as economic recovery fails to reach vulnerable

There are now more than three million people in “severe problem debt”
Some 700,000 more young adults, self-employed and low-income families are struggling than in 2012
Money

Retired British couple face losing £380,000 pension pot to high-risk schemes

Paradise lost: a couple who had moved to Malaga found their savings had been invested in a variety of problem schemes
The husband and wife trusted their nest egg to an unregulated financial adviser
Money

Offset mortgages: How to save thousands and reduce the term of your home loan

Yorkshire Building Society is a leading player in offsets
Offset mortgages make even more sense when savings rates are at rock bottom, says Andrew Hagger
Money

Questions of Cash: I've been chased for a phantom debt. What can I do to stop it haunting my credit status?

A physiotherapist helps a patient – a service one ex-employee was denied after paying for it
An Independent reader received a letter stating that a debt with O2 had been sold to a firm called Lowell Financial
Money
Simon lost all the potential savings he'd made, both on the holiday back in 2013 and probably every holiday he'll have in the future

My Travel Cash card charges a punitive 'inactivity' fee of €2.50 a month

Simon Read stored the card for 24 months, which cost €60
Money

Renting from a rogue landlord? It’s time to know your rights

The downside of lodgers is having to share your home, just ask Rigsby, centre, in TV sitcom ‘Rising Damp’
Some 125,000 tenants have been victims of abusive landlords in the past year
Money

Car finance options: The best way to buy a '65' plate

This year's models: buyers have plenty of options as they try to get the money together to drive away from the dealer in a new car
Sales could find another gear as the '65' registration hits the forecourts next week
Money

Claims firms blamed as complaints soar over packaged bank accounts

In too deep? Travel cover is among the benefits offered by packaged bank accounts
Many customers complained they were switched to the accounts without their knowledge
Money

The best deals on personal loans

Finger on the interest rate trigger: the Bank of England
Hiigh-street lenders continue to be more competitive on larger loans while peer-to-peer providers are more competitive for smaller sums
Money

China stock collapse: Five things you need to know about 'Black Monday'

China's stock market plummeted on 'Black Monday'
The market plummeted this week, losing all the gains made for the year
Money

Which? warns sports fans about Rugby World Cup ticket scams

Some deals may be too good to be true
GetSporting.com offers deals that may be too good to be true
Money

Investors told to travel the world for higher returns

Could it be the time to focus on Japan? Some believe the country has no choice but to boost consumption and the economy will get back on track
Assets have risen in value across the board and volatility isn't going away. Rob Griffin asks where we should put our cash
Money

Starter home initiative is urgently needed as rents go through the roof

As rising house prices push up demand for renting, so tenants are having to dig deeper than ever
Rents in England and Wales rose by 1.9 per cent in July to an average of £804
Money

Peer-to-peer rates put Nisas to shame

There are more risks but the money for investors is in P2P
The returns from P2P providers look more attractive than ever
Money

Questions of Cash: eDreams booking turned into one-way ticket to nowhere

Nice is a popular destination for tourists – but getting there proved elusive for one reader
The company failed to provide our reader's flight ticket - or a refund
Money

Heat rises for mortgage deals as Brits sense a rate hike

Hot property: business has been booming in estate agents this month, even though it’s the height of the summer holiday season
The housing market should go quiet in August but instead people have been acting like cheap loans won't last. Do we really have to rush, asks Simon Read
Money

Who you gonna call? The Complaints Busters

Phones have now overtaken personal computers as the most used way of accessing the internet
Unhappy customers have been given their own Ombudsman to help fight for them.
Money

Students should give freebies a wide berth and focus instead on cheap borrowing

Undergraduates are being tempted with freebies by banks
An interest-free loan far outweighs the value of any of the bank's incentives, says Andrew Hagger
Your Money
Money
Rooney blasts in his 50th goal for England

Weekly Money: stories from 7 to 11 September that may help you save

Money
High costs on the high street: the largest players in British banking may not have enough incentive to be competitive

Banks: winning new customers isn’t just all about giving them money

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Money

Money video round-up: interest only borrowers need to wake up; what is problem debt; how to get free rugby tickets

video
Money
'Try, try, try, just a little bit harder': Car dealers and mobile operators should listen to Janis Joplin

More than 50,000 people contacted Citizens Advice about faulty vehicles

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Money
The Aviva Premiership trophy

Aviva teams up with Premiership Rugby for ticket giveaway

deals
Money
The car scrappage scheme, which has boosted the value of second-hand cars, could reach its £300m limit next month

Companies must 'Try, try, try, just a little bit harder' to please consumers

Money
A pedicab rider takes tourists on a guided tour through the back streets of Beijing. Despite the market turmoil in China this week, experts are telling UK investors to remain calm

China's stock market was never for the financially faint-hearted

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Money
Get out of the traps for a discount on the dogs at Wimbledon

Bargain Hunter: A great deal at Wimbledon Greyhound Stadium

deals
Money

My Tinder date asked for a refund when I declined a second meet up

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Money
Once upon a time students lived in poverty. Now - with Urbanest, for example - they live in luxury

Is there a connection between luxury student accommodation and high levels of debt?

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Money
Bag a deal: parents are being wooed before term starts

Bargain Hunter: Tesco, Clarks and Sainsbury's offer back-to-school deals

deals
Money
Customers of Kate Hudson's firm need to get active cancelling payments

Kate Hudson's online sports brand drains your account if you don't say 'stop'

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Money
Fast show: the SmartGlider has a nine-mile range at up to 10mph

Bargain Hunter: Exclusive discount on a SmartGlider

deals
Money
Holidaymakers shopping at Heathrow terminal 5

Weekly Money: the stories we noticed 10 to 14 August

Money
Sheffield clubs United and Wednesday renew their Steel City rivalry in 2001 – 10 years after either club last won a major honour, despite the size of their joint support base

Sheffield sets example for all to follow when it comes to dealing with unscrupulous lenders

Money
We can help ourselves with financial education, to create new generations of informed consumers

The missing link in pension freedom is advice ... and cost is the missing link in advice

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Money
Sights of Stratford: Anne Hathaway's Cottage

Book your airport transfer now and save 20%

deals
Money

Weekly Money: the stories you may have missed 3 to 7 August

Money
Santander 123 is attractive for those seeking interest on credit balances

Bank finally sees sense over £6,000 charge for redeeming mortgage two days early

Money
Wine investment requires expert knowledge, and should not be entered into without advice

Think twice about investing in fine wine - it's a vintage ploy for the fraudsters

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Yorkshire Building Society is a leading player in offsets

Offset mortgages: How to save thousands of pounds and reduce the term of your home loan

Offset mortgages make even more sense when savings rates are at rock bottom
Mortgages: interest-only deals a 'ticking time bomb' for one million homeowners
Number of parents moving to their desired school catchment area is increasing, according to Santander research
Starter home initiative is urgently needed as rents go through the roof
Heat rises for mortgage deals as UK homeowners sense a rate hike coming
Heat rises for mortgage deals as UK homeowners sense a rate hike coming
An interest rate rise may be on the way - act now to secure a better mortgage deal
Possible rate rise sees surge for new mortgages
Five questions on: Interest rate rises
Interest-only mortgages return to give more flexibility to borrowers
Pensions RSS Feed - click to grab the feed
Paradise lost: a couple who had moved to Malaga found their savings had been invested in a variety of problem schemes

Retired British couple face losing £380,000 pension pot after unregulated financial adviser invested their money in high-risk schemes

The husband and wife now must live on a joint income of just £14,000 a year after the advice they received cost them access to almost their entire nest-egg
Pension savers withdraw £2.5bn that had been earmarked to provide them with an income
The missing link in pension freedom is advice ... and cost is the missing link in advice
Pensions minister Ros Altmann issues warning following rise in scams
Don't ignore the retirement warning - boost your pension
Women affected by birth date lottery appeal to pensions minister to correct unfair anomaly
Think your retirement savings are on track? Think again - video
Savers are embracing their pension freedom ... and so are the scammers
Simon Read: 'Check the shortfall in your retirement income now, before it's too late'
Pension schemes and life insurance payouts at stake because of low interest rates
Spend & Save RSS Feed - click to grab the feed
The Aviva Premiership trophy

Aviva teams up with Premiership Rugby for ticket giveaway to games at all 12 clubs

The 2015-16 Aviva Premiership rugby union season kicks off next month
Mark Dampier: 'Headlines scream panic but don't start ripping up your investments'
The green energy switchover: five things you need to know about ditching fossil fuels
Questions of Cash: I've been chased for a phantom debt. What can I do to stop it haunting my credit status?
My Travel Cash card charges a punitive 'inactivity' fee of €2.50 a month
TSB's new current account pays 5% interest - but loyal customers' rates are being slashed
More than 50,000 people contacted Citizens Advice about faulty vehicles last year
125,000 tenants have been abused by rogue landlords in the past year, says Shelter
Car finance options: Best way to buy a 65 plate
Derek Pain: 'Safestay checks back in but the squad is down to 11 and too thin'
Loans & Credit RSS Feed - click to grab the feed
Finger on the interest rate trigger: the Bank of England

The best deals on personal loans: Peer-to-peer providers are more competitive for smaller sums

Meanwhile, high-street lenders continue to cherry-pick and be more competitive on larger loans
Is there a connection between luxury student accommodation and high levels of debt?
Students should give freebies a wide berth and focus instead on cheap borrowing
Sheffield Money offers an ethical alternative to high-cost payday lenders
A football club-branded credit card could end up being a financial own goal
Five questions on: Personal insolvencies
How to avoid loan sharks: The alternatives for people who need credit fast
Citizens Advice warns of guarantor loans risk
Gambling is on the rise - so is enough being done to combat problem betting?
Simon Read: 'Women are more likely to go bankrupt than men'
Insurance RSS Feed - click to grab the feed

NatWest and Royal Bank of Scotland offer chance to fix insurance premiums for three years

The banking group's research suggests that more than 70 per cent of people don't shop around and switch to a new home insurance product
Auto-renewal is a moneyspinner for insurers keen to cash in on customers' laziness
The Sentinel redress scheme: Five things you need to know about card security insurance
Sheila Hancock hits out after her car insurance premium rises by over £1,300 a year without warning
Pension schemes and life insurance payouts at stake because of low interest rates
Five Questions On: Car insurance
Simon Read: 'Has Phoenix done it again on charging too much for its life policies?'
Simon Read: Mild winter cuts the cost of home insurance
FCA lambasted by MPs over insurance market panic
How much does it cost to insure against tragedy in the skies?
Tax RSS Feed - click to grab the feed

Airport VAT scam: Five things you need to know about the boarding pass rip-off

The Independent unearthed the scam – and led the charge to end it
Ebay sellers to be targeted in HMRC online tax crackdown
HMRC's late tax return fine waiver 'absurd' and 'ethically wrong'
Is 31 May really the day when we have paid all of our tax for the year?
HMRC 'told staff to waive late tax return fines'
Overdue tax returns: You have until 30 April to get last year's forms in or face additional fines
Money alert: It's now easier to reclaim overpaid tax on pension withdrawals
Half a million more people summoned to court over unpaid council tax, after benefits scrapped
Make the most of your money in 2015-16: The end of the tax year is the beginning of the next...
Simon Read: 'It went below the radar but you could be eligible for a tax break on your savings'
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