| By Greg Fisher
From: Greg Fisher [mailto:email@example.com]
Sent: Wednesday, April 01, 2015 10:31 AM
To: Laz Benitez, Department of State, New York
Cc: Andrew Cuomo, governor, New York
Subject: credit report, negotiate
See this message and your response at creditaccuracy.com/gover... .
Thank you for talking. At your behest, I'm sending you this message.
Your website states
If I pay a delinquent account, will that remove it from my credit report?
No. Payment will not automatically remove the debt. You may be able to negotiate removal of the negative information as part of the payment agreement with a third-party collection agency. The original creditor is not as likely to negotiate removal of the negative information.
If you do attempt to negotiate removal of the negative information from your credit report, make absolutely sure to get the terms of the agreement in writing and signed by someone with the authority to request removal of the information. This is essential because if the collection agency does not follow through with its promise to contact the credit bureaus, you can forward the written agreement to the credit bureaus yourself.
I'd rather like to know which idiot wrote that.
Our law states: "The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system."
What are the names of two of those despicable, unethical, un-American, dirty, rotten, lowdown, weaselly, underhanded liars-people with low moral character who engage in removing accurate information? Apparently, you have evidence of the practice.
Reply by tomorrow, please. No phone calls.
Truth and Falsity
The Credit Scoring Site
PO Box 342
Dayton, Ohio 45409-0342
PS. There is a dead link to the Federal Reserve.