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<br/> <br/> <br/> <br/> in the heart of the<br/> Nuclear Energy<br/> in Somerset<br/> South West Innovation Centre, opening June 2015 Elecsis Switchgear Ltd<br/> Bristol<br/> Bristol<br/> Airport<br/> HINKLEY<br/> ILFRACOMBE POINT<br/> BARNSTAPLE BRIDGWATER GLASTONBURY<br/> APPLEDORE SOMERSET<br/> BIDEFORD NORTH TAUNTON<br/> DEVON M<br/> 5<br/> YEOVIL<br/> A361<br/> A3<br/> OKEHAMPTON<br/> DEVON D<br/> EXETER<br/> Exeter<br/> International Airport<br/> ll<br/> A30<br/> TEIGNMOUTH<br/> PLYMOUTH TORQUAY<br/> TORBAY<br/> A38<br/> BRIXHAM<br/> HOWARD'S QUAY<br/> Foreword<br/> On the web...<br/> Find thought leadership, news, trends and<br/> events at www.the-financedirector.com<br/> Finance D<a title="FDE Winter 2014 + Archive page 1" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=1"> </a> <a title="FDE Winter 2014 + Archive page 2" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=2"> </a> <a title="FDE Winter 2014 + Archive page 3" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=3"> </a> <a title="FDE Winter 2014 + Archive page 4" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=4"> in the heart of the Nuclear Energy in Somerse</a> <a title="FDE Winter 2014 + Archive page 5" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=5"> Foreword On the web... Find thought leadership,</a> <a title="FDE Winter 2014 + Archive page 6" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=6"> THE GLOBAL M&A; INSURANCE MARKET IS GROWING Ov</a> <a title="FDE Winter 2014 + Archive page 7" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=7"> Contents In this issue... Cover story 12 18 </a> <a title="FDE Winter 2014 + Archive page 8" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=8"> GOOOOAAAALLLL! It takes the righ</a> <a title="FDE Winter 2014 + Archive page 9" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=9"> Contents 36 Overcome the barriers </a> <a title="FDE Winter 2014 + Archive page 10" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=10"> Contents 62 The expat pensions gap </a> <a title="FDE Winter 2014 + Archive page 11" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=11"> The intelligence &gt; News &amp; vital statistics New</a> <a title="FDE Winter 2014 + Archive page 12" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=12"> Big interview &gt; Patrick Flynn Pure pride A lthou</a> <a title="FDE Winter 2014 + Archive page 13" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=13"> Big interview &gt; Patrick Flynn It's been an</a> <a title="FDE Winter 2014 + Archive page 14" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=14"> Big interview &gt; Patrick Flynn which had built </a> <a title="FDE Winter 2014 + Archive page 15" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=15"> Big interview &gt; Patrick Flynn focused on fixin</a> <a title="FDE Winter 2014 + Archive page 16" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=16"> Company insight &gt; Risk management Protect inta</a> <a title="FDE Winter 2014 + Archive page 17" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=17"> Company insight &gt; Risk management Protecting </a> <a title="FDE Winter 2014 + Archive page 18" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=18"> Insight &gt; Cybersecurity Cyberthreats and the cor</a> <a title="FDE Winter 2014 + Archive page 19" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=19"> Insight &gt; Cybersecurity We have to understand </a> <a title="FDE Winter 2014 + Archive page 20" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=20"> Insight &gt; Cybersecurity at a European level. T</a> <a title="FDE Winter 2014 + Archive page 21" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=21"> Insight &gt; Cybersecurity an adequate way. This </a> <a title="FDE Winter 2014 + Archive page 22" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=22"> Company insight &gt; Cybersecurity Security strat</a> <a title="FDE Winter 2014 + Archive page 23" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=23"> Company insight &gt; Cybersecurity New Style of I</a> <a title="FDE Winter 2014 + Archive page 24" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=24"> Insight &gt; Cybersecurity </a> <a title="FDE Winter 2014 + Archive page 25" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=25"> Insight &gt; Cybersecurity linked to your physica</a> <a title="FDE Winter 2014 + Archive page 26" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=26"> Insight &gt; Cybersecurity 140 Days (average) f</a> <a title="FDE Winter 2014 + Archive page 27" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=27"> ARE YOU LOOKING FOR AN BUSINESS? </a> <a title="FDE Winter 2014 + Archive page 28" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=28"> Events &gt; Amsterdam round table GBS makeover: m</a> <a title="FDE Winter 2014 + Archive page 29" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=29"> Events &gt; Amsterdam round table GBS leaders fr</a> <a title="FDE Winter 2014 + Archive page 30" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=30"> Events &gt; Amsterdam round table that a true end</a> <a title="FDE Winter 2014 + Archive page 31" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=31"> Events &gt; Amsterdam round table Mazhari sai</a> <a title="FDE Winter 2014 + Archive page 32" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=32"> Events &gt; FDE briefing Mark Rennison, finance </a> <a title="FDE Winter 2014 + Archive page 33" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=33"> Events &gt; FDE briefing Confronting the customer ch</a> <a title="FDE Winter 2014 + Archive page 34" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=34"> Events &gt; FDE briefing Barend van Doorn, he</a> <a title="FDE Winter 2014 + Archive page 35" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=35"> Events &gt; FDE briefing heavily regulated, slow-m</a> <a title="FDE Winter 2014 + Archive page 36" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=36"> Events &gt; Shared services Overcome the barriers</a> <a title="FDE Winter 2014 + Archive page 37" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=37"> Events &gt; Shared services Financial Services, ex</a> <a title="FDE Winter 2014 + Archive page 38" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=38"> Events &gt; Shared services Ahmed Mazhari Co-host S</a> <a title="FDE Winter 2014 + Archive page 39" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=39"> Insight &gt; LinkedIn Groceries misconduct Recen</a> <a title="FDE Winter 2014 + Archive page 40" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=40"> Company insight &gt; Technology Balancing act An</a> <a title="FDE Winter 2014 + Archive page 41" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=41"> Company insight &gt; Technology </a> <a title="FDE Winter 2014 + Archive page 42" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=42"> Company insight &gt; Technology CFOs need to reim</a> <a title="FDE Winter 2014 + Archive page 43" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=43"> Company insight &gt; Technology technology enable</a> <a title="FDE Winter 2014 + Archive page 44" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=44"> Insight &gt; Technology From capex toopex Cloud-</a> <a title="FDE Winter 2014 + Archive page 45" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=45"> Insight &gt; Technology the nee</a> <a title="FDE Winter 2014 + Archive page 46" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=46"> Insight &gt; Technology Customer-process technologi</a> <a title="FDE Winter 2014 + Archive page 47" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=47"> The value of IT equipment lies in how it is used,</a> <a title="FDE Winter 2014 + Archive page 48" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=48"> Company insight &gt; Technology Reduce COGS with </a> <a title="FDE Winter 2014 + Archive page 49" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=49"> Company insight &gt; Technology Figure 2. Dynamic d</a> <a title="FDE Winter 2014 + Archive page 50" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=50"> Company insight &gt; Cash management Cash collabo</a> <a title="FDE Winter 2014 + Archive page 51" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=51"> Company insight &gt; Cash management </a> <a title="FDE Winter 2014 + Archive page 52" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=52"> Company insight &gt; Human capital management Out</a> <a title="FDE Winter 2014 + Archive page 53" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=53"> Company insight &gt; Human capital management pra</a> <a title="FDE Winter 2014 + Archive page 54" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=54"> Company insight &gt; Human capital management Opt</a> <a title="FDE Winter 2014 + Archive page 55" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=55"> Company insight &gt; Human capital management All</a> <a title="FDE Winter 2014 + Archive page 56" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=56"> MEET IN DE LEUROPE STYLE A true landmark in Amste</a> <a title="FDE Winter 2014 + Archive page 57" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=57"> Insight &gt; Pension &amp; investment Find your fid</a> <a title="FDE Winter 2014 + Archive page 58" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=58"> Insight &gt; Pension &amp; investment Measured by</a> <a title="FDE Winter 2014 + Archive page 59" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=59"> Insight &gt; Pensions &amp; investments All in the d</a> <a title="FDE Winter 2014 + Archive page 60" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=60"> Insight &gt; Pensions &amp; investments What is c</a> <a title="FDE Winter 2014 + Archive page 61" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=61"> Insight &gt; Pensions &amp; investments CDC is based </a> <a title="FDE Winter 2014 + Archive page 62" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=62"> Company insight &gt; Pensions &amp; investments The e</a> <a title="FDE Winter 2014 + Archive page 63" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=63"> Company insight &gt; Pensions &amp; investments </a> <a title="FDE Winter 2014 + Archive page 64" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=64"> 1</a> <a title="FDE Winter 2014 + Archive page 65" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=65"> TRADE &amp; INVESTMENT KWAZULU-NATAL # '$% % (&amp;</a> <a title="FDE Winter 2014 + Archive page 66" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=66"> Company insight &gt; Globalisation Hamburg: the g</a> <a title="FDE Winter 2014 + Archive page 67" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=67"> Company insight &gt; Globalisation and Google, ar</a> <a title="FDE Winter 2014 + Archive page 68" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=68"> Company insight &gt; Globalisation In the zone R</a> <a title="FDE Winter 2014 + Archive page 69" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=69"> Company insight &gt; Globalisation light industri</a> <a title="FDE Winter 2014 + Archive page 70" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=70"> Greater Zurich Area: Your vantage point for inter</a> <a title="FDE Winter 2014 + Archive page 71" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=71"> Company insight &gt; Globalisation Sustainable ec</a> <a title="FDE Winter 2014 + Archive page 72" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=72"> Company insight &gt; Globalisation Central invest</a> <a title="FDE Winter 2014 + Archive page 73" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=73"> Company insight &gt; Globalisation Partner in pro</a> <a title="FDE Winter 2014 + Archive page 74" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=74"> Insight &gt; Fleet &amp; mobility management On the road</a> <a title="FDE Winter 2014 + Archive page 75" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=75"> Insight &gt; Fleet &amp; mobility management sole aim</a> <a title="FDE Winter 2014 + Archive page 76" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=76"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 77" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=77"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 78" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=78"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 79" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=79"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 80" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=80"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 81" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=81"> Challenges Solutions Progress Mobility has to k</a> <a title="FDE Winter 2014 + Archive page 82" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=82"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 83" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=83"> Company insight &gt; Fleet &amp; mobility management </a> <a title="FDE Winter 2014 + Archive page 84" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=84"> </a> <a title="FDE Winter 2014 + Archive page 85" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=85"> /8;2)7ȇ6)Ζ1$1&amp;Ζ$/(;3(57Ζ6( Š Trading Platforms </a> <a title="FDE Winter 2014 + Archive page 86" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=86"> Insight &gt; CSR Social innovation wi</a> <a title="FDE Winter 2014 + Archive page 87" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=87"> managed a range of IT projects, but never combine</a> <a title="FDE Winter 2014 + Archive page 88" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=88"> Insight &gt; Capital markets Green bonds: the way of</a> <a title="FDE Winter 2014 + Archive page 89" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=89"> Insight &gt; Capital markets A-rated), reducing r</a> <a title="FDE Winter 2014 + Archive page 90" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=90"> Insight &gt; Capital markets Steve Weiner Steve </a> <a title="FDE Winter 2014 + Archive page 91" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=91"> Insight &gt; SEPA Euro vision Some thought the day w</a> <a title="FDE Winter 2014 + Archive page 92" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=92"> Insight &gt; SEPA A long road At various points, </a> <a title="FDE Winter 2014 + Archive page 93" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=93"> Insight &gt; SEPA Zaccardi, will see payments pro</a> <a title="FDE Winter 2014 + Archive page 94" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=94"> Directory &gt; Index Index Adra Match...............</a> <a title="FDE Winter 2014 + Archive page 95" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=95"> Delivering finance excellence through digital tran</a> <a title="FDE Winter 2014 + Archive page 96" href="https://web.archive.org/web/20160326044511/http://viewer.zmags.com/publication/6ac2f92c?page=96"> A STRIKING ACQUISITION The new NX hybrid cro</a>