Right To Buy Coop

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Right to buy your council home
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Brilliant service from the Right to Buy team. All very friendly and efficient. Made buying our council house completely stress free. Could not have done any more to help us take that first step to owning our own home. Massive Thanks to Julie.

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We have just saved over £100 a month on what we was paying out for rent versus our new mortgage payment and we have also received £54,000 of equity, why did we not do this earlier?, you made it so simple for us and I have already recommended you to my neighbour, thanks again

Mr & Mrs Hughes, London

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The service I received from righttobuy.coop was amazing, the staff were so helpful and friendly, they could not do enough for me, any query I had was answered in the fastest possible time, I will be recommending them to all my friends and family who need similar help in doing a right to buy, I will certainly be using them again in the future

L Cassidy, Nelson.

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I will certainly be using the right to buy coop again in the future for my finances. Thanks to them I am now saving money buying my house and have enough money over to finally get my new kitchen and bathroom im so glad I had the chance to do the right to buy with you thanks thanks thanks.!!!!

Z Smith, Rochdale.

Buy your house offer

The Right to Buy Scheme – So you are thinking of buying your Council House or Flat?

Righttobuy.coop is a cooperative that’s been co-created by its members to help tenants purchase their council or housing association homes through the Right to Buy or the Right to Acquire Scheme.

We are ultimately a helpline that helps to ensure that you do not encounter the burden of any unnecessary costs and delays which is often associated with the Right to Buy home buying process.

By offering a free advice and support service including giving you advice on such things as your current property valuation, your discount entitlement, your credit score and assessment of your affordability and the type of property for mortgage lending purposes, enables us to keep you fully informed and in the know from day one and by ensuring that you fit the criteria upfront it also helps us to work alongside your current landlord throughout the entire process without any potential issues arising later on, down the line and as we are also helping in the process to reduce the work that your current landlord has to do, it also makes them a little happier too, which always helps.

righttobuy.coop’s team have been proactively helping tenants navigate the Right to Buy process since 2001 and have helped save over £390million to date in combined discounts.

The Right to Buy scheme was introduced in 1980 to help tenants buy their own home from their local council at a discounted price and to date many council tenants have taken full advantage of the scheme.

New Right to Buy discounts and qualifying criteria has been released from the Government in 2012 which now gives you a discount of up to £103,900. Soon, you will also be eligible to buy your council home after being a tenant for only 3 years rather than 5 years.

From listening to you – our members and clients who are central to everything we do – we’ve been inspired to create a trusted, ethical non-profit social enterprise to give you help and support when you need it most, as buying a house is probably one of the biggest decisions you will ever have to make in your lifetime.

Right to Buy Co-op understand that buying your first home is a big step for many people and something that you will want to ask many questions about. Over the years we’ve built up a knowledge and expertise which can give you instant answers to questions asked by people in the same position as yourself.

We have a team of experts dedicated to ensuring your questions, however big or small, are answered quickly and honestly.

If you would like to speak to one of our housing advisers, who can advise you of what you are entitled to and to see if buying your home is in your best interests then please do not hesitate to get in touch as we are always happy to help. Thanks for dropping by.

Feefo feedback has been compiled from 35 customer reviews
Score Comments

As non natives we didn't know the legal system so we sometimes needed extra explanations. Not only were these were invaluable We also had the feeling


From the first contact to getting the keys to my new home. You gave me first class advice and a great service to boot and I would recommend you to a


The team at right to buy provided a friendly personal service and came up trumps for us despite our difficult circumstances. I recommend them 100% and

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Calculate my discount

Simply enter your information below to find out what discount you could be entitled to and get an indication of your new mortgage costs per month

You will receive a discount of:

Giving a discount of:

Meaning you could buy your home for:

And it could cost you: per month

The cost per month shown is only an indication of how much a mortgage for the full amount of the purchase price would cost you per month if you took out a repayment mortgage over 25 years at an interest rate of 3.5%.

Whilst this is indicative of current rates, it in no way represents any form of offer or advice and is for illustrative purposes only.

Mortgages can seem confusing and our partners could help you to find the right one. Our financial partners can advice you on all mortgages currently on the market and their advice service is totally free. Just complete your details below to find out more from them.

For any questions, advice or to buy your home:

Call us: 0800 772 0037 or request a call back

How much will it cost?

Purchasing a house is for most people the most valuable financial transaction in their lives. So before using The Right To Buy Scheme you have to consider all of the costs involved.

It's most likely that you'll need a mortgage to buy your council house. So one of the first step's that you should take is to look at your eligibility to gain access to money by speaking to one of our independent financial advisors, as you'll want to have the ability to readily buy your council home as soon as we have recieved your discount offer from your council or housing association. Simultaneously you will need to consider insuring your house and contents and possibly your life and income protection, at righttobuy.coop we have negotiated discounts for our members due to our buying power.

For instance we have negotiated a Right to Buy package that gives you the following features: No Valuation Fee's, No Solicitor Fees, No Deposit Required, a Mortgage for upto 125% of your property valuation and we have also covered your home for any home emergencies including boiler breakdown as you will now be responsible for this rather than your landlord.

Even though it is very unlikely you will need to have a deposit, you will still discover that you may have some one off costs to think about for example legal costs and perhaps stamp duty.

By completing the short form below you will be able to speak to one of our experts free of charge who will advise you of your individual needs.

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How long will it take?

After you have had appropriate financial advice either from ourselves or anybody else of your own choice you'll be able of start the Right To Buy journey with us.

Based on your Council or Housing Association it can normally take upto 8 weeks to discover if you possess the Right To Buy, from there it could be a further 3 months to discover how much you can buy your new home for. Generally though, this process will often be much faster when using the righttobuy.coop service as we normally take around 90 days when using our own solicitors.

We're able to hold your hand throughout the entire process, all the way through to completion. We don't charge any up-front fees for using this service and you only pay us after we have effectively arranged every area of the purchase and our Financial Adviser has arranged the mortgage funds to be in place ready for the solicitor.

We'll complete all of the forms as part of our service and distribute them to your Landlord. We'll then chase the Council or Housing Association continuously on your behalf ensuring the most effective possible response. We'll also deal with any communications from the Council and challenge them if required on your behalf if we feel they are being unfair or incorrect.

When the valuation is received, we'll check its detail against other property prices in your area. We'll ensure that your landlord has not taken into consideration any enhancements you have made whilst being a tenant. And we'll appeal the valuation figure strongly if we believe it to be unfavourable.

We also recommend using our own Right to Buy solicitors who are specialists in the Right to Buy legal process. We have vetted our solicitors thoroughly and ensure they meet our very high standards and complete your purchase in the shortest possible time.

Your advisor will regularly keep in contact with you throughout the process to keep you fully informed.

If you would like to have an informal chat or start the process, then please complete the short form below to get one of our team to contact you.

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