Borrowing & debt
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Second thoughts The My Home Finance loan scheme is in trouble, but tenants still need affordable finance
Kate MurrayWhatever the causes of the My Home Finance scheme’s crisis, it highlights the difficulty of providing genuinely affordable loans for those who need them -
The panel Our columnists’ verdict on the 2016 budget
Gaby Hinsliff and others -
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Borrowing on credit cards, loans and overdrafts rose £1.6bn in January, according to Bank of England figures
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Interest rates can be three times those of major credit cards once 0% period ends
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Innocent people can find themselves having to prove who they are if letters and calls start arriving at their property, so know your rights
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More than 170 tenants were evicted every day in England and Wales in 2015, according to Ministry of Justice figures
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A groundbreaking scheme to help those struggling with their finances is in big demand. We talk to an adviser on the front line, and to the people being empowered to find a way out of debt
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Whether we’re born rich or poor, our lives are shaped by our unconscious beliefs about money. What are your ‘money scripts’, and what do they reveal about your attitude to earning, spending, saving and borrowing?
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Borrowers will have no UK protection if things go wrong, cautions regulator, just days after launch of Selfcert.co.uk in Czech Republic
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Waits of more than seven weeks for the first payment create arrears that can plague claimants for months, or years
Struggling generation rent is being driven into debt